# Total Return — Calculate your Total Return

> Calculates total investment return, annualized rate of return, and portfolio value. (iPhone/iPad app by Bearinc LLC.)

- Source: https://appshunter.io/ios/app/total-return/id376104825 (this page in markdown: same URL + `.md`)
- Developer: [Bearinc LLC](https://appshunter.io/developer/1174493080)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 3.90/5 from 37 App Store ratings · 58 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 13 MB
- Languages: American English
- Released: 2010-06-09
- Data updated: 2026-08-30
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/total-return/id376104825/reviews.md

## What is Total Return?

Have you ever wanted to know how much you’ve actually gained from your stock or ETF investments including all purchases, sales, dividends, and commissions? Or calculate the annualized rate of return of your investments?

Or perhaps you wanted to find out if you'd be better off keeping your money in the bank rather than investing it?

Or maybe you are a glass-half-full type of person and you feel that despite declines in your stocks you are actually in the green thanks to dividends, but you are not sure?

Total Return is designed to answer these questions. Not only it answers the question that most other portfolio managers do - what the current value of your holdings is, but it also calculates your total return - your investment bottom line by adding both realized and unrealized gains and losses, adding dividends, and subtracting commissions. On top of that you will find out your annualized rate of return (Compound Annual Growth Rate - CAGR) for each position, portfolio, and overall. You will know exactly how big your investment return is, how much it changed today, and, of course, the current value of your holdings every time you launch the app. No longer you will wonder if investing was worth it. You will know it. 

Decide for yourself whether to continue guessing or start knowing. Next time someone asks you how well your investments are doing you will be able to answer that question down to the dollar! Or compare your annualized rate of return to find out who made better investment choices.

Take a bit of time to enter your investment transactions and find out how you’ve done over the years. And with the help of automated quote updates, you'll continue tracking your investment bottom line as often as you'd like. Just fire up the app, see it update the quotes, and know your Total Return.

Take the guessing out of your investment bottom line!

*** Benefits ***
- Calculates the overall total return of your investments taking into account purchases, sales, dividends, commissions, and splits
- Calculates the annualized rate of return in the form of Compound Annual Growth Rate (CAGR) using Internal Rate of Return (IRR) method
- Shows breakdown of total return, CAGR, and value by portfolio, position, and overall
- Calculates current value of your investments and how much it changed today
- Calculates many useful stats such as: Stocks - Most Changed Today, Positions - Most Changed Today, Best Total Return, Best CAGR, Highest Value
- Allows tracking of cash in portfolios
- Supports automatic quote download for most stocks and ETFs
- Convenient way of entering your trades - enter data that you know and the rest is calculated for you
- Supports dividend reinvestment
- Protect your database with a PIN
- Email a backup of the database to yourself or someone else
- Automatic on-device backups
- Copy backups from and to the app via email
- Get hints on every screen to help you get started with the app
- Native iPad interface

Terms of Service:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Calculates total investment return
- Calculates annualized rate of return (CAGR)
- Tracks realized and unrealized gains/losses
- Includes dividends and commissions
- Shows current investment value and daily changes
- Supports dividend reinvestment
- Automated quote updates

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Unlimited access | $29.99 | per year |
| Unlimited access | $2.99 | per month |


## Recent user reviews (10 of 58)

All indexed reviews: https://appshunter.io/ios/app/total-return/id376104825/reviews.md

### 5/5 — Best program available

*2024-11-11*

This app is the best I have found to quickly monitor my portfolio results. It is easy to use and provides a better overview of my portfolio than the reports provided elsewhere. It is well worth the $3/month subscription fee to be able to see results quickly on my iPhone or iPad and know how my portfolio is performing with a quick glance. I have used this app for many years and I highly recommend it for anyone who is managing their own investments.

### 2/5 — Preferred stock symbols missing

*2024-10-15*

Most Preferred stocks aren’t available in 4.1 version. Been using this app for years and never had issues with updating preferred symbols. It doesn’t make sense to subscribe if I can’t update all my holdings.

### 3/5 — Needs improvement

*2021-03-29*

First, the reviewers claiming the app not work with mutual funds are not 100% correct.  The app does update the price for mutual funds each day.  However, what it does not do is update the change in price from the previous day.  This means you cannot use the app to check how much your portfolio has increased or decreased since the previous day as the changes (absolute price and percent) will always be zero if all you own are mutual funds.

