# Tide - Mobile Business Banking — Online Bank Account \| UK SMEs > Mobile business banking and financial tools for UK sole traders and companies. (iPhone/iPad app by Tide Platform Ltd.) - Source: https://appshunter.io/ios/app/tide-mobile-business-banking/id1140086177 (this page in markdown: same URL + `.md`) - Developer: [Tide Platform Ltd](https://appshunter.io/developer/1140086176) - Category: Finance, Business - Price: Free - Rating: 4.76/5 from 81,556 App Store ratings · 118 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 422 MB - Languages: American English, French (France), German (Germany) - Released: 2016-11-23 - Data updated: 2026-09-06 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/tide-mobile-business-banking/id1140086177/reviews.md ## What is Tide? One account for all things business. Everything you need to start, run and grow. Join over 2,000,000 UK sole traders, freelancers, and limited company directors who trust Tide to simplify their business finances. Open a powerful business banking account in minutes and unlock a suite of smart tools designed to save you time and money. OPEN A FREE BUSINESS ACCOUNT Open your professional account in just a few minutes – no paperwork, no monthly subscription fees. - Apply on your phone in minutes - No monthly fees - FSCS protection for up to £120,000 - Contactless Mastercard START YOUR BUSINESS FROM SCRATCH Access financing solutions tailored to your needs (cash flow, equipment, factoring) through our trusted partners. - Company Registration: Register your limited company. We’ll even pay the Companies House fee for you! - Virtual Office Address: Keep your home address private with our professional address service. - Business Name Generator: Find the perfect name and check availability instantly. - Business investment account: Put your idle cash to work with expert-managed Vanguard portfolios. TAX & ACCOUNTING MADE EASY Tide automates your administrative tasks so you can focus on what you love. - Making Tax Digital (MTD): Use our HMRC-recognised tools to automate your bookkeeping and file your VAT returns for free. - Instant Invoicing: Create, send, and track professional invoices in seconds. - Automatic Categorisation: See exactly where your money is going with smart labels for your spending. - Seamless Integrations: Connect your account to Xero, Sage, QuickBooks, and more. GROW WITH FLEXIBLE FINANCE - Business Loans: Compare loans from over 80 lenders, with amounts from £1,000 to £20 million. - Quick Decisions: Check your eligibility in minutes without affecting your credit score. - Instant Saver: Earn up to 4% AER (variable) on your business savings with easy access. SMART FEATURES FOR BUSY FOUNDERS - Tap to Pay: Turn your smartphone into a card reader and accept contactless payments on the go. - Team Access: Share account access with your team and set individual spending limits. - Expense Management: Upload receipts and categorise expenses instantly to stay organised. - Payroll management: Pay yourself and your team in one click, calculate taxes and pension contributions, and file directly with tax authorities. - Dividends management: Easily declare, record, and pay company dividends while automatically generating compliant vouchers and board minutes. - 24/7 Support: Get help whenever you need it via our secure in-app chat. WHO IS TIDE FOR? - Sole Traders - Freelancers - Entrepreneurs - Limited Companies - Scaling Startups Download Tide today and discover why we are the UK’s leading business financial platform. Visit our website: www.tide.co Like us on Facebook: www.facebook.com/tidebanking Follow us on Twitter: @TideBanking Follow us on Instagram: @tidebanking Tide | Do what you love Tide is not a bank. Tide is authorised by the FCA for electronic money and credit broking. Bank accounts are provided by ClearBank® Ltd, authorised by the PRA and regulated by the FCA and PRA. Eligible deposits protected by the FSCS. ## Key features - Open business account in minutes - Automated bookkeeping and VAT returns - Instant invoicing and expense management - Access to business loans and savings - Accept contactless payments via phone - Team access with spending limits - 24/7 in-app support ## Recent user reviews (10 of 118) All indexed reviews: https://appshunter.io/ios/app/tide-mobile-business-banking/id1140086177/reviews.md ### 5/5 — Loving it *2026-08-28, version 3.208.0* It’s my first time trying out tide. So far so good, can’t complain. ### 1/5 — AVIOD AT ALL COSTS Stolen Money Refusal to Help *2026-08-26, version 3.208.0* They have revoked access to my account with all my money telling me to connect a business account to my business account and stolen ALL of my money **Please Note Devooer response is incorrect this is not a “check” they want you to connect all of your bank accounts to their app so that they can monitor all of your finances whether you want them to or not & they will refuse you access to your account until you do**** ### 5/5 — Best business bank for SME *2026-08-25, version 3.207.0* We have been using tide for over 3 years since we started our business and it’s been an amazing experience, we can get fast loans and payment is amazingly easy ### 5/5 — Mr Iqbal *2026-08-25, version 3.207.0* Quick and easy ### 5/5 — 5* *2026-08-22, version 3.205.0* Great, easy to use app. Customer service is good too. ### 4/5 — Mr. *2026-08-21, version 3.205.0* Quick and understandable ### 5/5 — Excellent *2026-08-17, version 3.205.0* As a first time business owner I found this app very convenient as it helps create an over view and categorise my financial outgoings and book keeping. I highly recommend this if you’re kept busy and