# Totals - Personal Finance — All-in-one money manager > Personal finance manager for Ethiopian bank users, automatically tracking transactions via SMS. (iPhone/iPad app by Horan Technologies.) - Source: https://appshunter.io/ios/app/totals-personal-finance/id6795131112 (this page in markdown: same URL + `.md`) - Developer: [Horan Technologies](https://appshunter.io/developer/1870834549) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 16.0 · 38 MB - Languages: American English - Released: 2026-08-20 - Data updated: 2026-08-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/totals-personal-finance/id6795131112/reviews.md ## What is Totals? Totals is a complete personal finance app for Ethiopian bank users. It brings every account into one place and gives you real tools to manage your money day to day. See where you stand at a glance with one total across CBE, Telebirr, Awash, Bank of Abyssinia, Dashen, Zemen, Nib, M-Pesa, and Amhara Bank. Then dig into spending breakdowns, budgets, and searchable transaction history. WHAT YOU CAN DO • Track spending by category with auto-categorization that learns recurring payments • Set budgets with alerts, rollover, and monthly or custom periods • Keep track of money you've lent or borrowed and settle debts over time • Link reimbursements to the expenses they repay so refunds don't skew your numbers • Split shared expenses with friends and see who owes what • Keep personal and business finances separate with multiple profiles • Save friends' and vendors' bank accounts so transfers show names instead of account numbers • View balances and recent activity from home screen widgets STAYS CURRENT ON ITS OWN Your bank already texts you whenever money moves. Totals reads those SMS messages and records each transaction automatically, keeping your balances and history up to date without manual entry. On iPhone, a one-time Apple Shortcut forwards each bank message to the app. If you prefer, you can paste messages manually. All parsing happens on your device. PRIVATE BY DEFAULT Everything runs entirely on your phone. No account to create. No servers reading your bank messages. Nothing is uploaded. The App Store privacy label says "Data Not Collected," and that's exactly how it works. It even works in airplane mode. YOURS TO MOVE AND KEEP • Export your data anytime as CSV or a mini bank statement • Back up to your own private Telegram chat, encrypted with a key only you control • Sync to a server you own with Data Sync. Your phone communicates directly with your server, never through us. Totals is free and open source. The entire codebase is public, so you can verify exactly what it does with your data: it stays on your phone. ## Key features - Aggregate Ethiopian bank accounts - Automatic transaction tracking via SMS - Spending breakdown by category - Budget creation with alerts - Lend/borrow tracking - Multiple profiles for personal/business finances - Data export and private backup ## Frequently asked questions about Totals ### What Ethiopian banks does Totals support? Totals supports a range of Ethiopian banks including CBE, Telebirr, Awash, Bank of Abyssinia, Dashen, Zemen, Nib, M-Pesa, and Amhara Bank. It aggregates all your accounts into one place for easy management. ### How does Totals track my transactions? Totals automatically reads SMS messages from your bank to record transactions. On iPhone, this is done via an Apple Shortcut, and manual pasting is also an option. All parsing happens directly on your device. ### Is my financial data secure with Totals? Yes, Totals is designed for privacy with all processing happening on your phone. There are no servers reading your bank messages, and nothing is uploaded. The App Store privacy label confirms 'Data Not Collected'. ### Can I use Totals offline? Yes, Totals works entirely on your phone and can even function in airplane mode. This ensures you can manage your finances without an internet connection. ### How can I export my data from Totals? You can export your data at any time in CSV format or as a mini bank statement. Additionally, you can back up your data to a private Telegram chat or sync it to your own server. ### Does Totals have ads? No, Totals does not have advertisements. It is a completely free and open-source application, meaning the codebase is public and can be verified. ### What is the age rating for Totals? Totals has an age rating of 4+, making it suitable for a wide range of users. It is available on iPhone and iPad. ### How often is Totals updated? The latest version of Totals is 1.4.5, last updated on August 22, 2026. While specific update frequency isn't detailed, the app is actively maintained. ## Version history (last 2 releases) ### 1.4.5 — 2026-08-22 Setting up automatic tracking is now a guided walkthrough. Each step plays a short video showing exactly what to do, from installing the Totals Sync shortcut to creating the Messages automation. New Discover Totals section in Settings, so you can replay any walkthrough whenever you need it. Fixes: the Done button at the end of setup now closes the walkthrough properly, and the setup screens lay out correctly on smaller iPhones. ### 1.0 — 2026-08-21 No release notes. ## More apps by Horan Technologies - [Hotspot Ethiopia](https://appshunter.io/ios/app/hotspot-ethiopia/id6758097420) - [Guji Proverbs - Mammaaksa Guji](https://appshunter.io/ios/app/guji-proverbs-mammaaksa-guji/id6760690618) - [AASTU Student Community](https://appshunter.io/ios/app/aastu-student-community/id6761331942) All apps by Horan Technologies: https://appshunter.io/developer/1870834549 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*