Second, pay attention to the reviews that highlight the app requires the user to manually enter dividends.  It is a lot of work to do this.   Think of the days when people used to balance their checkbook once a month. Now, think of doing this ever time you use the app.  The cloud based data suppler they are using (IEX Cloud) provides dividend information.  Thus, the app should be able automatically do this whenever it updates the total value of the portfolio.

Third, the app should be able to link with individual brokerage accounts.  This would eliminate the need to manually enter any information and ensure its calculate total value matches what your brokerage firm is reporting.  Doing this would also allow it to report fees.

Fourth, adding some simple graphs would also improve the app.  This could be as simple as plotting “total return” (plot what the app actually calculates).

Still, the app is more valuable than apps that do not consider dividends.  This alone gets it 2 stars.

### 5/5 — Excellent

*2020-02-19*

Just what you need. Could not ask for more. One thing could help is ability to move around stock holdings to different portfolios And auto dividend amount added to holdings.

### 1/5 — Mutual funds

*2018-02-03*

Stopped supporting mutual funds

### 2/5 — It used to be a 5, now at best a 2

*2017-12-18*

Have used this app for years to stay on top my diverse investments and been very pleased. For about the last two months they have been very slow to fix problems and when they finally "fixed" the failure to update all stocks and funds, only two brokerage houses would update. When they fix that and will continue to provide a continually functioning app I'll gladly give it a 5. Until then it's hardly useful. I may have to start over with another app that fixes their major problems promptly.

### 1/5 — No longer tracks Mutual Funds

*2017-12-18*

Was the best, but now useless for 401k’s and IRA’s as it no longer tracks Mutual Funds.

### 1/5 — Total Return doesn’t support mutual funds or ETFs

*2017-12-15*

This app has been great until lately. It no longer supports mutual funds or ETFs. Pretty much useless for tracking my investments.

### 5/5 — Get the Real return with the Best portfolio app EVER

*2017-12-08*

By far THE BEST app for the common investor. Easy to use and gives you the info you really need. Unlike other portfolio tools this one calculates TOTAL Return ( includes dividends). Most others don’t include dividends in their return calculations so all you see is the stock price appreciation, which is not your real return. With this tool you compare Apples to Apples! you can compare appropriately between stocks and mutual funds. I've been using for many years and totally satisfied.

### 5/5 — Good App

*2017-06-19*

Still love this app, issues have been corrected, it's user-friendly, and it gives you the info you need - it's a great app!

This is a good app, but has a few 'irritants' in it, like not always retracting a column when you swipe it (as instructed), and the like - small though, compared to the overall capability which is really good.  Would definitely recommend it.

## Frequently asked questions about Total Return

### What does the Total Return app do?

This app helps you understand the true performance of your stock and ETF investments. It calculates your total return by factoring in all purchases, sales, dividends, and commissions. It also provides your annualized rate of return (CAGR) for each investment and your overall portfolio.

### What are the key features of Total Return?

Key features include calculating overall total return, annualized rate of return (CAGR) using the IRR method, showing breakdowns by portfolio and position, tracking current investment value and daily changes, and supporting dividend reinvestment. It also offers automated quote updates and cash tracking within portfolios.

### Is Total Return free to use?

The app is free to download and use, but it offers in-app purchases. These purchases likely unlock additional features or advanced functionalities beyond the core tracking capabilities.

### What kind of investments can I track with Total Return?

You can track your stock and ETF investments with this app. It is designed to handle various transactions like purchases, sales, dividends, and commissions to provide an accurate picture of your investment performance.

### How can Total Return help me understand my investments better?

By providing a comprehensive calculation of your total return and annualized growth rate, the app removes the guesswork from understanding your investment performance. You'll know exactly how much you've gained or lost, down to the dollar, and can compare your returns effectively.

## Version history (last 5 releases)

### 4.1 — 2024-10-09

- more reliable stock price change values
- faster quote updates
- show company name on stock quote

### 4.0 — 2024-09-24

- Stock quotes provided by Intrinio
- Support larger iPhone screens

### 3.10 — 2019-09-14

- fixed the app unexpectedly closing on stock quotes update

### 3.9 — 2019-09-06

- fixed crash on launch that some users were experiencing

### 3.8 — 2019-05-05

- Mutual fund quotes no longer show zero before market close

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## More apps by Bearinc LLC

- [Total Return Preview](https://appshunter.io/ios/app/total-return-preview/id444629714)

All apps by Bearinc LLC: https://appshunter.io/developer/1174493080

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*