# Tomo IQ — Your AI Financial Assistant > AI financial assistant for budgeting, credit improvement, and expense tracking. (iPhone/iPad app by TomoCredit Inc.) - Source: https://appshunter.io/ios/app/tomo-iq/id6480527903 (this page in markdown: same URL + `.md`) - Developer: [TomoCredit Inc](https://appshunter.io/developer/1481385909) - Category: Finance, Education - Price: Free - Rating: 4.56/5 from 9 App Store ratings · 6 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 66 MB - Languages: English - Released: 2024-04-06 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/tomo-iq/id6480527903/reviews.md ## What is Tomo IQ? Transform Your Finances with TomoIQ: Your Personal AI Finance Assistant! Unlock Financial Freedom! Dive into the world of smart budgeting and credit mastery with TomoIQ, an AI-powered financial assistant designed to turbocharge your money management skills. Say goodbye to financial confusion and hello to a brighter financial future! AI-Powered Insights at Your Fingertips! TomoIQ is not just an app; it’s your personal finance guru. Harnessing advanced AI, TomoIQ analyzes your spending habits, debt, and savings, providing personalized, actionable advice to boost your credit score and maximize your financial health. Credit Score Wizardry! Watch your credit score soar as TomoIQ guides you through the maze of credit improvement. Get customized tips, track your progress, and unlock the secrets to a stellar credit report, all in the palm of your hand. Features at a Glance: AI-Driven Financial Analysis: Get smart with TomoIQ's intelligent finance algorithms that learn from your financial behavior. Credit Score Enhancement: Detailed credit analysis and improvement strategies tailored just for you. Expense Tracker Extraordinaire: Say goodbye to manual tracking with automatic categorization of expenses. Savings Supercharger: Discover savings opportunities and watch your nest egg grow. Join the Financial Revolution! With TomoIQ, financial management is not just efficient, it’s exciting. Embark on your journey to financial liberty today and feel the thrill of mastering your money like never before! ## Key features - AI-driven financial analysis - Credit score enhancement - Automatic expense tracking - Savings optimization - Personalized financial advice ## Recent user reviews (6 of 6) All indexed reviews: https://appshunter.io/ios/app/tomo-iq/id6480527903/reviews.md ### 1/5 — Scam *2026-03-05* I’m surprised apple let this app on the App Store, it hasn’t been functional since 2023 the app works but all of it’s features are disabled. Yet they don’t mention that, I had been receiving emails from them asking me to download the app , I did and paid for the vip membership only to find out that all the “vip” functions are currently unavailable. It says temporary system update but I tried reaching out to customer service and they reply but don’t do anything, I was supposed to receive priority support but 2days for a one line email response is not service. This 100% a scam and needs to be removed from the App Store. I will be filling complaint’s with the CFPB and the BBB, Apple ### 1/5 — Ripped me off *2024-07-10* Billed me 129$ then told me to upgrade to the same level I already paid for and charged me an entire year for $850 more and I’ve seen no way to contact them. Beware! ### 5/5 — New design and now aligned! *2024-04-26* I can’t emphasize enough how much the new design of the Tomo card app has improved my financial management routines. The layout is clean, intuitive, and visually appealing, making it easy to understand my financial health at a glance. The addition of new features, such as real-time spending alerts and customizable budget categories, has added a level of control and transparency that was sorely lacking before. ### 5/5 — Broken to Fixed *2024-04-25* The journey from a subpar financial app to one that I now rely on daily has been remarkable thanks to Tomo card’s revamped design. The developers have clearly listened to user feedback and addressed previous issues head-on. Navigating through transactions, setting up budgets, and monitoring expenses have becọme effortless tasks, which were once cumbersome and frustrating. ### 5/5 — Simply the Best! *2024-04-22* The Tomo card app’s sleek design and intelligent features make managing money feel effortless and enjoyable. ☺️ ### 5/5 — Future of finance apps *2024-04-06* Finally a company is making it very simple to keep track of your finances ## Frequently asked questions about Tomo IQ ### What is Tomo IQ? Tomo IQ is an AI-powered financial assistant designed to help users manage their money, improve their credit score, and track expenses. It provides personalized insights and strategies for financial health. ### How does Tomo IQ help improve my credit score? Tomo IQ offers detailed credit analysis and provides tailored improvement strategies. It guides users through credit enhancement by offering customized tips and tracking progress towards a better credit report. ### Does Tomo IQ automatically track expenses? Yes, Tomo IQ features an expense tracker that automatically categorizes your spending. This eliminates the need for manual tracking and provides a clear overview of your financial outgoings. ### What kind of financial insights does Tomo IQ provide? Tomo IQ uses AI-driven financial analysis to learn from your financial behavior. It offers personalized, actionable advice to boost your credit score, maximize financial health, and identify savings opportunities. ### Is Tomo IQ available on Android devices? Based on the provided data, Tomo IQ is currently supported on iPhone and iPod. Information regarding Android availability is not specified. ### How often is Tomo IQ updated? Tomo IQ was last updated on April 6, 2024, with version 1.0. Further update frequency details are not provided. ### What is the age rating for Tomo IQ? Tomo IQ has an age rating of 4+, making it suitable for a wide range of users. This indicates it contains no content generally considered inappropriate for children. ### Does Tomo IQ have ads? No, the application data indicates that Tomo IQ does not contain advertisements. ## Version history (last 1 release) ### 1.0 — 2024-04-06 No release notes. ## More apps by TomoCredit Inc - [Tomo Card](https://appshunter.io/ios/app/tomo-card/id1511011956) - [TomoCredit](https://appshunter.io/ios/app/tomocredit/id6504301873) All apps by TomoCredit Inc: https://appshunter.io/developer/1481385909 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*