# Tikkie — Makkelijk en voor iedereen.

> Mobile payment request and money transfer app for quick settlements. (iPhone/iPad app by ABN AMRO Bank N.V..)

- Source: https://appshunter.io/ios/app/tikkie/id1112935685 (this page in markdown: same URL + `.md`)
- Developer: [ABN AMRO Bank N.V.](https://appshunter.io/developer/438185490)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.80/5 from 1,461 App Store ratings · 75 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 238 MB
- Languages: American English, Dutch
- Released: 2019-07-23
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/tikkie/id1112935685/reviews.md

## What is Tikkie?

Requesting back your money and paying back other people doesn’t have to be difficult. Tikkie lets your friends pay you back quickly and easily over WhatsApp, Telegram, Messenger or by text message. And it’s really easy to transfer money with Tikkie, no matter where you bank. Anyone can use Tikkie!

When to use Tikkie
Tikkie comes in handy when you have paid for someone else and you want your money back, or when someone else has paid for you and you need to pay them back. Whether it’s a one-off purchase or various different group expenses, Tikkie can be used in any situation. You might have paid for: 
•	drinks with your club friends; 
•	a present for a colleague; 
•	festival tickets; 
•	weekend away with friends; 
•	household expenses in your student house.

Really easy payment requests
Simply use Tikkie to send a payment request over WhatsApp, Telegram or Messenger, by text message, or however else you want. The request will contain a link that your friends can use to pay you back. So you no longer need to exchange account numbers! Your friends don’t need to have Tikkie, but they do need a Dutch current account, and a Dutch, Belgian or German phone number. Tip: you can now also let your friends fill in the amount themselves. That’s handy when different people owe you different amounts.

Track your group expenses and settle up 
Tikkie makes it easy for you to keep track of group expenses too. Create a Groepie, invite your friends, and you’re good to go. All of the group members can add and settle up expenses, with a Tikkie of course! Good to know: your friends need the Tikkie app to join a Groepie.

Unique deals with Tikkie Terug
Get money back from well-known brands thanks to cashback promotions! If you see a QR code in a shop or on an online promotion page, simply scan it with the Tikkie app and get all or part of the purchase price back right away.

iDEAL | Wero payments
Your friends pay you back using iDEAL | Wero and their own banking app, and the money is paid straight into your current account. Payments through Tikkie also use iDEAL | Wero and we don’t charge any transaction fees for this.

For businesses too
If you’re an ABN AMRO business client, make things easy on yourself and your customers by sending a payment request! Tikkie is also available to businesses, from self-employed individuals to multinationals. Your invoices are paid fast and your customers are happy. They don’t need cash, and you don’t need an expensive payment terminal.
 
ABN AMRO initiative
Tikkie is an ABN AMRO initiative, which means your details are secure. ABN AMRO only uses your details for the payments requests and payments, and not for any commercial activities.

## Key features

- Send payment requests
- Receive money easily
- Group expense tracking
- Cashback deals
- No bank account exchange
- Business payment requests

## What do users think of Tikkie?

Overall sentiment: negative

**Pros**

- 👍 Easy to use
- 🚀 Great app

**Cons**

- 🚫 Only works with Dutch IBAN
- 🚫 Doesn't support non-Dutch phone numbers
- 🚫 Doesn't work in Belgium
- 🚫 Doesn't work with Revolut accounts
- 🐛 Crashes often
- 🔍 Unclear UI for group payments

**Commonly reported bugs**

- Incompatible with new iPhone models
- Doesn't work with non-Dutch IBANs

**Most requested features**

- Support for Belgian bank accounts
- Support for non-Dutch phone numbers
- Support for more European countries
- History of paid Tikkies
- Bancontact integration for Belgium

## Recent user reviews (10 of 75)

All indexed reviews: https://appshunter.io/ios/app/tikkie/id1112935685/reviews.md

### 2/5 — Hij is leuk maar spijtig

*2025-08-27, version 7.7.0*

Ik kan het ni gebruiken door dat mijn idan belgië is

### 5/5 — Great app

*2025-07-06, version 7.6.0*

Great app

### 1/5 — Niet alle IBANs werken

*2025-05-09, version 7.4.0*

Een IBAN is een Europese rekening formaat, het is niet mogelijk om andere als Nederlandse rekeningen in te vullen. Graag in een volgende versie 2 karakters meer instelbaar maken (namelijk de 1e twee). Niet te gebruiken dus de app weer verwijdert.

