# ToonPay — user reviews

> 3 indexed App Store user reviews of ToonPay by Toonpay Technologies Limited, rated 5.00/5 from 2 ratings.

- Source: https://appshunter.io/ios/app/toonpay/id6746450149/reviews
- App overview in markdown: https://appshunter.io/ios/app/toonpay/id6746450149.md
- Rating breakdown: 5★ 2 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 0

## Most critical reviews (3 lowest-rated)

### 2/5 — Ok i guess

*2026-01-18*

so i have been using toon pay for about a few months card works great it earns me  10% cash back however when it comes to the token not so great.
so i originally bought toon in 2024 i did alot of research kept buying it and staking it however now at last minute after waiting 7 months they will not give me all my  toon cash i bought 

they promised me it will be 1:1 but now its 35% unless i buy another $300 or invite 20 people so basically if you’re a original investor in this you lose 65% of your original investment on top of this your locked into it for a year.

if you’re using toon pay i would only use the card

**Developer response:** Thanks for the honest review. Let me answer this directly, without marketing talk.

First: I’m happy your card works well and that cashback is doing what it should. That part of the product is real and stable.

Now the hard part — the token.

We did NOT change the rules to hurt early people. We changed the system because the old token structure was broken by an exploit and long inactivity. Keeping a 1:1 for dead wallets would have destroyed the new ecosystem and punished the people building today.

So we chose a model that is:

• Fair to early supporters
• Fair to new builders
• Sustainable for the token

That’s why:

– Everyone gets 35% automatically
– To unlock 100%, you either:
• reinvest the missing value
• or bring real activity into the system

This is not about forcing anyone. It’s about deciding:
Do you just want compensation — or do you want to be part of the new system that actually works?

If you don’t want to do anything:
You keep your 35% and you can just use the card. That’s fine.

If you want full recovery:
You help rebuild what was broken — and get 100%.

We could lie and say “everything is 1:1” and kill the project later.
We chose to be honest and build something that survives.

That’s the difference.

We’re not perfect. But we’re real.
And we fix problems instead of hiding them.

### 5/5 — Help skip restrictions

*2026-02-02*

I live in Indonesia, have a Permata bank card, but it stop working with subscriptions.. Now I use ToonPay card to pay for my chatGPT, bookings, and others without headaches!

### 5/5 — Really good

*2026-01-31*

Toon pay is my favorite debit card app it allows me to spend crypto like cash so far it works really good also i can earn up to 10% cash back and referral rewards 
and 160% apy 

toon pay the best debit card app go check them out

no other debit card allows me to do this 


i would recommend toon pay cash

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-26.*