# Tomorrow: Mobile Banking — App for sustainable banking

> Sustainable digital banking with features for financial management and eco-conscious investing. (iPhone/iPad app by Tomorrow GmbH.)

- Source: https://appshunter.io/ios/app/tomorrow-mobile-banking/id1377689068 (this page in markdown: same URL + `.md`)
- Developer: [Tomorrow GmbH](https://appshunter.io/developer/1377689067)
- Category: Finance, Business
- Price: Free
- Rating: 4.70/5 from 111 App Store ratings · 76 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 214 MB
- Languages: German (Germany), American English
- Released: 2018-11-16
- Data updated: 2026-08-29
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/tomorrow-mobile-banking/id1377689068/reviews.md

## What is Tomorrow?

Modern banking for a clearer overview of your finances: with Tomorrow's banking app and current account, you get automatic expense categorisation, smart sub-accounts for saving, and full visibility over your money. Stay on top of your finances with a sustainable current account that doesn't invest a cent in weapons or fossil fuels.

FULL CONTROL OVER YOUR FINANCES
- Spending control with smart monthly overview: We automatically categorise your expenses into three categories: Essentials, Leisure, and Savings. That way you can easily see how your spending breaks down in your monthly overview.
- Simple saving with sub-accounts: Use our sub-accounts to save specifically for what matters to you. Add money flexibly - manually or automatically via standing order.
- Attractive interest on the savings account: Set money aside and save with full flexibility and peace of mind. You can access your money anytime.

PAYMENTS & BANKING
- Free Visa debit card: Pay with your free Visa debit card
- Apple Pay: Pay on the go with your virtual card
- Free instant transfers: Send money fast with SEPA Instant
- Shared account: Share an extra account with your +1 and manage your household finances together (Premium feature)
- Travel & leisure protection*: Get covered with the most important insurance for travel and everyday life (scope depends on account model)
- Cash: Withdraw or deposit cash easily at partner stores

SUSTAINABLE BANKING, WITHOUT THE EXTRA EFFORT
- You don't need to do anything extra: just use your account as usual.
- The part of your deposits that gets invested is invested sustainably: instead of financing factory farming or fossil fuels like it does with many banks, with Tomorrow it finances things like renewable energy and social infrastructure.
- Every card payment supports the restoration of ecosystems in South Africa. No effort, no extra cost to you.
- And if you want to do even more: activate Rounding Up and donate your rounded-up payments, for example, to peatland protection in Germany or to support women's economic participation. Or invest in the Tomorrow Fund or Inyova Impact ETF.

SECURITY
Your money is protected up to €100,000 by deposit insurance. Lost your card? Block it and change your PIN instantly in the app. German data protection standards keep your data secure.


Download the app now and open your Tomorrow account in just a few minutes! From €0 for everyone under 21, or if €500 is deposited into your Tomorrow account each month.


Notes: The Tomorrow account is provided by our banking partner, Solaris SE. Solaris SE is a fully regulated European bank, licensed and supervised by the German Federal Financial Supervisory Authority (BaFin). The investment mentioned is associated with risks. Visualisations are for illustrative purposes only and do not represent the actual or future performance of the fund. More detailed information and risk disclosures can be found on our website. Terms of participation Savings Account: https://assets.tomorrow.one/en-EU/legal/terms-of-participation/terms-of-participation-savings-account-new-customers.pdf

*Insurance services are provided by HanseMerkur. Terms & Conditions can be found on Tomorrow's Website.

## Key features

- Sustainable investing
- Monthly spending summaries
- Sub-accounts for organization
- Real-time money transfers
- Mobile payments with Apple Pay
- Free VISA debit card
- Cash deposits and withdrawals

## Recent user reviews (10 of 76)

All indexed reviews: https://appshunter.io/ios/app/tomorrow-mobile-banking/id1377689068/reviews.md

### 1/5 — WARNING DO NOT DO IT

*2026-01-18, version 3.113.1*

Do not do it!! They are rubbish’ wouldn’t take my passport cause of some pen on it yet I just been on holiday and back with it. Rubbish!!!

### 1/5 — Kundenservice

*2025-11-06, version 3.108.2*

Der kundenservice sind keine deutsche und können kein deutsch 😂😂

### 5/5 — Tomorrow

*2025-10-24*

Ich bin seit 2020 ein begeisterter Kunde von Tomorrow und kann sagen, dass sie Online-Banking wirklich neu definiert haben. Die App ist durchdacht, zuverlässig und ich hatte noch nie Probleme damit.  Der Support ist kompetent und freundlich.

Als ich meine Telefonnummer und mein Smartphone gewechselt habe, hatte ich etwas Panik, aber ich habe mich an den Support gewandt und sie haben mir perfekt weitergeholfen. Am nächsten Tag war alles wieder beim Alten.  Ein tolles Team!

Alles in allem ist Tomorrow ein Banking, bei dem keine Wünsche offen bleiben. Es läuft wie ein Schweizer Uhrwerk. 👍🏼

### 1/5 — Very slowww

*2025-10-01, version 3.106.0*

Slow payment slow in everything

### 5/5 — When in France ?

*2025-09-07, version 3.103.0*

Hello ! When opening in France with traduction ?

### 5/5 — Stabil, Schnell, Übersichtlich

*2025-08-16*

Läuft sehr schnell und intuitiv, hat alle Funktionen die ich brauche und ich tue dabei Gutes!

