# Token Open Banking — PSD2 compliant open banking

> Control bank payments and financial permissions with a secure digital identity. (iPhone/iPad app by TOKEN, INC..)

- Source: https://appshunter.io/ios/app/token-open-banking/id1140442537 (this page in markdown: same URL + `.md`)
- Developer: [TOKEN, INC.](https://appshunter.io/developer/975735723)
- Category: Finance, Shopping
- Price: Free
- Rating: 4.00/5 from 1 App Store ratings · 22 written reviews indexed
- Age rating: 4+
- Requires: iOS 9.1 · 86 MB
- Languages: English, Slovenian
- Released: 2017-02-07
- Data updated: 2026-06-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/token-open-banking/id1140442537/reviews.md

## What is Token Open Banking?

The Token app allows you to control your bank-direct payments and financial permissions from one single place.

CREATE IDENTITY
Create your Token alias.

LINK BANK ACCOUNTS
Link bank accounts with your new Token identity.

MAKE BANK DIRECT PAYMENTS
You can now use any of your linked bank accounts as your source of payments. 

SHARE ACCOUNT INFORMATION
Grant permissions to your trusted third parties to securely access your banking information (account balance and transaction history).

REMAIN IN CONTROL
The Token app uses two-factor authorization for transactions over €30 and to grant permissions - this way, you can be sure you remain in control of your accounts. Moreover, it allows you to manage all your permissions, transactions, and accounts from one place.

TRY IT OUT
The Token app gives you full control over who is allowed to charge your bank account and see your account information, while making it safer and easier to move money. Token is compliant with the PSD2 regulation in Europe.

## Key features

- Create a Token alias for identity
- Link multiple bank accounts
- Make bank-direct payments
- Share account information securely
- Manage permissions and transactions
- Two-factor authorization for security

## Recent user reviews (10 of 22)

All indexed reviews: https://appshunter.io/ios/app/token-open-banking/id1140442537/reviews.md

### 1/5 — Не соответствует

*2024-01-06, version 1.44*

В приложении нет возможности выбрать нужную страну -зачем оно тогда нужно

### 1/5 — Larisa

*2023-12-12, version 1.44*

И как это называется?приложение на английском языке,на айфон не устанавливается,зачем только ваш банк выбрала…

### 1/5 — Почему нет русского языка, как разбираться не понятно (((

*2023-08-20, version 1.44*

Почему нет русского языка

### 1/5 — Открытие

*2023-08-19, version 1.44*

Самое отвратительное приложение 👎🏻 где Россия 🇷🇺 выбрать нельзя и соответственно пользоваться данным приложением нельзя, заблокировали одно приложение и принуждаете это 👎🏻👎🏻

### 1/5 — Отвратительное отношение к клиентам!

*2023-08-16, version 1.44*

Отвратительное приложение!!!! Во-первых почему на английском? Во-вторых ни чего не понятно!!! Просто ужасно!!!!

### 5/5 — Вы тупорылые

*2023-05-10, version 1.44*

В AppStore нету открытия из-за санкций Это иностранный банк для финансовой биржи, тупорылые
Приложение открытия OCard

### 1/5 — Ужас

*2023-05-03, version 1.44*

Не понимаю зачем это приложение нужно.В личный кабинет не заходит вообще.

### 1/5 — Вообще не заходит

*2023-02-10, version 1.44*

Не заходит в личный кабинет, вылетает ошибка

### 1/5 — Кошмар

*2023-02-07, version 1.44*

Ладно на английском, но я просто не могу зайти

### 1/5 — Дырявое приложение

*2023-01-21, version 1.44*

Банк открытие он же бывшая «точка» всегда отличался своими «дырявими» услугами и приложениями. Тут они снова так сказать отличились.

## Frequently asked questions about Token Open Banking

### Is Token secure for managing my financial information?

Yes, Token uses two-factor authorization for transactions over €30 and to grant permissions, ensuring you remain in control of your accounts and data. It is also compliant with PSD2 regulation in Europe.

### What types of transactions can I make with Token?

Token allows you to make bank-direct payments using any of your linked bank accounts as the source. You can also grant permissions to trusted third parties to access your banking information.

### Which banks are supported by Token?

The provided data does not specify which banks are supported. Users can link their bank accounts to their new Token identity to manage payments and permissions.

### How does Token help me control who sees my financial data?

Token allows you to grant specific permissions to trusted third parties for accessing your banking information, such as account balance and transaction history. You can manage all these permissions from one place.

### What is the age rating for Token?

Token has an age rating of 4+, making it suitable for a wide range of users. It is available on iPhone and iPod devices.

### How often is Token updated?

The latest version of Token is 1.44, which was last updated on April 14, 2020. This indicates a history of updates, though the frequency is not explicitly stated.

### What are the benefits of using Token over traditional banking apps?

Token offers a unified platform to control bank-direct payments and financial permissions, along with secure sharing of account information. It provides enhanced control and ease of use for managing your finances.

### Is Token available on Android devices?

The provided data indicates that Token is supported on iPhone and iPod devices. Information regarding Android compatibility is not available in the current data.

## Version history (last 5 releases)

### 1.44 — 2020-04-14

Support bulk transfer authorization

### 1.43 — 2020-04-13

1. Support bulk payment checkout.
2. Fix UI on black theme

### 1.42 — 2020-03-24

Show only payment accounts in PISP flow.
UI fixes.

### 1.41 — 2020-02-06

1. UI fix on the bank account page.
2. Fix account linking timeout issue.

### 1.40 — 2019-11-13

Remove unavailable banks.

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## Related topics

[icbc token](https://appshunter.io/ios/topics/icbc-token) · [icbc token virtual](https://appshunter.io/ios/topics/icbc-token-virtual)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-05.*