# Tomo Retirement Reality Check — Test your plan. On track?

> Canadian retirement planning tool to assess financial readiness and track savings. (iPhone/iPad app by Danoke.)

- Source: https://appshunter.io/ios/app/tomo-retirement-reality-check/id6745519512 (this page in markdown: same URL + `.md`)
- Developer: [Danoke](https://appshunter.io/developer/1812686413)
- Category: Finance, Lifestyle
- Price: $1.99
- Age rating: 4+
- Requires: iOS 17.0 · 2 MB
- Languages: American English
- Released: 2025-05-26
- Data updated: 2026-07-06
- Monetization: paid
- User reviews in markdown: https://appshunter.io/ios/app/tomo-retirement-reality-check/id6745519512/reviews.md

## What is Tomo Retirement Reality Check?

Plan your retirement with confidence.

Tomo helps Canadians understand their retirement — without spreadsheets, stress, or complex assumptions.

In just minutes, Tomo calculates your personalized retirement number and shows whether you’re on track for the lifestyle you want. We handle the math, so you can focus on what matters.

What Tomo helps you do:
• See your retirement number in minutes
• Track income, expenses, and savings in one place
• Plan using Canadian accounts like RRSPs and TFSAs
• Adjust assumptions for retirement age, inflation, and returns
• Understand how today’s decisions impact your future

Designed for real life
Retirement isn’t one number — it’s a plan that changes over time. Tomo adapts as your income, expenses, and goals evolve, giving you clarity at every stage.

Built for Canadians
Tomo is designed specifically for Canada, reflecting how Canadians save, spend, and plan for retirement.

Simple. Clear. 
No jargon. No overwhelming charts. Just a clear picture of where you stand — and peace of mind about where you’re headed.

Download Tomo and plan your retirement with confidence.

## Key features

- Calculate personalized retirement number
- Track income, expenses, and savings
- Plan using Canadian accounts (RRSPs, TFSAs)
- Adjust retirement assumptions
- Understand future financial impact
- Adaptable plan for evolving goals

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/tomo-retirement-reality-check/id6745519512/reviews.md

### 5/5 — Great retirement tool

*2026-03-20*

Can easily enter my information and see if I am on track.

## Frequently asked questions about Tomo Retirement Reality Check

### What is the price of Tomo Retirement Reality Check?

Tomo Retirement Reality Check is a paid app, priced at $1.99. This one-time purchase grants you access to its retirement planning features.

### Is Tomo Retirement Reality Check available on Android devices?

Currently, Tomo Retirement Reality Check is supported on iPhone and iPad. There is no mention of Android support in the provided data.

### How often is Tomo Retirement Reality Check updated?

The app was last updated on March 18, 2026, indicating ongoing development and support. The latest version is 3.0.4.

### What Canadian financial accounts does Tomo Retirement Reality Check support?

Tomo Retirement Reality Check is designed for Canadians and specifically supports planning with accounts like RRSPs and TFSAs.

### Does Tomo Retirement Reality Check have ads?

No, Tomo Retirement Reality Check does not contain advertisements. The app is ad-free, allowing for an uninterrupted planning experience.

### What age rating does Tomo Retirement Reality Check have?

Tomo Retirement Reality Check has an age rating of 4+. This suggests it is suitable for a wide audience, including younger users who may be learning about financial concepts.

### Can I adjust assumptions like inflation and returns in Tomo Retirement Reality Check?

Yes, you can adjust key assumptions within Tomo Retirement Reality Check, including retirement age, inflation rates, and expected investment returns, to personalize your plan.

### How does Tomo Retirement Reality Check simplify retirement planning?

Tomo Retirement Reality Check simplifies planning by calculating your retirement number in minutes and tracking income, expenses, and savings in one place, eliminating the need for complex spreadsheets.

## Version history (last 5 releases)

### 3.0.4 — 2026-03-18

Most people don’t actually know if their retirement plan works.
They’re saving. Investing. Following the advice.
But they’ve never tested the numbers.

Tomo gives you a clear answer.
In just minutes, you can see if you’re truly on track for the life you want—
or if your plan needs adjustment.

What you can do with Tomo
• See if your retirement plan actually works
• Calculate your personalized retirement number
• Track income, expenses, and savings in one place
• Model scenarios using RRSPs, TFSAs, and other Canadian accounts
• Adjust assumptions like retirement age, inflation, and returns
• Understand how today’s decisions impact your future

Built for real life
Retirement isn’t a single number.
It’s a plan that changes.
Tomo updates as your income, expenses, and goals evolve—
so you always know where you stand.

Built for Canadians
Designed specifically for Canada,
Tomo reflects how Canadians actually save, invest, and retire.

Simple. Clear.
No spreadsheets.
No confusing charts.
No guessing.

Just a clear answer—
and confidence in what comes next.

Download Tomo and see if your retirement plan actually works.

### 3.0.3 — 2026-01-15

Welcome to Tomo - now synced across devices!

This release introduces a simple, Canadian-focused way to calculate your retirement number, track your plan, and gain confidence in your future.

### 3.0.2 — 2026-01-08

Welcome to Tomo! 

This release introduces a simple, Canadian-focused way to calculate your retirement number, track your plan, and gain confidence in your future.

### 3.0.1 — 2025-11-25

This update improves accuracy and clarity across property and investment calculations. We’ve added a new toggle to mark a home as a primary residence, ensuring capital gains are correctly treated as tax-exempt. Secondary (taxable) properties now calculate capital gains, selling expenses, and after-tax proceeds with CRA-aligned logic. Several UI refinements and small performance improvements are also included.

### 3.0 — 2025-11-18

What's New in Version 3.0:
- Questrade Integration
- Automatically sync your Questrade investment accounts
- Keep your retirement calculations up to date with real-time balances
- Support for multiple account types (RRSP, TFSA, RRIF, and more)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-06.*
