# Totum - Net Worth Tracker — Private. Offline. No Bank Link

> Private. Offline. No Bank Link (iPhone/iPad app by Mohamed Hegab.)

- Source: https://appshunter.io/ios/app/totum-net-worth-tracker/id6791263953 (this page in markdown: same URL + `.md`)
- Developer: [Mohamed Hegab](https://appshunter.io/developer/6791263955)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 18 MB
- Languages: American English
- Released: 2026-07-21
- Data updated: 2026-08-17
- User reviews in markdown: https://appshunter.io/ios/app/totum-net-worth-tracker/id6791263953/reviews.md

## What is Totum?

See your complete net worth—without linking a bank account.

Totum is a private, offline-first net worth tracker that brings your assets, liabilities, savings, investments, and debts into one clear view. Add balances manually, follow your progress over time, and schedule income, dividends, and interest. Your financial records stay stored locally on your device.

YOUR WHOLE PICTURE, AT A GLANCE
• Track savings, cash, investments, property, loans, credit cards, and more
• See assets, liabilities, and total net worth in one clean dashboard
• Explore your progress across one month, three months, one year, or all time

A HISTORY FOR EVERY ASSET AND DEBT
• Record deposits, withdrawals, repayments, gains, losses, and adjustments
• See each account’s performance on its own chart
• Edit entries when details change
• Set a new balance and automatically create the difference as a ledger entry

INCOME AND DIVIDENDS, ON SCHEDULE
• Add salary, recurring income, dividends, and bonuses
• Choose a date, time, and monthly, quarterly, or yearly frequency
• Set it once and let Totum add entries when they become due

INTEREST, WITHOUT THE MATH
• Add an annual interest rate to an asset or liability
• Let Totum calculate daily compounding automatically
• Catch up accurately after extended offline periods
• See interest changes in the account history

YOUR MONEY, YOUR CURRENCY
• Use the currency inferred from your device, with USD as the fallback
• Choose from 150+ supported currencies
• Display net worth in a base and secondary currency
• Convert balances using the latest online rate, enter a manual rate, or keep values unchanged
• Continue using the latest saved exchange rate offline

PRIVATE BY DESIGN
Your accounts, balances, entries, income, and dividend schedules remain in Totum’s local database. Core tracking works offline. Currency conversion sends only the selected currency codes to an online service. Connectivity is required to view plans, subscribe, manage, or restore purchases.

FREE AND PRO
Start free with up to two assets and one recurring schedule. Totum Pro is an optional auto-renewing subscription that unlocks unlimited assets and recurring schedules. Available plans, localized pricing, renewal terms, and trial eligibility appear before purchase.

Totum is designed for personal recordkeeping and does not provide financial, investment, tax, or legal advice.

Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Totum Pro Monthly | $1.99 | per month |
| Totum Pro Yearly | $19.99 | per year |



## Version history (last 2 releases)

### 1.0.1 — 2026-08-11

Minor bug fixes

### 1.0.0 — 2026-07-21

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*