# Total Choice FCU > Financial services cooperative for members in St. Charles, St. John, and St. James Parishes. (iPhone/iPad app by TOTAL CHOICE FEDERAL CREDIT UNION.) - Source: https://appshunter.io/ios/app/total-choice-fcu/id1291972373 (this page in markdown: same URL + `.md`) - Developer: [TOTAL CHOICE FEDERAL CREDIT UNION](https://appshunter.io/developer/1358743829) - Category: Finance - Price: Free - Rating: 3.40/5 from 5 App Store ratings - Age rating: 4+ - Requires: iOS 8.0 · 72 MB - Languages: American English, European Spanish - Released: 2017-10-27 - Data updated: 2026-06-01 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/total-choice-fcu/id1291972373/reviews.md ## What is Total Choice FCU? The Credit Union Mission The mission of credit unions is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success. Our Mission Total Choice Federal Credit Union is a cooperative institution formed for the purpose of encouraging savings, offering loans and providing a wide range of financial and related services to its members at competitive rates. Philosophy & Structure Credit Unions are democratically owned and controlled institutions based on ‘people helping people’ principles. Credit union boards of directors are elected by members;each member has an equal vote, regardless of how much he or she has on deposit. Only members may serve as directors, and directors serve without compensation. Credit unions have no outside stockholders, so after reserves are set aside, earnings are returned to members in the form of higher dividends on savings, lower loan rates and lower cost services. Message from the CEO TCFCU membership is comprised of members who live, work or worship in St. Charles, St. John, and St. James Parishes. TCFCU was organized in 1976, and has grown to over $50 million is assets. Our membership totals over 6,500. We exist solely to help our members obtain sound financial footing and reach their personal financial goals. Affiliations Credit unions are chartered under either federal or state law. Federally chartered credit unions are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government. NCUA’s three board members are nominated by the President and confirmed by the Senate. State chartered credit unions are regulated by their state credit union department. NCUA administers the federal insurance fund (NCUSIF), which covers all federal credit unions and most state chartered credit unions. No taxpayer money is used for regulating and overseeing federal credit unions, as all activities of NCUA and the NCUSIF are funded by credit unions. LCUL- Louisiana Credit Union League The Louisiana Credit Union League is a trade association that exists to serve credit unions in Louisiana. LCUL is dedicated, through cooperation, to promote, protect and perpetuate the credit union movement. LCUL accomplishes this by providing member credit unions with quality leadership to achieve positive results in the areas of: governmental affairs, research and information, education and training, and community and public relations. And by making available other services which our credit unions need or desire in order to enhance their ability to successfully meet their members’ needs. ## Key features - Financial services access - Loan offerings - Savings encouragement - Competitive rates - Member-owned cooperative ## Frequently asked questions about Total Choice FCU ### What is Total Choice FCU? Total Choice FCU is a cooperative financial institution formed to encourage savings, offer loans, and provide a wide range of financial services to its members at competitive rates. It operates on the principle of 'people helping people'. ### Who can become a member of Total Choice FCU? Membership is comprised of individuals who live, work, or worship in St. Charles, St. John, and St. James Parishes. Membership totals over 6,500 individuals. ### How is Total Choice FCU regulated? As a federally chartered credit union, Total Choice FCU is regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government. NCUA administers the federal insurance fund (NCUSIF). ### When was Total Choice FCU established? Total Choice FCU was organized in 1976 and has grown to over $50 million in assets. The app was released on October 27, 2017. ### What devices support Total Choice FCU? The Total Choice FCU app is available for iPhone, iPad, and iPod devices. It is rated for ages 4 and up. ### How often is Total Choice FCU updated? The latest version of the app is 1.2, which was last updated on November 29, 2017. Information on update frequency beyond this is not provided. ### Does Total Choice FCU have ads? No, the Total Choice FCU app does not contain advertisements. It is a free application with no in-app purchases or ads. ### What is the user rating for Total Choice FCU? The app has a rating of 3.4 stars from 5 ratings. This suggests a mixed user reception based on the limited feedback available. ## Version history (last 3 releases) ### 1.2 — 2017-11-29 This app has been updated by Apple to display the Apple Watch app icon. Update for color block issues ### 1.1 — 2017-11-03 Update ### 1.0 — 2017-10-27 No release notes. ## Apps similar to Total Choice FCU | App | Rating | Price | Category | | --- | --- | --- | --- | | [LifeInCheck EBT](https://appshunter.io/ios/app/lifeincheck-ebt/id1502476170) | 1.3 (136) | Free | Finance | | [Worthington Federal Savings](https://appshunter.io/ios/app/worthington-federal-savings/id1468336195) | 4.8 (44) | Free | Finance | | [UFCW Local 23 FCU](https://appshunter.io/ios/app/ufcw-local-23-fcu/id1664521753) | 4.5 (2) | Free | Finance | | [Remington Federal Credit Union](https://appshunter.io/ios/app/remington-federal-credit-union/id1279842674) | 4.9 (87) | Free | Finance | | [Total Community Credit Union](https://appshunter.io/ios/app/total-community-credit-union/id727309556) | 2.5 (13) | Free | Finance | | [Iron County CCU](https://appshunter.io/ios/app/iron-county-ccu/id1620388170) | — | Free | Finance | ## More apps by TOTAL CHOICE FEDERAL CREDIT UNION - [Total Choice - FCU](https://appshunter.io/ios/app/total-choice-fcu/id1518598273) All apps by TOTAL CHOICE FEDERAL CREDIT UNION: https://appshunter.io/developer/1358743829 ## Related topics [federal credit union choice](https://appshunter.io/ios/topics/federal-credit-union-choice) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*