### 1/5 — Verdienmodel!!

*2025-01-19, version 7.0.0*

Het is spijtig om in 2025 te moeten vaststellen dat de Efteling in zee gaat met een app dat enkel met Nederlandse Iban rekeningnummers werkt. Er wordt €0,25 remgelicht aangerekend per beker. Als buitenlander kan je wel een QR-code scannen, maar dan moet je nog uw rekeningnummer ingeven, wie kent in deze digitale tijd zijn rekeningnummer nog, om nog eens een QR-code te scannen, en dit terwijl er 10 andere mensen achter u staan te wachten. Is duidelijk gericht op een extra verdienmodel, zo moeten ze per dag honderden euro’s aan remgelicht niet terugstorten!!!
Verwerpelijk!!

### 1/5 — Deceiving

*2025-01-15, version 7.0.0*

On the website it says the app is for “everyone” but after downloading you notice that there are only a few European countries listed that can use it.

### 1/5 — Nicht international möglich

*2025-01-10, version 6.14.0*

Die App funktioniert nur mit einem Niederländischen Konto, schade. Dann halt nicht

### 1/5 — Just with dutch IBAN

*2024-12-24, version 6.14.0*

Just with dutch IBAN

### 4/5 — Good

*2024-11-26, version 6.13.0*

Good app

### 1/5 — Not for all phone numbers

*2024-11-24, version 6.13.0*

I have an ABN account for years. 
Strange that someone can send me a Tikkie and my payment is accepted but I cannot sign up bc I do not have a Dutch/Belgian or German phone number (or another country that is listed).

### 2/5 — Wel Belgisch telefoonnummer maar geen Belgische rekeningnummer.

*2024-10-09, version 6.11.0*

Ik vind het super vervelend dat je nog altijd geen Belgische bankrekening kan gebruiken op tikkie in 2024. In 2024 zou je verwachten dat je tikkie kan gebruiken met een buitenlands rekeningnummer en niet alleen een Nederlandse rekening.

## Frequently asked questions about Tikkie

### What does Tikkie do?

Tikkie allows users to easily request and send money to others. You can create payment requests that can be shared via messaging apps like WhatsApp, Telegram, or Messenger, eliminating the need to exchange bank account numbers. It also facilitates group expense tracking and offers cashback opportunities.

### How do I use Tikkie to get paid back?

To get paid back, you simply create a payment request within the app. This request generates a link that you can send to your friends via various messaging platforms. They can then use this link to pay you back directly through their banking app using iDEAL or Wero.

### Is Tikkie free to use?

The app itself is free to download and use for sending and receiving payments. While the description mentions 'Tikkie Terug' for cashback deals, it doesn't specify any direct costs for these promotions. Transaction fees for payments made through iDEAL | Wero are not charged by Tikkie.

### Who can use Tikkie?

Anyone can use Tikkie to send and receive money. However, for friends to pay you back, they need a Dutch current account and a Dutch, Belgian, or German phone number. For group expense features like 'Groepie', friends need to have the Tikkie app installed.

### What are the benefits of using Tikkie for group expenses?

Tikkie simplifies tracking and settling group expenses. You can create a 'Groepie', invite friends, and allow everyone to add and settle their share of expenses. This is particularly useful for shared costs like trips, presents, or household bills, making it easy to ensure everyone pays their fair share.

## Version history (last 5 releases)

### 7.15.0 — 2026-08-04

Your Tikkie app just got a little refresh! We squashed some bugs and made a few smart improvements to keep everything running smoothly. Enjoy the upgrade!

### 7.14.0 — 2026-06-29

It’s time to update your Tikkie again! In this version, we’ve tweaked our deals. For example, the receipt scanning feature has now been improved, so you’ll have a clearer understanding of what to do if a photo isn’t legible.

### 7.13.0 — 2026-05-21

Your Tikkie app just got a little refresh! We squashed some bugs and made a few smart improvements to keep everything running smoothly. Enjoy the upgrade!

### 7.12.0 — 2026-04-20

Your Tikkie app just got a little refresh! We squashed some bugs and made a few smart improvements to keep everything running smoothly. Enjoy the upgrade!

### 7.11.0 — 2026-03-03

Your Tikkie app just got a little refresh! We squashed some bugs and made a few smart improvements to keep everything running smoothly. Enjoy the upgrade!

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All apps by ABN AMRO Bank N.V.: https://appshunter.io/developer/438185490

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
