# ToonPay — Use Your ToonPay Card Globally > Spend cryptocurrency globally with virtual/physical cards and earn cashback. (iPhone/iPad app by Toonpay Technologies Limited.) - Source: https://appshunter.io/ios/app/toonpay/id6746450149 (this page in markdown: same URL + `.md`) - Developer: [Toonpay Technologies Limited](https://appshunter.io/developer/1816899045) - Category: Finance - Price: Free - Rating: 5.00/5 from 2 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 55 MB - Languages: American English - Released: 2025-08-13 - Data updated: 2026-07-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/toonpay/id6746450149/reviews.md ## What is ToonPay? ToonPay: Spend Crypto Like Cash — All in One App! BEST SPENDING CONDITIONS - Top up your wallet with USDC/USDT at 7 Supported Chains (Ethereum & L2's, TRON, Solana, BSC). - Get instant virtual cards or pre-order a physical debit card. - Earn up to 15% cashback with a selected Cashback Plans. - Fast and seamless transactions worldwide — online, in-store, and contactless. - Referral program: Earn instant referral rewards for engaging new users. - Multilingual support and 24/7 community-focused assistance. Various account plans. Choose your cashback tier to match your spending style. Swap and spend crypto effortlessly. VARIETY OF SPENDING & REWARDS With the ToonPay app, turning your crypto into everyday spending becomes effortless. Load USDC or USDT into your multi-currency wallet and open transactions of any volume with a virtual or physical debit card accepted globally. - Crypto Funding: Top up directly with USDC/USDT - Cards: Instant virtual cards + physical plastic (and premium options in higher tiers) for in-store and online use. - Rewards: Activate cashback plans for up to 1-15% back on spending. - Additional Perks: Referral bonuses, passive income streams, exclusive tier benefits, and seamless Web2-to-Web3 payments. Spend crypto anywhere Visa/Mastercard is accepted — groceries, travel, online shopping — and watch your rewards grow automatically. CHOOSE YOUR UNIQUE SPENDING WAY Optimize your crypto lifestyle across spending, rewards, and passive income with the ToonPay app. Explore diverse cashback plans designed for every user: Starter Plan: Low or no entry cost, basic cashback, instant virtual card access, and global spending with USDC/USDT funding. Pro / Higher Tiers: Higher cashback rates (up to 15%), increased monthly caps, premium physical cards (metal/gold-plated options in select plans), tighter fees, and exclusive Toon Club perks. Install the ToonPay app now and unlock effortless crypto spending, rewards, and passive income with USDC/USDT-funded cards. GLOBAL RECOGNITION ToonPay is a modern community-driven crypto payment platform that makes spending crypto as easy as cash. Available worldwide, it combines multi-currency wallets, virtual & physical cards, and generous reward programs. Legal Information: TOONPAY TECHNOLOGIES LIMITED Website: https://www.toonpay.io/ Support: support@toonpool.online or https://t.me/toonpaysupport Dive into the world of crypto spending and rewards with ToonPay — where every transaction pays you back. ## Key features - Spend crypto like cash globally - Virtual and physical debit cards - Up to 15% cashback rewards - Supports USDC/USDT on 7 chains - Fast and seamless transactions - Referral program with rewards ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/toonpay/id6746450149/reviews.md ### 5/5 — Help skip restrictions *2026-02-02* I live in Indonesia, have a Permata bank card, but it stop working with subscriptions.. Now I use ToonPay card to pay for my chatGPT, bookings, and others without headaches! ### 5/5 — Really good *2026-01-31* Toon pay is my favorite debit card app it allows me to spend crypto like cash so far it works really good also i can earn up to 10% cash back and referral rewards and 160% apy toon pay the best debit card app go check them out no other debit card allows me to do this i would recommend toon pay cash ### 2/5 — Ok i guess *2026-01-18* so i have been using toon pay for about a few months card works great it earns me 10% cash back however when it comes to the token not so great. so i originally bought toon in 2024 i did alot of research kept buying it and staking it however now at last minute after waiting 7 months they will not give me all my toon cash i bought they promised me it will be 1:1 but now its 35% unless i buy another $300 or invite 20 people so basically if you’re a original