# Tipid App — AI Budget & Expense Tracker

> AI Budget & Expense Tracker (iPhone/iPad app by Cyrus David Pastelero.)

- Source: https://appshunter.io/ios/app/tipid-app/id6761487368 (this page in markdown: same URL + `.md`)
- Developer: [Cyrus David Pastelero](https://appshunter.io/developer/1874887433)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 7 MB
- Languages: American English
- Released: 2026-04-03
- Data updated: 2026-09-02
- User reviews in markdown: https://appshunter.io/ios/app/tipid-app/id6761487368/reviews.md

## What is Tipid App?

Tipid is a private, offline budgeting app built for the way Filipinos actually handle money. Track every peso in seconds, set budgets and savings goals, keep tabs on utang, and grow your ipon — all on your iPhone, with nothing leaving your device.

No bank logins. No cloud. No accounts. No subscriptions. Your financial life stays yours.

LOG EXPENSES IN SECONDS
• Just type it — "coffee 150 starbucks" — and Tipid figures out the rest.
• Talk to it, or snap a photo of a receipt and let it read the details.
• On-device AI puts each expense in the right category on its own.

SEE WHERE YOUR MONEY GOES
• A clean Today dashboard shows balances, recent activity, and your net worth at a glance.
• Charts and insights show your spending patterns and where you can cut back.
• Net worth updates the moment you log income or an expense.

BUDGETS & GOALS THAT MOTIVATE
• Set category budgets and track progress as you spend.
• Create savings goals and watch your savings piggy grow plumper the more you save.
• Cashflow forecasting helps you see what's coming before it hits.

BUILT FOR REAL LIFE
• Track utang and money owed — who you owe and who owes you.
• Installment plans and recurring transactions stay organized.
• Planned payments and upcoming bills so nothing surprises you.
• Multiple accounts: debit, credit, cash, and investments.
• Multiple currencies supported.

PRIVATE BY DESIGN
• 100% offline — your data never leaves your iPhone.
• Face ID unlock and a privacy mode to hide balances.
• On-device AI powered by Apple Foundation Models — smart, but private.

GOES WHERE YOU GO
• Apple Watch app for logging on the move.
• Home screen widgets and Siri support.
• Export to CSV/JSON and generate PDF statements anytime.

Free to start, with a one-time purchase to unlock everything — no monthly fees, ever.

Finally see your money clearly. Salamat for using Tipid!


## Version history (last 5 releases)

### 1.6 — 2026-08-31

This update is built from your suggestions.

Tap any category in Insights to see the transactions behind it, and tap an entry to fix it right there.

Logging a few days late? Open the Calendar, pick the day, tap +, and the entry lands on that date instead of today.

The home screen now shows your all-time saved under the big number, plus an eye button that hides every amount when someone's looking over your shoulder.

And when your balance dips below zero, the piggy bank is patched up instead of cracked. Same warning, kinder pig.

Thanks for writing in — keep the ideas coming.

### 1.5 — 2026-08-23

Widgets you can trust at a glance: the Home Screen and Lock Screen widgets now share one spending calculation with the app, so their daily totals and counts always match.

A design pass across the whole app: clearer contrast in charts and labels, one consistent set of category icons everywhere, and tidier currency formatting.

Tipid also now tells you when a newer version is available on the App Store.

Thanks for using Tipid!

### 1.4 — 2026-06-22

This update fixes a crash some users hit right after updating, where the app could fail to open. Tipid now starts up reliably, and if a data problem is ever detected it safely recovers from your most recent automatic backup.

Thanks for your patience — and for using Tipid!

### 1.3 — 2026-06-21

Accuracy fixes for your money:

• Transfers between accounts now correctly move money and update both balances.
• Net worth and savings totals are now consistent everywhere in the app.
• Accounts in different currencies are summed and displayed correctly.
• The piggy bank now reflects your overall savings instead of just today's spending.
• Various reliability and stability improvements.

### 1.2 — 2026-06-03

This update makes Tipid clearer, livelier, and more accurate.

• Net Worth updates the moment you log income or an expense — no more waiting or wondering.
• Every form now keeps its labels visible, so a field is never a mystery. You always know what each number means.
• Your savings piggy is alive again: coins drop in as you add money, it grows plump as you save, and it cracks when you spend more than you earn.
• Amounts follow the currency you pick, everywhere in the app — Today, Budgets, Goals, and Insights all stay in sync.
• Smoother, faster screens across Today, Insights, Budget, and Goals.

Thanks for using Tipid. Salamat! Got an idea or found a bug? We read every message.

## Apps similar to Tipid App

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [EveryPeso - Money Manager](https://appshunter.io/ios/app/everypeso-money-manager/id6755925451) | 5.0 (1) | Free | Finance |
| [Pautang](https://appshunter.io/ios/app/pautang/id6780462687) | — | Free | Finance |
| [LAYA Finance](https://appshunter.io/ios/app/laya-finance/id6759568901) | — | Free | Finance |
| [PennyTap Budget Tracker](https://appshunter.io/ios/app/pennytap-budget-tracker/id6783861882) | — | Free | Finance |
| [Klyro: Offline Expense Tracker](https://appshunter.io/ios/app/klyro-offline-expense-tracker/id6756924592) | — | Free | Finance |
| [Iponaryo: AI Budget Tracker](https://appshunter.io/ios/app/iponaryo-ai-budget-tracker/id6761019314) | — | Free | Finance |

## More apps by Cyrus David Pastelero

- [Hanyu App](https://appshunter.io/ios/app/hanyu-app/id6759315453)
- [Isip App](https://appshunter.io/ios/app/isip-app/id6761324472)

All apps by Cyrus David Pastelero: https://appshunter.io/developer/1874887433

## Related topics

[cyrus app](https://appshunter.io/ios/topics/cyrus-app)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*