# TinyDebt: Debt Payoff Planner — Snowball Method & Loan Tracker

> Simple loan manager for tracking and planning debt payoff. (iPhone/iPad app by Vladislav Siumbeli.)

- Source: https://appshunter.io/ios/app/tinydebt-debt-payoff-planner/id6752252043 (this page in markdown: same URL + `.md`)
- Developer: [Vladislav Siumbeli](https://appshunter.io/developer/1830282251)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 3.50/5 from 2 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 77 MB
- Languages: American English, Arabic, Catalan, Croatian, Czech, Danish, Dutch, Finnish, French (France), German (Germany) and 23 more
- Released: 2025-11-25
- Data updated: 2026-08-25
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/tinydebt-debt-payoff-planner/id6752252043/reviews.md

## What is TinyDebt?

Take control of your finances and become debt-free with TinyDebt, the ultimate debt payoff tracker.

Stop struggling with complicated spreadsheets. TinyDebt is a simple loan manager designed to help you organize credit card debt, personal loans, and mortgages in one place. Whether you prefer the Debt Snowball or Debt Avalanche method, our payoff planner gives you a clear path to financial freedom.

Stay Organized (Free Debt Tracker)

- Track Loans: Manage up to 3 debts including credit cards and student loans.
- Debt Dashboard: View your total balance and monthly repayment plan at a glance.
- Progress Tracking: Log payments manually and watch your debt-free date get closer.

Go Pro (Accelerate Your Debt Payoff)
Upgrade to TinyDebt Pro for advanced finance tools that help you save money on interest:

- Unlimited Debts: Track your entire financial portfolio.
- Snowball & Avalanche: Automatically calculate the fastest way to pay off debt.
- What-If Calculator: See how extra payments reduce your interest and time.
- Payment Reminders: Never miss a due date with smart notifications.

Secure & Private Loan Management
As a solo developer, I value your privacy. Your financial data stays on your device. TinyDebt is an offline debt tracker—no bank syncing required and no data sharing.

Why Choose TinyDebt?
Users love our intuitive debt calculator and motivating charts. If you need a clean IOU tracker or a professional debt payoff planner, TinyDebt is the simplest tool on the App Store.

Start your journey today. Download the best debt tracker and see how fast you can become debt-free!

By using this app, you agree to Apple's Standard End User License Agreement (EULA). You can read the full EULA here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Track multiple debt types
- Debt payoff method selection
- Progress visualization
- Manual payment logging
- Unlimited debt tracking (Pro)
- Interest saving calculator (Pro)
- Payment reminders (Pro)

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Annual | $29.99 | per year |
| Monthly | $4.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime | $79.99 | one-time |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/tinydebt-debt-payoff-planner/id6752252043/reviews.md

### 2/5 — You can add your debt but there’s no way to track it. Free for 7 days, paid subscription afterwards.

*2026-04-19*

The app is useful because there’s a feature to add your debt, and it has personalized smart insight features that show you which debt to focus on. There’s also features for visualization using a “what if calculator and you can However, it feels like it’s incomplete because there is absolutely no way to actually track or record the payments I’ve made, which makes it functionally useless, especially if it’s only free for 7 days and then you have to pay for pro after that.

**Developer response:** Thank you for the feedback! We’re glad you found the insights and calculators useful. You can actually track payments by tapping into a specific debt; the 'Record Payment' button is located within that detail view. Regarding the trial, TinyDebt remains free to use with limited features after 7 days, the subscription is only required for Pro tools. We’ll look into making the payment entry more intuitive!

### 5/5 — Great Simple App!

*2025-12-01*

I love the simplicity of this app to organize all my expenses. By adding my mortgage I now have visibility into my biggest debt!

**Developer response:** Thank you!
I'm happy you love this app.

## Frequently asked questions about TinyDebt

### How does TinyDebt help users become debt-free?

TinyDebt provides a clear path to financial freedom by allowing users to organize all their debts, including credit cards and loans. It offers tools to track progress and choose between popular payoff strategies like Debt Snowball and Debt Avalanche.

### What are the main features of TinyDebt?

The free version allows tracking up to 3 debts with a dashboard for balances and repayment plans. Users can log payments manually to see their debt-free date approach. The Pro version offers unlimited debt tracking, automated payoff calculations, a what-if calculator, and payment reminders.

### Is TinyDebt secure and private?

Yes, TinyDebt prioritizes user privacy. As an offline debt tracker, your financial data stays on your device, and no bank syncing or data sharing is required.

### What are the subscription options for TinyDebt Pro?

TinyDebt Pro is available through monthly subscriptions at $2.99 per month or annual subscriptions at $24.99 per year. Both plans offer a 7-day free trial.

### Does TinyDebt have ads?

Yes, TinyDebt contains advertisements. These ads are present in the free version of the application.

### What devices does TinyDebt support?

TinyDebt is compatible with iPhones, iPads, and iPods, making it accessible across various Apple devices.

### How often is TinyDebt updated?

The app was last updated on May 11, 2026, with version 1.5.0. This indicates a commitment to ongoing development and improvements.

### What is the user sentiment for TinyDebt?

Based on available data, TinyDebt has a rating of 3.5 stars from 2 ratings. Users appreciate its intuitive design and motivating charts for debt management.

## Version history (last 5 releases)

### 1.8.0 — 2026-08-13

Thanks for using my app, this update contains bug fixes and performance improvements.

### 1.7.0 — 2026-07-09

Thanks for using my app! This update brings integrated widgets, bug fixes, and performance improvements.

### 1.6.1 — 2026-06-23

Thanks for using my app, this update contains bug fixes and performance improvements.

### 1.6.0 — 2026-06-07

Thanks for using my app, this update contains bug fixes and performance improvements.

### 1.5.0 — 2026-05-11

Thanks for using my app! This update brings a fresh new overview page look, an improved UI design, a new Tracking page to track all your payments easily, plus bug fixes and performance improvements.

## More apps by Vladislav Siumbeli

- [TinyRecipe: Recipe Keeper Box](https://appshunter.io/ios/app/tinyrecipe-recipe-keeper-box/id6749379823)
- [TinyMilestone: Sober Tracker](https://appshunter.io/ios/app/tinymilestone-sober-tracker/id6755689646)
- [Earnova: Income & Side Hustle](https://appshunter.io/ios/app/earnova-income-and-side-hustle/id6759448744)
- [WaterPaw: Hydration tracker](https://appshunter.io/ios/app/waterpaw-hydration-tracker/id6769810472)

All apps by Vladislav Siumbeli: https://appshunter.io/developer/1830282251

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*