need all your information in one place to refer back to. ### 1/5 — Very poor bank *2026-08-15, version 3.205.0* Be careful using this bank, they randomly shut my account down saying they needed to conduct a review, to not give me a reason and not let go of my funds after many months. They charge per transfer and charge you unexpected for their monthly services, that i never signed up for! Thankfully i claimed it back again after months. Other friends had the same issue just a horrible business bank to be with, and definitely wouldn’t trust they can ruin your businesses cashflow instantly. Without reason too. ### 1/5 — Huseyin *2026-08-12, version 3.204.0* Very bad service. I have not been able to make any transactions for the past 5 days due to a glitch that tide cannot fix. I have also now been locked out of my main account and unable to invoice or see my balance or do anything. Customer service is not helpful at all and they don’t even have a dedicated technical team that can be contacted to resolve the Matter and focus more on excuses rather than solutions. If I can rate the service 0 stars I would. Very unhappy with this company. ### 1/5 — Terrible onboarding experience *2026-08-12, version 3.204.0* Terrible onboarding experience. I started my application on August 5th and have been caught in an endless loop of repetitive information requests ever since. Despite promptly answering every call and in-app message (Friday, Monday, Tuesday, and a midnight message!), I am still waiting for an update days later. If this is the level of customer service and internal communication I can expect before even opening an account, I'd rather take my business elsewhere. ## Frequently asked questions about Tide ### Is Tide free to use? Yes, Tide offers a free business account with no monthly fees. You can open your professional account in minutes and access a suite of smart tools designed to save you time and money. ### What security measures does Tide have? Tide accounts are protected by FSCS protection for up to £120,000. Bank accounts are provided by ClearBank®, Ltd, which is authorised by the PRA and regulated by the FCA and PRA. ### Can I register a company with Tide? Yes, Tide offers a company registration service for limited companies. They will even pay the Companies House fee for you, simplifying the process of starting your business. ### How does Tide help with taxes? Tide offers Making Tax Digital (MTD) compliant tools to automate your bookkeeping and file your VAT returns for free. This helps sole traders and limited companies stay compliant with HMRC. ### What financing options are available through Tide? Tide provides access to financing solutions through trusted partners, including cash flow loans, equipment financing, and factoring. You can compare loans from over 80 lenders. ### Can I accept payments with Tide? Yes, you can turn your smartphone into a card reader with the Tap to Pay feature, allowing you to accept contactless payments on the go. Tide also offers instant invoicing to send and track professional invoices. ### How often is Tide updated? The latest version of Tide is 3.189.0, and it was last updated on June 19, 2026. This indicates a consistent update schedule to improve features and reliability. ### What is the user rating for Tide? Tide has an excellent user rating of 4.8 stars from 81,556 ratings, indicating high user satisfaction with its business banking services and features. ## Version history (last 5 releases) ### 3.211.0 — 2026-09-05 We're always working on improvements to the Tide app to help save businesses time and money. Get ready to save even more time on your finance admin: All new Tide application, Release 3.211.0 (Build 2652) is here! Packed with smart features, plus we've upgraded our app to give you an even better experience by fixing defects and improving performance of the app. ### 3.210.0 — 2026-09-02 We're always working on improvements to the Tide app to help save businesses time and money. Get ready to save even more time on your finance admin: All new Tide application, Release 3.210.0 (Build 2610) is here! Packed with smart features, plus we've upgraded our app to give you an even better experience by fixing defects and improving performance of the app. ### 3.209.0 — 2026-08-28 We're always working on improvements to the Tide app to help save businesses time and money. Get ready to save even more time on your finance admin: All new Tide application, Release 3.209.0 (Build 2596) is here! Packed with smart features, plus we've upgraded our app to give you an even better experience by fixing defects and improving performance of the app. ### 3.208.0 — 2026-08-25 We're always working on improvements to the Tide app to help save businesses time and money. Get ready to save even more time on your finance admin: All new Tide application, Release 3.208.0 (Build 2510) is here! Packed with smart features, plus we've upgraded our app to give you an even better experience by fixing defects and improving performance of the app. ### 3.207.0 — 2026-08-24 We're always working on improvements to the Tide app to help save businesses time and money. Get ready to save even more time on your finance admin: All new Tide application, Release 3.207.0 (Build 2482) is here! Packed with smart features, plus we've upgraded our app to give you an even better experience by fixing defects and improving performance of the app. ## More apps by Tide Platform Ltd - [Tide: compte pro en ligne](https://appshunter.io/ios/app/tide-compte-pro-en-ligne/id1643532640) All apps by Tide Platform Ltd: https://appshunter.io/developer/1140086176 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*