# Till: Kids & Teen Banking — Debit Card, Saving & Spending

> Family banking app and debit card for kids to learn financial responsibility. (iPhone/iPad app by Till Financial.)

- Source: https://appshunter.io/ios/app/till-kids-and-teen-banking/id1496157742 (this page in markdown: same URL + `.md`)
- Developer: [Till Financial](https://appshunter.io/developer/1496156284)
- Category: Finance, Education
- Price: Free with in-app purchases
- Rating: 4.80/5 from 10,007 App Store ratings · 317 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 65 MB
- Languages: American English
- Released: 2020-12-06
- Data updated: 2026-08-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/till-kids-and-teen-banking/id1496157742/reviews.md

## What is Till?

From first allowance to first paycheck, Till is a debit card and family money app that gives kids and teens the hands-on experience they need to build healthy money habits. Parents stay in control and can see everything. The whole family can be part of it too — grandparents, relatives, caregivers, anyone you invite — all in one shared app.

With Till, you can:

- Give kids a real Visa® debit card — physical, digital, or both
- Automate allowance and assign chores
- Create savings goals and add parent-paid interest or goal boosts
- Set spending limits by category or block specific merchants
- Get notified every time the card is used
- Track how kids spend over time and get spending insights
- Earn cash back and save rewards*
- Save with no foreign transaction fees*
- Add trusted adults—family members, a caregiver, or anyone you choose
- Set up direct deposit for part-time jobs
- Refer friends and family to earn bonuses**

No overdraft fees. No minimum balance. No surprises.

One Till Premium* subscription covers your whole family (up to 5 kids) for $7.99/month or $79/year. *See Till's Terms of Service for full details. www.tillfinancial.com/terms 

Till is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. Till accounts are FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. The Till Visa Card is issued by Coastal Community Bank pursuant to license by Visa U.S.A. Inc.

Coastal Community Bank Privacy Policy: https://www.coastalbank.com/privacy-notice.html

**Referral program T&Cs: https://www.tillfinancial.com/referral-programs

## Key features

- Debit card for kids
- Automated allowance payments
- Spending and saving tracking
- Instant money transfers
- Apple Pay integration
- Referral bonuses

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Monthly | $7.99 | per month |
| Premium Annual | $79.00 | per year |


## Chart rankings

- #59 in Top Grossing · Finance (US App Store)

## What do users think of Till?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Fast customer service
- 💡 Great for managing kids' allowance
- 🚀 Seamless international usage
- 👍 User-friendly interface

**Cons**

- 🐛 Slow money transfers
- 🔒 Concerns about account closures without explanation
- 🐛 Inconsistent app performance
- 🔒 Requests for sensitive personal information
- 🐛 Issues with funding and reloading the card

**Commonly reported bugs**

- App crashes and freezes
- Incorrect transaction tracking and balance updates
- Issues with card activation and delivery
- Problems with linking bank accounts

**Most requested features**

- Ability to transfer money between child and parent accounts
- Faster ACH transfers
- More flexible deposit options beyond bank accounts
- Support for additional banks beyond Plaid integration
- Ability to set up non-daily recurring tasks/chores

## Recent user reviews (10 of 317)

All indexed reviews: https://appshunter.io/ios/app/till-kids-and-teen-banking/id1496157742/reviews.md

### 1/5 — This sucks

*2026-08-18, version 1.100.1*

They make you pay to add money to your wallet to give to your kids just to earn extra money

### 1/5 — Customer service impossible

*2026-08-14, version 1.100.1*

Frustrating app, service, and support.

### 5/5 — Till

*2026-08-07, version 1.100.0*

So easy to use. Great way to teach your kids about banking while having control.

### 5/5 — Support Team is Great

*2026-08-07, version 1.100.0*

We set up my daughter with the app when we first got Till, but my son was a couple of years later. The support team was amazing … quick to respond and very patient.

### 4/5 — Till

*2026-08-02, version 1.99.0*

Great app but can you make note card designs

### 1/5 — You deliver sucks

*2026-07-23, version 1.98.1*

It said 10 days it’s been 12 your guys deliver sucks

### 4/5 — Great for kids, has some hiccups

*2026-07-20, version 1.98.1*

One of the major issues I’ve had is changing personal info- if you change your phone number, email, etc, you HAVE to do it over the phone. Doing it online isn’t an option and it kinda sucks, since they have a very slow customer number (that will hang up on you if nobody is available too) 
Otherwise the app is great, very simple to understand and lightweight

### 1/5 — Bad

*2026-07-05, version 1.98.0*

I wait 2 weeks
For the card for my
Kids it never came
Through

### 3/5 — Till is Great, but there is some flaws

*2026-07-03, version 1.98.0*

I personally believe that Till is great for children and saving. However there are a few things I dislike.
1. If you are offline for a week or two if signed you out. I dislike this because it’s generally like really annoying.
2. The format isn’t really that good. I got kind of confused so that wasn’t really great for me.
3. Setting up an account was pretty challenging for me and my family. However as you can tell we were able to set up the account, but it wasn’t the easiest.
However overall I do think that Till is great for a few reasons as well such as the ability to freeze the credit card, always being able to see how much is on the card, and only costing $5 for a physical card.

### 5/5 — Absolutely amazing

*2026-07-01, version 1.98.0*

This app is so incredible and I can’t believe it is FREE!! Their customer service is unbeatable and my kids are excited to do chores. The app is incredibly easy to use. I can’t say enough good things about it

## Frequently asked questions about Till

### What does the Till app do?

The Till app is a family banking solution designed to help kids and teens build smart money habits. It provides a debit card, automated allowance features, spending insights, and rewards to teach financial responsibility through hands-on experience.

### What are the key features of Till?

Key features include a personal debit card for kids, the ability to track spending and saving, instant money transfers to children, automated allowance payments, and integration with Apple Pay. Parents can also monitor spending and refer friends for bonuses.

### How much does Till cost?

Till offers a free plan with core banking features. There is also a Premium plan available that provides enhanced rewards and benefits. Specific pricing for the Premium plan is not detailed in the provided description.

### Is Till available on all devices?

The app description mentions syncing the card with Apple Pay, suggesting compatibility with Apple devices. Further details on compatibility with other operating systems like Android are not explicitly provided.

### How does Till help kids learn about money?

Kids learn through hands-on experience by making their own financial decisions with their debit card, tracking their spending, and learning saving techniques. The app aims to prepare them for the real world and the cashless economy.

## Version history (last 5 releases)

### 1.101.0 — 2026-08-25

What's new in this version:

- Bug fixes and performance improvements

Thanks for downloading the latest version of Till!

### 1.100.1 — 2026-08-11

What's new in this version:

- Bug fixes and performance improvements

Thanks for downloading the latest version of Till!

### 1.100.0 — 2026-08-06

What's new in this version:

- Bug fixes and performance improvements

Thanks for downloading the latest version of Till!

### 1.99.0 — 2026-07-28

What's new in this version:

- Bug fixes and performance improvements

Thanks for downloading the latest version of Till!

### 1.98.1 — 2026-07-09

What's new in this version:

- Bug fixes and performance improvements

Thanks for downloading the latest version of Till!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