### 5/5 — The Best

*2025-08-13, version 3.101.0*

The Best

### 3/5 — Gut bis man Probleme bekommt.

*2025-05-03*

Ich war anfangs recht zufrieden mit der Bank, bis ich auf ein großes Problem gestoßen bin. Durch Schwierigkeiten mit meinem Handyvertrag musste ich meine Telefonnummer ändern. Leider wurde mein Zugang zum Konto fast einen Monat lang blockiert, weil meine alte Nummer noch hinterlegt war.

Obwohl der Kundenservice die Nummer schließlich geändert hat, konnte ich weiterhin nicht auf mein Konto zugreifen, weil sich mein gesamtes Guthaben in sogenannten “Pockets” befand. Dadurch konnten Rechnungen nicht abgebucht werden, und die Nummer wurde erneut gesperrt. Das führte zu einem massiven Problem, weil ich ewig keinen Zugriff auf mein Konto hatte. Ich konnte mich mal kurz anmelden um die Pockets zu löschen, habe aber relativ schnell den Zugang wieder blockiert bekommen.

Aus diesem Grund bin ich zur einer anderen Bank gewechselt, wo ich bei Problemen persönlich vorstellig werden kann und vielleicht schneller Hilfe bekomme. Deshalb nutze ich diese Bank nicht mehr als Hauptkonto.

### 3/5 — Schlechte Kategorisierung

*2025-03-13*

An sich ja eine tolle App mit wirklich ansehnlichem Design und guten Basisfunktionen. Dafür eigentlich 5 Sterne. 

Für mich sollte aber das Killerfeature die Kategorisierung von Zahlungen und die monatliche Übersicht sein. Ich würde ja gern wissen wofür ich so mein Geld ausgebe. Leider funktioniert daa einfach nicht gut genug. Der Großteil meiner Zahlungen landet eben in der "other" Kategorie. Das macht die monatliche Übersicht einfach nutzlos. Ich mein wie schwer kann das sein? Der Titel der Zahlung enthält das Wort "Hotel". Das sollte ja in fast allen Sprachen offensichtlich sein. Das entsetzlichste daran ist, dass das System es nicht lernt, wenn ich die Kategorie manuell ändere. Ich habe einen Dauerauftrag in dem das Wort "savings" vorkommt. Soll ich jetzt jeden Monat manuell die Kategorie ändern damit die Übersicht Sinn macht? Noch entsetzlicher ist dass ich jetzt schon dutzende male auf "Something wrong?" geklickt habe und dies gemeldet habe. Hat sich was geändert? Nein! Hat sich mal jemand bei diesbzgl gemeldet? Nein! Was soll diese Feedback Funktion dann bewirken?

### 1/5 — Worst bank ever!

*2025-02-08, version 3.78.0*

They have blocked my card when I ordered a new one without activating the new card! They blamed it on incorrect pin but my pin is the same for another bank so I know it’s rubbish! One of the customer service was so rude! Telling me we don’t have many cards here with your name written on it to just send out! Safe to say I’m on my way to open a new bank! I didn’t mind an online bank because I have other 2 uk bank accounts! But this account is the worst thing and the company almost doesn’t exist as a listed bank I’m surprised they haven’t stolen the money and closed the account suddenly don’t stay with them! There is nothing here

## Frequently asked questions about Tomorrow

### What is Tomorrow – Mobile Banking?

Tomorrow is a digital banking app that allows you to open a sustainable current account. It offers modern banking features while ensuring your money is invested in sustainable industries and contributes to climate protection.

### What are the key features of Tomorrow?

Key features include a monthly spending summary for better financial control, sub-accounts (Pockets) for organizing finances, free real-time transfers, Apple Pay for mobile payments, a free VISA debit card, and options for cash deposits and withdrawals. The app also provides insights into your spending habits.

### How much does Tomorrow banking cost?

Tomorrow offers different account tiers. The 'Now' account is free for users under 21 or with a monthly receipt of €500. The 'Change' account costs €8 monthly or €87 yearly and includes extra features like a shared account and more sub-accounts. A premium 'Zero' account is also available with additional climate protection benefits.

### Is my money safe with Tomorrow?

Yes, your money is protected by national deposit insurance up to €100,000. The app also complies strictly with current privacy rules to ensure your data is safe. You can easily block your card or change your PIN within the app for added security.

### How does Tomorrow contribute to sustainability?

Tomorrow invests exclusively in sustainable industries, unlike conventional banks that may invest in damaging sectors. Every card payment contributes to habitat restoration, and the 'Rounding Up' feature allows users to support additional sustainable projects.

## Version history (last 5 releases)

### 3.130.0 — 2026-08-28

Hey you! Thanks for checking out Tomorrow. With the latest update we made some minor improvements under the hood.

### 3.129.0 — 2026-08-19

Hey you! Thanks for checking out Tomorrow. With the latest update we made some minor improvements under the hood.

### 3.128.0 — 2026-08-07

Hey you! Thanks for checking out Tomorrow. With the latest update we made some minor improvements under the hood.

### 3.127.0 — 2026-07-22

Hey you! Thanks for checking out Tomorrow. With the latest update we made some minor improvements under the hood.

### 3.126.0 — 2026-07-15

Hey you! Thanks for checking out Tomorrow. With the latest update we made some minor improvements under the hood.

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## More apps by Tomorrow GmbH

- [Quitt - shared expenses](https://appshunter.io/ios/app/quitt-shared-expenses/id6743402189)

All apps by Tomorrow GmbH: https://appshunter.io/developer/1377689067

## Related topics

[tomorrow](https://appshunter.io/ios/topics/tomorrow)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
