# Topside Federal Credit Union > Mobile banking for checking balances, transfers, bill pay, and ATM/branch locations. (iPhone/iPad app by Topside Federal Credit Union.) - Source: https://appshunter.io/ios/app/topside-federal-credit-union/id640619288 (this page in markdown: same URL + `.md`) - Developer: [Topside Federal Credit Union](https://appshunter.io/developer/640619331) - Category: Finance, Business - Price: Free - Rating: 2.90/5 from 12 App Store ratings · 130 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 236 MB - Languages: American English, European Spanish - Released: 2013-05-03 - Data updated: 2026-08-19 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/topside-federal-credit-union/id640619288/reviews.md ## What is Topside Federal Credit Union? Bank Smarter. Bank Easier. Bank Topside. The Topside Mobile Banking App makes managing your money simple, secure, and personal, anytime, anywhere. Whether you’re checking your balance at home or chatting face-to-face with our team from the road, Topside gives you full control of your finances with just a few taps. Your Finances At Your Fingertips • View account balances, transaction history, and digital statements • Transfer money between accounts or to other members • Deposit checks securely from your mobile device • Pay bills and manage recurring payments with ease • Apply for loans or open new accounts right from the app Chat and Video Banking Need help or have a question? Connect directly with our local Topside team - no need to visit a branch. • Start a secure chat 24/7 for quick questions and support • Launch a video banking session for face-to-face service, wherever you are • Get personalized guidance from real people who care about your goals Card Controls You Can Count On Stay in control of your debit and credit cards right from your phone. • Instantly lock or unlock a lost or misplaced card • Set up alerts and notifications for real-time transaction updates • Report cards lost or stolen • Manage spending limits and purchase preferences for added peace of mind Security and Convenience Built In Your security is our priority. With advanced encryption and authentication options, you can confidently manage your accounts knowing your information is protected. • Quick login using Face ID®, Touch ID®, or passcode • Customize alerts for account activity, deposits, and payments • Easily find nearby Topside branches or ATMs A Better Way to Bank At Topside Federal Credit Union, we believe banking should fit your life, not the other way around. With our mobile app, you get the same friendly, personal service you’d find in a branch, right in your pocket. Download the Topside Mobile Banking App today and experience the smarter, easier, more connected way to bank. Federally insured by NCUA. Message and data rates may apply. Availability of features may vary by device or account type. ## Key features - Check account balances - Transfer funds - Pay bills - Locate branches - Locate ATMs - Contact support ## What do users think of Topside Federal Credit Union? Overall sentiment: neutral **Pros** - 👍 Easy to use - 🚀 Efficient - 💡 Convenient features (mobile deposit, account linking) - 🔒 Secure - 🚀 Quick and reliable **Cons** - 🐛 Crashes/freezes - 🐛 Unreliable mobile deposit - 🐛 Glitchy after updates - 🔍 Navigation/UI could be improved - 🔒 Too many login credentials required **Commonly reported bugs** - Accounts constantly changing position on home screen - Repeated requests to register new device - Incorrect check amounts not recognized during mobile deposit - Accounts unavailable error after login **Most requested features** - Add Zelle transfer feature - Improve mobile deposit experience - Allow account management from single login - Provide easier access to logout option ## Recent user reviews (10 of 130) All indexed reviews: https://appshunter.io/ios/app/topside-federal-credit-union/id640619288/reviews.md ### 1/5 — New website *2026-07-13* I do not like the new website. It is not user friendly. Sometimes when switching between my accounts I have to close out and re sign in, if you click on a transaction you have to do the same thing. Obviously the creator doesn’t use the app. Terrible upgrade. You fixed something that wasn’t broken. ### 5/5 — Cleaner and easier to navigate *2026-07-09* Took me a few weeks to get used to the new layout, but now that I know where everything is, I am enjoying this new app. ### 1/5 — Broken on mobile *2026-06-20* When I logged into this updated version, it forced me to change my password. Not only that, but it also changed my verification email and phone number to a different family member instead of mine (???) for no