# Timiza > Mobile banking app for loans, transfers, bill payments, and savings. (iPhone/iPad app by Absa Bank Limited.) - Source: https://appshunter.io/ios/app/timiza/id1579638825 (this page in markdown: same URL + `.md`) - Developer: [Absa Bank Limited](https://appshunter.io/developer/619957263) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 17+ - Requires: iOS 13.0 · 59 MB - Languages: English - Released: 2021-08-22 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/timiza/id1579638825/reviews.md ## What is Timiza? Timiza haina story mingi. Do your banking at the touch of a button with Timiza from Absa Bank Kenya! With Timiza you can bank from your phone, whether you want to get an instant loan, transfer funds, pay bills or purchase an insurance cover. But that’s not all, if registered for Timiza, you can also save and earn returns with our Zidisha savings account. Get started with Timiza: • Open an Account instantly. • Save and earn rewards with Timiza Savings. • Get instant loans on your phone. • Deposit funds into Timiza. • Purchase insurance. • Buy airtime. • Pay for KPLC/ZUKU/DSTV/GOTV bills. • Pay bills via Till and pay bill accounts on Timiza • Withdraw funds via all Absa ATMs. What are the requirements for a customer to have a Timiza Account? • Be a registered Safaricom Subscriber. • Be a registered Safaricom M-PESA customer. • Have an active Safaricom M-PESA account/line. • Hold a Kenyan National Identification Document (ID) Kindly note that Kenyan passports are not allowed. Timiza Tariff and Guides Please refer to the Timiza Tariff and frequently asked questions on the link below: https://www.absabank.co.ke/personal/ways-to-bank/timiza/ Who is eligible for a Timiza Loan? In order to qualify for a loan, you need to be an M-PESA subscriber for more than 6 months, actively use other Safaricom services such as voice, data and M-PESA. You will also need to have a good rating at the Credit Reference Bureau [CRB] and by Safaricom on Okoa Jahazi. What are the features of the Timiza Loan? • If you qualify, your loan limit will be displayed when you log in to your Timiza account and you can borrow. • Timiza Loan attracts an interest charge of 1.083% charged once and a facilitation fee of 5% of the amount borrowed for a term of 30 days. • Loan is disbursed to the Customer’s Timiza account (not directly to M-PESA). The Customer will access the funds by withdrawing from Timiza to M-PESA • To grow your loan limit: o Increase activity on your TIMIZA Account by transacting on other services offered on Timiza. For example, Deposit cash, Purchase airtime, Pay your utility bills, Subscribe to Insurance. o Open and Increase savings on your Zidisha savings account on Timiza o Increase usage of M-PESA services Absa Bank Kenya Plc is regulated by the Central Bank of Kenya. ## Key features - Instant account opening - Instant mobile loans - Fund transfers - Bill payments - Insurance purchases - Savings accounts with returns - Airtime purchase ## Frequently asked questions about Timiza ### What are the requirements to open a Timiza account? To open a Timiza account, you must be a registered Safaricom subscriber and M-PESA customer with an active line. You will also need a Kenyan National Identification Document (ID). ### How does the Timiza loan work? Timiza loans attract a 1.083% interest charge and a 5% facilitation fee for a 30-day term. Loans are disbursed to your Timiza account, from which you can withdraw to M-PESA. ### How can I increase my Timiza loan limit? To grow your loan limit, increase your activity on Timiza by transacting on other services like depositing cash, paying bills, or subscribing to insurance. Also, increase your savings in the Zidisha savings account and your M-PESA usage. ### What types of bills can I pay with Timiza? You can pay utility bills such as KPLC, ZUKU, DSTV, and GOTV. Additionally, you can pay bills via Till and pay bill accounts directly through Timiza. ### Can I withdraw funds from Timiza? Yes, you can withdraw funds from your Timiza account via all Absa ATMs. The loan is disbursed to your Timiza account, and you can then withdraw it to M-PESA. ### Does Timiza offer savings accounts? Yes, if registered for Timiza, you can open and use the Zidisha savings account to save money and earn returns. ### What devices does Timiza support? Timiza is available on iPhone and iPod devices, as indicated by the supported devices listed. ### How often is Timiza updated? The latest version of Timiza is 1.0.66, and it was last updated on April 16, 2026, indicating regular updates for the application. ## Version history (last 5 releases) ### 1.0.66 — 2026-04-16 Bugs and fixes. ### 1.0.65 — 2026-01-14 Bugs and fixes. ### 1.0.64 — 2025-10-23 Bugs and fixes. ### 1.0.51 — 2025-10-09 Bugs and fixes. ### 1.0.50 — 2025-08-12 Bugs and fixes. ## Apps similar to Timiza | App | Rating | Price | Category | | --- | --- | --- | --- | | [Co-op Bank App](https://appshunter.io/ios/app/co-op-bank-app/id6742747415) | 4.8 (676) | Free | Finance | | [MyBritam](https://appshunter.io/ios/app/mybritam/id1463360807) | 2.3 (7) | Free | Finance | | [YEA! 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*