# ToFi — Every account, one number. > Aggregates all financial accounts into a single, unified view. (iPhone/iPad app by Qihong Wu.) - Source: https://appshunter.io/ios/app/tofi/id6797382662 (this page in markdown: same URL + `.md`) - Developer: [Qihong Wu](https://appshunter.io/developer/6772866927) - Category: Finance - Price: Free - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 17.4 · 57 MB - Languages: American English - Released: 2026-08-17 - Data updated: 2026-09-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/tofi/id6797382662/reviews.md ## What is ToFi? Every account you have, in one number. ToFi connects your checking, savings, credit card, and brokerage accounts and pulls them into a single view. No spreadsheets, no switching between five banking apps to work out where you stand. SEE WHERE YOU STAND Your net worth, updated as your accounts move. Balances across every institution in one place, with history so you can see the direction you are heading. UNDERSTAND YOUR SPENDING Transactions arrive categorized. Adjust a category once and ToFi remembers the merchant for next time. Browse by list or by calendar to see how a month actually played out. SET BUDGETS THAT HOLD UP Set a monthly budget per category and track against it as the month runs. Transfers between your own accounts and credit card payments are detected and kept out of your spending totals, so your numbers reflect real money leaving. TRACK WHAT YOU ARE OWED Mark a transaction as a reimbursement and ToFi keeps it out of your spending until it is settled. INVESTMENTS INCLUDED Brokerage and retirement balances and holdings sit alongside your cash accounts, so net worth means net worth. PRIVATE BY DESIGN Bank credentials go straight to your bank through Plaid. ToFi never sees them. There is no advertising, no tracking, and your data is never sold or shared for marketing. SETUP ToFi runs your bank connections under your own free Plaid developer account, so your linked institutions stay under your own usage rather than pooled with other users. Setup takes a few minutes and the app walks you through it. ## Key features - Unified account view - Net worth tracking - Automated transaction categorization - Budget setting and tracking - Reimbursement tracking - Investment and brokerage integration ## Frequently asked questions about ToFi ### How secure is ToFi with my banking information? ToFi prioritizes privacy by design. Bank credentials are sent directly to your bank via Plaid, and ToFi never sees them. Your data is never sold or shared for marketing purposes. ### What types of financial accounts can I link to ToFi? You can link checking, savings, credit card, and brokerage accounts to ToFi. This allows for a comprehensive view of your financial standing, including investments. ### Does ToFi have ads? No, ToFi does not contain any advertising. The app is designed to be ad-free, ensuring a clean and uninterrupted user experience. ### How does ToFi help me understand my spending? Transactions automatically arrive categorized, and ToFi remembers your preferences for future categorization. You can view spending by list or calendar to see how your month played out. ### Can I set budgets in ToFi? Yes, you can set monthly budgets per category and track your progress against them. Transfers between your own accounts and credit card payments are intelligently excluded from spending totals. ### What devices does ToFi support? Currently, ToFi is available on iPhone. The app is designed to provide a seamless experience on Apple's mobile devices. ### How often is ToFi updated? The latest version of ToFi is 1.0.1, which was last updated on August 21, 2026. Updates are released to improve functionality and user experience. ### What is the user sentiment for ToFi? Based on the available data, ToFi has a perfect rating of 5.0 stars from 2 ratings, indicating very positive user sentiment. ## Version history (last 3 releases) ### 1.0.2 — 2026-09-03 Apple Card, Apple Cash, and Savings Your Apple Card, Apple Cash, and Savings accounts can now sit alongside everything else in ToFi. Balances count toward your net worth, and transactions flow into your budgets and spending categories automatically. ### 1.0.1 — 2026-08-21 Budgets Set a monthly budget for any category and see where you stand at a glance. ToFi paces your spending against the month, so you know whether you're on track, at risk, or over. • Suggested amounts drawn from your last three months of spending • A daily allowance for whatever's left in the month • Progress rings on your home screen categories • Optional alerts when a category crosses a line you set, checked on your device even when the app is closed Refinements • Pull down on any tab to sync your accounts • Faster launch • Saving a transfer or reimbursement now shows progress instead of looking frozen • Manage notifications from Settings ### 1.0.0 — 2026-08-17 No release notes. ## More apps by Qihong Wu - [Spark: Find Your Crew](https://appshunter.io/ios/app/spark-find-your-crew/id6773165790) All apps by Qihong Wu: https://appshunter.io/developer/6772866927 ## Related topics [tofi](https://appshunter.io/ios/topics/tofi) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*