# Toshl Finance - Best Budget — Expense, bank account tracker

> Personal finance tracker for expenses, bank accounts, and budgets. (iPhone/iPad app by Toshl Inc..)

- Source: https://appshunter.io/ios/app/toshl-finance-best-budget/id921590251 (this page in markdown: same URL + `.md`)
- Developer: [Toshl Inc.](https://appshunter.io/developer/921590250)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.70/5 from 1,782 App Store ratings · 795 written reviews indexed
- Age rating: 12+
- Requires: iOS 15.6 · 45 MB
- Languages: American English, French (France), German (Germany), Italian, European Portuguese, Russian, Chinese (Simplified, China), Slovenian, European Spanish, Chinese (Traditional, Taiwan)
- Released: 2015-12-17
- Data updated: 2026-08-30
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/toshl-finance-best-budget/id921590251/reviews.md

## What is Toshl Finance?

Track all your credit cards, bank accounts and cash in one place. Toshl Finance helps more than 2 million people keep track of their personal finances. Know your finances. Have fun!

"Of all the apps for monitoring spending, one of the hardest to beat is Toshl Finance.” - New York Times
"Now I know where my money is disappearing to, thanks to Toshl...” - BBC
Winner of The Europa award for Best Commerce, Finance or Payments Startup

Easy data entry
- automatically connect over 13 000 different bank accounts, credit cards or financial services in the United States and around the world. Available connection include; Chase, Bank of America (BofA), Capital One, Charles Schwab (SCHW), Citi, HSBCnet, PNC, SunTrust, TD Bank, US Bank, Wells Fargo, PayPal, Wealthfront, Betterment, Coinbase, Bitstamp and others.
- quick & easy manual expense entry in only 4 taps. Tip calculator included.
- use any currency. Almost 200 currencies with always fresh exchange rates are supported, including 30 cryptocurrencies.
- add rich data to entries: multiple tags, financial account, location, description, repeats, bill reminders with notifications, photos. Photos are great for keeping receipts, warranty info and expense reporting.
- import data from your online bank files (CSV, Excel, QIF, QFX, OFX etc.) in the web app

Useful graphs
- big picture overview of how your money flows each month
- how much you have left to spend this month while maintaining your budget goals
- pie charts, bubble graphs, expense locations map

Budgets
- budgets for all expenses or filtered by categories, tags or accounts
- budget for any time period
- optional rollover to the next budget period
- notifications warn you when you approach your budget limits

Sync with multiple mobile devices
- use on an unlimited number of devices, on multiple mobile platforms
- your data automatically syncs to all devices and the web app
- automatic backup, data is safe even if you lose your device

Syncs with the web app
- open the web app on your laptop, desktop computer or tablet and use Toshl in comfort on a large screen
- automatically synced with mobile app
- extensive data visualisations with month-over-month comparisons and filtering by category, tag, location

Toshl Pro & Toshl Medici
You can use most Toshl Finance features for free forever. 
We offer 2 subscription plans which unlock more advanced features.

Free - 2 financial accounts, 2 budgets
Pro - unlimited financial accounts, unlimited budgets, save receipt photos with expenses, repeat expenses, set bill reminders, unlock with fingerprint - $2.99/month or $19.99/year
Medici - automatically import data from your US or Canadian bank, credit card or other financial service. Also includes all Toshl Pro features. $4.99/month or $39.99/year

Your payment will be charged to your iTunes Account. If you are eligible for a trial period, the payment will be charged when the trial period has ended. If you have already used the trial period, it will be charged once you confirm your purchase here.

Your iTunes account will be charged again when your subscription automatically renews at the end of your current subscription period unless auto-renew is turned off at least 24 hours prior to the end of the current period.

You can manage or turn off auto-renew in your Apple ID Account Settings any time after purchase.

Privacy policy https://toshl.com/privacy/ 
Terms of Service https://toshl.com/terms/

## Key features

- Automatic bank and credit card connections
- Manual expense entry with receipt photos
- Multi-currency support with crypto
- Customizable budgets and notifications
- Data synchronization across devices
- Web app for desktop access
- Detailed financial graphs and reports

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Toshl Pro monthly | $2.99 | per month |
| Toshl Pro | $19.99 | per year |
| Toshl Medici monthly | $4.99 | per month |
| Toshl Medici | $39.99 | per year |
| Toshl Pro with 20% discount | $1.99 | per month |
| Toshl Pro with 20% discount | $15.99 | per year |
| Toshl Pro Monthly | $2.99 | per month |
| Toshl Pro Yearly | $19.99 | per year |
| Toshl Medici Monthly | $4.99 | per month |
| Toshl Medici Yearly | $39.99 | per year |
| Toshl Medici with 10% discount | $35.99 | per year |
| Toshl Medici with 20% discount | $31.99 | per year |


