# TopCard Mobile

> Mobile app for managing credit and prepaid card payments and security. (iPhone/iPad app by UBS Card Center AG.)

- Source: https://appshunter.io/ios/app/topcard-mobile/id1417291822 (this page in markdown: same URL + `.md`)
- Developer: [UBS Card Center AG](https://appshunter.io/developer/1417291821)
- Category: Finance
- Price: Free
- Rating: 4.40/5 from 185 App Store ratings · 22 written reviews indexed
- Age rating: 17+
- Requires: iOS 16.0 · 88 MB
- Languages: American English, French (France), Swiss High German, Italian
- Released: 2020-09-12
- Data updated: 2026-08-23
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/topcard-mobile/id1417291822/reviews.md

## What is TopCard Mobile?

Keep track of your credit card and prepaid card payments from any location with your smartphone – securely and comfortably.

What the TopCard Mobile App offers
• Overview: Check your spending and the last statement.
• Card blocking: If you lose your card, you can block it in the app.
• Push notifications: See immediately when amounts are debited to your cards and much more.

Are you eligible?
• TopCard Credit Card or Prepaid Card
• Device with iOS 15 or higher
• Jailbroken devices are not supported. 

Easy login
The TopCard Security App enables you to log in securely and comfortably and still use all functions.

This is how secure the TopCard Mobile App is: 
The TopCard Mobile App offers a high security level. Thanks to effective methods with two-factor authentication with the TopCard Security App and encryption of the authentication data, the access to your card data is protected.

Nevertheless, please observe the following recommendations:
• Lock your screen to protect your smartphone from unauthorized access.
• Only use the security details of TopCard, such as the card/account number or PIN, to log in to the TopCard Mobile App. Never use it to log in to third-party apps.
• Do not disclose any personal information or security details. TopCard will never ask you for such, neither in the app nor by telephone, e-mail or text message.

The TopCard team hopes you enjoy using the TopCard Mobile App. We are looking forward to your feedback and your rating in the App Store.

## Key features

- Card payment overview
- Statement viewing
- Instant card blocking
- Push notifications for debits
- Secure login with two-factor authentication

## Recent user reviews (10 of 22)

All indexed reviews: https://appshunter.io/ios/app/topcard-mobile/id1417291822/reviews.md

### 3/5 — Pity

*2026-06-04, version 4.8.78*

The number of times  the card has been declined for no apparent reason is unsatisfactory

### 1/5 — Never opens

*2026-03-31*

After signing in, it never opens and stays with
 an eternal circle loading.

**Developer response:** Thank you for your feedback. Have you updated the application to the newest version yet?

### 1/5 — App always sign out without reason

*2026-02-26, version 4.8.65.0*

App loses the data and always sign out without reason. Delay with receiving the confirmation code and ends with receiving a msg

### 1/5 — Pire société possible

*2025-07-11, version 4.8.24.0*

Si vous voulez vous tirer les cheveux gâcher vos vacances, ne jamais arriver à faire vos achats. Alors cours vite chez topcard, amusez-vous avec leur service clientèle qui ne sait même pas parler français qui ne sert à rien et qui ne comprend rien à ce que vous dites, et qui ne s’excuse jamais. Comment est-ce possible que les autorités suisses laissent une société pareille exercer ce métier ? Il suffit de lire les commentaires sur Google Et vous comprendrez. Ce que Je dis là.

### 2/5 — Hard to understand and use

*2023-12-04*

Bills, balance, open amounts, payment information- all very hard to understand and use, including compared to bank and credit card apps from Switzerland and US.

**Developer response:** Thank you for your feedback, which we will be happy to forward to our development team.

### 1/5 — 2 Apps

*2023-11-05*

Wäre cool, wenn jede App eine zweite sinnfreie App ohne nutzen für den Kunden hätte.

### 1/5 — This App is impossible to understand

*2023-07-08*

Why have you made this so complicated? I have to repeatedly call and ask what I owe on the card. I hate this app. It is the most confusing of all the apps I deal with. Deborah Egger

**Developer response:** Thank you for your feedback. We are always striving to improve our app on an ongoing basis.

### 1/5 — Payments

*2023-06-17*

Need to make it much easier to make a payment.

**Developer response:** Thank you for your feedback. We will gladly forward it to our development team.

### 1/5 — Complicated

*2023-05-26*

I cannot have 2 cards with different currencies on the card.  Customer service was rude and could not understand my issue.

**Developer response:** We regret that our service did not satisfy you. We will forward your feedback regarding two cards in the app to our development team.

### 1/5 — Terrible UI in a time where banking apps need to be competitive

*2023-04-29*

Try to find your invoice. No, the actual invoice. Because you want to pay your bill, right? Click invoices, nope not there, click through and they’ll show all your transactions, but no due date or payment info. For that you have to tap the three lines at the top and go to *that* invoices menu. You’re still not there, because it looks like you’re looking at a balance sheet. I’m sure all this makes sense to the accountants, but they must be using another card, which is what we should do too.

**Developer response:** We are sorry that you find the layout in our app confusing. Our customer service will be happy to help you with any questions you may have.

## Frequently asked questions about TopCard Mobile

### What does the TopCard Mobile App do?

The TopCard Mobile App allows you to manage your credit card and prepaid card payments securely from your smartphone. You can check your spending, view your last statement, and block your card if it is lost. It also provides push notifications for debits.

### What are the key features of the TopCard Mobile App?

Key features include an overview of your spending and last statement, the ability to block your card instantly if lost, and push notifications for immediate alerts on debits. It also offers secure login with two-factor authentication.

### Is the TopCard Mobile App free to use?

Based on the provided information, the app is offered for free. There are no mentions of subscription fees, in-app purchases, or advertisements.

### What are the requirements to use the TopCard Mobile App?

To use the app, you need to have a TopCard Credit Card or Prepaid Card. Your device must be running iOS 15 or higher, and jailbroken devices are not supported.

### How secure is the TopCard Mobile App?

The app offers a high level of security through effective methods like two-factor authentication with the TopCard Security App and encryption of authentication data. This protects your access to card data.

## Version history (last 5 releases)

### 4.8.84 — 2026-08-19

Small improvements and bug fixes. Your digital security is very important to us. Therefore, we will soon only support iOS versions 17 and above.

### 4.8.78 — 2026-05-13

Small improvements and bug fixes. Your digital security is very important to us. Therefore, we will soon only support iOS versions 17 and above.

### 4.8.77 — 2026-05-04

Small improvements and bug fixes. Your digital security is very important to us. Therefore, we will soon only support iOS versions 17 and above.

### 4.8.69 — 2026-04-17

Small improvements and bug fixes. Your digital security is very important to us. Therefore, we will soon only support iOS versions 17 and above.

### 4.8.65.0 — 2026-02-26

Small improvements and bug fixes. Your digital security is very important to us. Therefore, we will soon only support iOS versions 17 and above.

## More apps by UBS Card Center AG

- [TopCard Security](https://appshunter.io/ios/app/topcard-security/id1417339149)

All apps by UBS Card Center AG: https://appshunter.io/developer/1417291821

## Related topics

[tcmobile](https://appshunter.io/ios/topics/tcmobile)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*
