# Tmoni — Financial Services for All

> Financial services app for agents and customers, promoting inclusion and cooperative banking. (iPhone/iPad app by TMONI TECHNOLOGIES LIMITED.)

- Source: https://appshunter.io/ios/app/tmoni/id1592486879 (this page in markdown: same URL + `.md`)
- Developer: [TMONI TECHNOLOGIES LIMITED](https://appshunter.io/developer/1592486881)
- Category: Finance, Business
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 14.0 · 5 MB
- Languages: English
- Released: 2021-11-06
- Data updated: 2026-06-13
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/tmoni/id1592486879/reviews.md

## What is Tmoni?

TMoni is the official utility of the Thrivemoni cooperative agency platform aimed at propagating prosperity by promoting financial inclusion and providing unique financial services tailored for rural, semi urban dwellers and people at large.


Why sign up as a TMoni agent?

TMoni empowers agents to thrive and earn commissions while carrying out transactions on our behalf as a business vendor. Agents also earn performance-based incentives tailored to diligence in service.


What transactions can be carried out on Tmoni?

Funds transfer and withdrawals, Airtime purchase, Data subscription, Cable TV payments, Electricity bill payments, Cooperative services (Savings and Loans).


How does TMoni cooperative work?

Authenticated agents can register customers into cooperative membership and ensures collection of their savings dues for subscribed periods. Customers may earn dividends on the full tenure of their savings and can also request and access loans at no added-interest.

## Key features

- Funds transfer and withdrawals
- Airtime and data purchase
- Cable TV and electricity bill payments
- Cooperative savings and loans
- Agent commissions and incentives
- Customer registration for cooperative membership


## Frequently asked questions about Tmoni

### What is Tmoni?

Tmoni is the official utility of the Thrivemoni cooperative agency platform. It aims to promote financial inclusion by offering unique financial services tailored for rural, semi-urban dwellers, and the general public.

### How does Tmoni work for agents?

Tmoni empowers agents to earn commissions and performance-based incentives by carrying out transactions on behalf of the platform. This includes services like funds transfer, bill payments, and cooperative customer registration.

### What financial services does Tmoni offer customers?

Customers can utilize Tmoni for funds transfer and withdrawals, airtime and data purchases, cable TV and electricity bill payments, and cooperative services such as savings and loans. Customers may also earn dividends on savings.

### Can I get loans through Tmoni?

Yes, customers registered in the cooperative can request and access loans through Tmoni. The app's description states that these loans are available at no added-interest.

### Is Tmoni secure?

While the description does not explicitly detail security measures, Tmoni is an official utility of the Thrivemoni cooperative agency platform, suggesting it operates within a structured financial service framework.

### What devices support Tmoni?

Tmoni is available on iPhones and iPods. It is designed for mobile use on these Apple devices.

### When was Tmoni last updated?

The latest version of Tmoni is 1.04, and it was last updated on November 27, 2021. The app was initially released on November 6, 2021.

### Does Tmoni have ads?

No, Tmoni does not contain advertisements. The app is free to download and use without any ad interruptions.

## Version history (last 2 releases)

### 1.04 — 2021-11-27

- Password confirmation added to Transactions
- Sign In bug fix

### 1.0 — 2021-11-06

No release notes.

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## More apps by TMONI TECHNOLOGIES LIMITED

- [Crust Business](https://appshunter.io/ios/app/crust-business/id6449383440)
- [Crust Personal](https://appshunter.io/ios/app/crust-personal/id6495368880)

All apps by TMONI TECHNOLOGIES LIMITED: https://appshunter.io/developer/1592486881

## Related topics

[tumoni](https://appshunter.io/ios/topics/tumoni)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-13.*