investor in this you lose 65% of your original investment on top of this your locked into it for a year. if you’re using toon pay i would only use the card **Developer response:** Thanks for the honest review. Let me answer this directly, without marketing talk. First: I’m happy your card works well and that cashback is doing what it should. That part of the product is real and stable. Now the hard part — the token. We did NOT change the rules to hurt early people. We changed the system because the old token structure was broken by an exploit and long inactivity. Keeping a 1:1 for dead wallets would have destroyed the new ecosystem and punished the people building today. So we chose a model that is: • Fair to early supporters • Fair to new builders • Sustainable for the token That’s why: – Everyone gets 35% automatically – To unlock 100%, you either: • reinvest the missing value • or bring real activity into the system This is not about forcing anyone. It’s about deciding: Do you just want compensation — or do you want to be part of the new system that actually works? If you don’t want to do anything: You keep your 35% and you can just use the card. That’s fine. If you want full recovery: You help rebuild what was broken — and get 100%. We could lie and say “everything is 1:1” and kill the project later. We chose to be honest and build something that survives. That’s the difference. We’re not perfect. But we’re real. And we fix problems instead of hiding them. ## Frequently asked questions about ToonPay ### What cryptocurrencies can I use with ToonPay? ToonPay allows you to top up your wallet directly with USDC and USDT. These stablecoins are supported across 7 different blockchain chains, including Ethereum & L2s, TRON, Solana, and BSC. ### How does the cashback program work with ToonPay? ToonPay offers various cashback plans, allowing you to earn up to 15% back on your spending. You can choose a plan that matches your spending style to maximize your rewards. ### Can I get a physical card with ToonPay? Yes, ToonPay offers both instant virtual cards and the option to pre-order a physical debit card. Premium physical card options, like metal or gold-plated, are available in higher account tiers. ### Is ToonPay available on multiple devices? ToonPay is a user-friendly mobile platform that is available on iOS and Android devices, as well as a WebApp. This ensures you can manage your crypto spending from various devices. ### What are the different account plans for ToonPay? ToonPay offers various account plans, including a Starter Plan with low or no entry cost and basic cashback. Pro and higher tiers offer increased cashback rates (up to 15%), higher monthly caps, and premium card options. ### How secure is ToonPay? ToonPay is a modern community-driven crypto payment platform. While specific security measures are not detailed, it operates globally and facilitates transactions across multiple blockchain networks. ### How often is ToonPay updated? The latest version of ToonPay is 1.6.9, and it was last updated on March 24, 2026. This indicates a relatively recent update cycle for the application. ### Does ToonPay have ads? ToonPay is ad-free, allowing for an uninterrupted user experience as you manage your crypto spending and rewards. ## Version history (last 5 releases) ### 1.6.24 — 2026-07-21 Fraud Prevention for Authentication Layer Minor UI Improvements ### 1.6.23 — 2026-07-01 Security Enhancements Minor Bug Fixing ### 1.6.22 — 2026-06-26 Ad Hoc Fixes Leaderboard Recalculation Rules Physical Card Shipping Form ( Geo Shipping Rules ) ### 1.6.18 — 2026-06-23 Physical Address Shipping Form ### 1.6.15 — 2026-06-12 Security TOTP Login & Withdraw Implementation Minor Design Improvements ## Apps similar to ToonPay | App | Rating | Price | Category | | --- | --- | --- | --- | | [MANAVA MULTIVERSE](https://appshunter.io/ios/app/manava-multiverse/id6450366890) | — | Free | Finance | | [Mosaic Wallet Application](https://appshunter.io/ios/app/mosaic-wallet-application/id1618805976) | — | Free | Finance | | [QuattroHub](https://appshunter.io/ios/app/quattrohub/id6477467745) | 5.0 (1) | Free | Finance | | [AutoCard - Crypto as Fiat](https://appshunter.io/ios/app/autocard-crypto-as-fiat/id6744101483) | 5.0 (3) | Free | Finance | | [myXPD](https://appshunter.io/ios/app/myxpd/id6745469293) | — | Free | Finance | | [Xova](https://appshunter.io/ios/app/xova/id6751160251) | 4.8 (40) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-26.*