## What do users think of Toshl Finance?

Overall sentiment: positive

**Pros**

- 👍 Simple and easy to use
- 🚀 Straightforward expense tracking
- 💡 Customizable budgeting and categories
- 🔒 Secure and reliable
- 🌍 Supports multiple currencies

**Cons**

- 🐛 Syncing issues with bank accounts
- 🔍 Lacking advanced reporting and analytics
- 🤔 Confusing interface changes in newer version
- 🔧 Bugs and glitches
- 💸 Expensive subscription model

**Commonly reported bugs**

- Duplicate transactions appearing
- Inability to delete old accounts or data
- Crashes and freezes on certain devices
- Incorrect account balance sync
- Repeating payment issues

**Most requested features**

- Add sub-categories for better organization
- Improve iPad/tablet user experience
- Implement automatic categorization of expenses
- Allow payee/description input for transactions
- Provide more customization options for budgets

## Recent user reviews (10 of 795)

All indexed reviews: https://appshunter.io/ios/app/toshl-finance-best-budget/id921590251/reviews.md

### 5/5 — The best

*2026-05-30, version 3.5.13*

Changed my life

### 5/5 — Amazing for freelancers

*2026-03-11, version 3.5.13*

This app is incredibly convenient for someone who operates in multiple currencies and needs too keep track of their income and outcome. The browser version is also great if you’re a millennial like me and prefer doing important stuff on you PC.

### 1/5 — Non più aggiornata e senza assistenza

*2026-03-02, version 3.5.13*

Da un anno non ci sono aggiornamenti e non è possibile fare richiesta assistenza

### 5/5 — Using

*2026-03-01, version 3.5.13*

So easy to use, clean and clear

### 5/5 — Easy to use

*2026-02-26, version 3.5.13*

Those rare apps that are easy to figure out and easy to use. Worth all five stars.

### 4/5 — The best expense tracking tool for me but with a few issues

*2026-02-19, version 3.5.13*

I have been using the app since 2009 and have greatly appreciated how easy it is to track expenses, create budgets, and monitor account balances. The UI is very easy to use and having the option to export reports allows deeper analysis of my spending habits. On the other hand, I did notice that there seems to be an issue with all the credit card accounts. While other accounts show the correct balance, the accounts with negative balance would show a different amount vs. the actual credit card balance. I’ve been correcting the discrepancies by creating reconciliation entries, but it’s weird that this is only happening exclusively with negative accounts and not the ones with positive balances. Any help to fix this would be greatly appreciated!

### 5/5 — Love it, but would really love…

*2026-01-27, version 3.5.13*

An iPad app. I know I can use it on the website from my iPad, but a developed iPad interface would be nice.

### 4/5 — Apple suport

*2026-01-27, version 3.5.13*

Es una app muy buena, en android no tuve problemas, me cambie a iphone y el boton de buscar esta SUPER pequeño, solo ese incoveniente.

### 5/5 — Excelente para controlar gastos

*2026-01-21, version 3.5.13*

Me encanta esta app, simple de usar, sin publicidad y las funciones gratis alcanzan para sacarle mucho provecho

### 5/5 — Super happy no ads

*2025-12-03, version 3.5.13*

Great  app

## Frequently asked questions about Toshl Finance

### What does Toshl Finance do?

Toshl Finance is a personal finance management app that allows you to track all your credit cards, bank accounts, and cash in one place. It helps you monitor your spending, create budgets, and gain a clear overview of your financial health.

### What are the key features of Toshl Finance?

Key features include automatic connections to over 13,000 financial institutions, quick manual expense entry, support for nearly 200 currencies including cryptocurrencies, bill reminders with notifications, receipt photo storage, and detailed financial graphs and reports.

### How much does Toshl Finance cost?

The app offers a free version with limited features (2 financial accounts, 2 budgets). Subscription plans like Toshl Pro and Toshl Medici unlock unlimited accounts, budgets, advanced features like automatic bank imports, and more for a monthly or annual fee.

### Is Toshl Finance available on multiple devices?

Yes, Toshl Finance syncs with multiple mobile devices and a web app, allowing you to use it on your smartphone, tablet, laptop, or desktop computer. Your data is automatically synced and backed up across all your devices.

### Can I import my financial data into Toshl Finance?

Yes, you can import data from your online bank files in formats like CSV, Excel, QIF, QFX, and OFX through the web app. The Toshl Medici subscription plan also offers automatic data import from US or Canadian bank accounts and financial services.

## Version history (last 5 releases)

### 3.5.13 — 2024-12-13

Big fixes and stability improvements.

### 3.5.12 — 2024-09-28

Fixed account selection on export.

### 3.5.11 — 2023-10-16

This release includes some ios17 bug fixes that were causing problems.

### 3.5.10 — 2023-07-22

Widgets now work again.

### 3.5.9 — 2023-07-17

Fixed a crash when reauthenticating a bank institution connection.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*