reason, which makes this whole thing even more annoying to deal with. To top it off, once I finally got my verification number in, the actual app interface is BROKEN on mobile. I went to change the email and phone number back to mine, but the interface literally does not work. The edit menu for email or phone numbers has a continue button that disappears beyond the screen, and there’s no scrolling to get to it. You have to kill the app if you want to escape this interface. This kind of bugginess is unacceptable in 2026, especially for a banking app - just stick with Navyfed. ### 2/5 — Um what? *2026-06-16* I’ve used the old app for decades, worked fine. New app? First time I tried to pay a visa bill I’ve paid for years - “unexpected error”, wait what???!!! 😡 ### 1/5 — New App is Awful *2026-06-15* New App version riddled with bugs and removed many functional controls. The UI is much better now, but the user experience is a significant downgrade from previous app. For instance, you cannot manually categorize transactions anymore. Additionally, you both cannot get external accounts to properly link and display with your accounts and you no longer can link many financial institutions in general. ### 3/5 — Stop. Pls FIX this *2026-06-11* In Activity under Checking Account Details, where I have made a Transfer note it says “from [transfer note]”. This makes it look like a transfer into my account is from a business rather than a transaction from my savings account to my checking account. For example: “Transfer from Verizon Wireless” is ACTUALLY a transfer from my savings account to my checking account that I made for an upcoming Verizon auto-pay withdrawal and NOT a deposit or transfer from Verizon into my account! For Transfers between accounts, please put the account the transfer is coming from on the Activity page ALONG WITH the memo I may have made for the transfer. ### 1/5 — Never has the right password *2026-05-01, version 13.0.5912* Every-time it has the wrong password and locks me out. My other banking app never has that issue. ### 2/5 — Never works when I need it! *2025-12-29, version 13.0.5912* A banking app should be available at all times. Especially with the world moving to all epayment transactions. Topside App is not reliable. ### 5/5 — Easy *2025-11-06, version 13.0.5912* Quick easy app ### 5/5 — Banking app *2025-09-26, version 13.0.5912* This app is great. So much easier to use and navigate. Makes banking and paying bills a breeze. ## Frequently asked questions about Topside Federal Credit Union ### What can I do with this mobile banking app? This app allows you to perform various financial transactions from your mobile device. You can check your account balances, transfer funds between accounts, pay your bills, and easily locate nearby branches and ATMs. ### Is this app free to use? The app itself is free to download and use. However, as indicated, it does contain advertisements. Standard data rates from your mobile carrier may apply. ### How do I find a branch or ATM? The app includes a feature to locate branches and ATMs. Simply access the locator function within the app to find the nearest physical locations for your banking needs. ### Who is this app designed for? This mobile banking application is designed for members of Topside Federal Credit Union. It provides them with convenient access to manage their finances on the go. ## Version history (last 5 releases) ### 4022.1.1 — 2026-08-19 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.2.2 — 2026-07-10 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.0.2 — 2026-06-10 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 13.0.5912 — 2025-01-14 Update to include Card Management functionality ### 12.1.5904 — 2024-06-12 Update to include Card Management functionality ## Apps similar to Topside Federal Credit Union | App | Rating | Price | Category | | --- | --- | --- | --- | | [C&F Mobile Banking](https://appshunter.io/ios/app/c-and-f-mobile-banking/id512546302) | 4.8 (2,795) | Free | Finance | | [InFirst FCU](https://appshunter.io/ios/app/infirst-fcu/id638322188) | 4.8 (1,828) | Free | Finance | | [Countybank Mobile Banking](https://appshunter.io/ios/app/countybank-mobile-banking/id557694625) | 4.7 (1,166) | Free | Finance | | [Ascent Credit Union](https://appshunter.io/ios/app/ascent-credit-union/id891073642) | 4.4 (199) | Free | Finance | | [Sturdy Savings Mobile Banking](https://appshunter.io/ios/app/sturdy-savings-mobile-banking/id466486882) | 4.4 (601) | Free | Finance | | [Zing Credit Union Mobile App](https://appshunter.io/ios/app/zing-credit-union-mobile-app/id596825253) | 4.4 (378) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*