# Time Value of Money Calculator — user reviews

> 10 indexed App Store user reviews of Time Value of Money Calculator by Igor Shtygashev, rated 2.00/5 from 5 ratings.

- Source: https://appshunter.io/ios/app/time-value-of-money-calculator/id1246450193/reviews
- App overview in markdown: https://appshunter.io/ios/app/time-value-of-money-calculator/id1246450193.md
- Rating breakdown: 5★ 0 · 4★ 1 · 3★ 1 · 2★ 0 · 1★ 3

## Most critical reviews (10 lowest-rated)

### 1/5 — App not working

*2019-03-18*

The option in the image isn’t available in the app. The app only calculates fv, pv and pmt not interest rate or amount of years

### 1/5 — You can’t solve for rate

*2018-11-05*

Don’t release an app when it’s not fully functional yet. Waste of time downloading and figuring out it doesn’t work. Also a waste of time writing this review, but hopefully it helps others not waste time, and gives the developer a push to not release things that aren’t finished. Cheers

### 1/5 — Interest rate

*2018-10-18, version 1.2.2*

After installing I noticed it does not solve for interest rate. It only solves for present value, future value and payment with a known interest rate.

### 1/5 — TVM calculator

*2018-09-03, version 1.2.2*

I do not understand the last 3 options regarding period (number of periods, compounding period, payments per period). There is no help feature on this app to explain the different options.

### 1/5 — No Payment Field

*2018-07-16, version 1.1.1*

No payment field makes this not a fully functional TVOM calculator.

### 2/5 — Great idea 4 an App

*2018-12-13, version 1.3.1*

I like the concept of a present value calculator. But I don’t find this app intuitive.  It has been 50 years since college so I might be rusty on what to expect. I found this app difficult to  learn and not very useful.

### 2/5 — Sleek and Functional, But Lacking Payment Amount

*2018-03-16*

The interface is nice and simple, and it looks great! The app is functionally smooth. The reason I gave 2 stars is because a true Time Value of Money calculation factors in Payment Amount, which this app does not do.

My recommendations:
1. Add Payment Amount function
2. Allow for negative values (i.e. borrowed money = positive Present Value; money lent out = negative Present Value; payments made to a loan = negative Payment Amount; payments received to money lent to another = positive Payment Amount).

### 3/5 — Quick tool but cant find one thing

*2020-07-10, version 1.3.2*

Is there a function to solve for the number of periods? I cant seem to find it

### 4/5 — Please allow for calculation of higher values.

*2018-10-17, version 1.2.2*

Otherwise, great app!

### 5/5 — Exactly what I was looking for

*2019-03-01*

Except one missing function: nper

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*