# Timmy - AI Spending Buddy — Save money faster with Timmy.

> AI-driven personal finance assistant for smart spending and wealth growth. (iPhone/iPad app by Jacob Lucas.)

- Source: https://appshunter.io/ios/app/timmy-ai-spending-buddy/id6743887960 (this page in markdown: same URL + `.md`)
- Developer: [Jacob Lucas](https://appshunter.io/developer/1659181131)
- Category: Finance, Shopping
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 17+
- Requires: iOS 17.6 · 34 MB
- Languages: American English
- Released: 2025-04-04
- Data updated: 2026-06-07
- Monetization: subscription

## What is Timmy?

Everyone knows there’s a hidden path to wealth, but most people spend their entire lives trying, and failing, to find it. Now imagine someone shows you that path and walks you through it, step by step. That’s what Timmy is for. By monitoring your spending, Timmy builds that path specifically for you.

Timmy shows you the smartest way to spend your money so your wealth can grow. Wondering if a certain purchase is worth it? Timmy tells you how it affects your future balance. Not sure how much should be in your savings account? Timmy lets you know exactly how much to transfer without falling short elsewhere. Nearing your monthly grocery limit? Timmy gives you a friendly heads-up.

Timmy’s only goal is to help your account grow. All you have to do is follow the process. It’s easy.

The Process:

- Link your bank account

- Choose one of Timmy's savings goals

- Generate a budget

- Follow Timmy’s steps

- Watch your account grow

Note: A subscription is required to link your bank and use Timmy.

Privacy Policy: https://www.timmyapp.com/privacy-policy
Terms of Use: https://www.timmyapp.com/terms-and-conditions

## Key features

- AI-powered spending analysis
- Personalized financial guidance
- Purchase impact assessment
- Savings account recommendations
- Budget generation
- Goal-based savings tracking

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium - Monthly Subscription | $4.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium - 1 Week Access | $1.99 | one-time |


## Is Timmy safe?

Not enough ratings yet to assess Timmy.

## Is Timmy legit?

Timmy - AI Spending Buddy is no longer available in the App Store. The AppsHunter Legitimacy Score for Timmy is 35 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about Timmy

### How does Timmy help me save money faster?

Timmy monitors your spending habits and provides personalized insights on how to spend smarter. It guides you through budgeting and savings goals, showing you the impact of purchases on your future finances.

### What is the subscription cost for Timmy?

Timmy offers a Premium Monthly Subscription at $4.99 per month. A subscription is required to link your bank account and utilize the app's core features.

### Is Timmy secure to link my bank account with?

While the description does not detail specific security measures, linking bank accounts for financial apps typically involves industry-standard encryption and security protocols. Users should review the provided Privacy Policy for detailed information.

### What devices does Timmy support?

Currently, Timmy is supported on iPhone devices. Information regarding Android or other platform availability is not provided.

### How often is Timmy updated?

The latest version of Timmy is 1.0.9, last updated on November 11, 2025. This indicates a recent update, suggesting ongoing development and maintenance.

### What age rating does Timmy have?

Timmy has an age rating of 17+. This is likely due to the financial management aspects of the app.

### Does Timmy have ads?

No, Timmy does not contain advertisements. The app's monetization is solely through its subscription model.

### What are the main benefits users experience with Timmy?

Users can expect to gain clarity on their spending, receive actionable advice for wealth growth, and feel more in control of their financial future by following Timmy's step-by-step guidance.

## Version history (last 5 releases)

### 1.0.9 — 2025-11-11

Bug fixes.

### 1.0.8 — 2025-11-10

- Added a new Stock Simulator guessing game!
- Everyone can join and play live with other players.
- Bet on when you think the stock is at its highest point — and win!

### 1.0.7 — 2025-08-04

This version contains UI improvements.

### 1.0.6 — 2025-07-29

This version contains UI improvements.

### 1.0.5 — 2025-05-20

UI improvements and bug fixes.

## More apps by Jacob Lucas

- [Timmy - AI Spending Buddy](https://appshunter.io/ios/app/timmy-ai-spending-buddy/id6499127715)

All apps by Jacob Lucas: https://appshunter.io/developer/1659181131

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-07.*