# totus - Net Worth Tracker — Update Net Worth, Not Bills

> Comprehensive multi-currency personal asset management and investment tracking app. (iPhone/iPad app by 国民 谢.)

- Source: https://appshunter.io/ios/app/totus-net-worth-tracker/id6749885921 (this page in markdown: same URL + `.md`)
- Developer: [国民 谢](https://appshunter.io/developer/1551522829)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 2.00/5 from 4 App Store ratings · 14 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 49 MB
- Languages: American English
- Released: 2025-09-02
- Data updated: 2026-08-20
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/totus-net-worth-tracker/id6749885921/reviews.md

## What is totus?

totus helps you manage personal net worth without tracking every expense.

Instead of logging every coffee or grocery bill, you can update the important balances that actually change your wealth: cash, bank accounts, funds, stocks, ETFs, precious metals, crypto, real estate, receivables, mortgages, credit cards, and other liabilities.

Why use totus

Net worth first
See assets, liabilities, and total net worth in one place. Keep a clear monthly or weekly snapshot of where your money is.

Investment tracking
Track funds, stocks, ETFs, precious metals, and crypto. Refresh market prices and exchange rates to keep your portfolio easier to maintain.

Multi-currency support
Manage assets across CNY, USD, HKD, EUR, JPY, GBP, and more. Totus converts values into your base currency for a unified view.

Local and private
No account is required. Core asset data is stored on your device. Totus does not ask you to bind bank cards, payment apps, or brokerage passwords.

Useful analysis
View asset allocation, net worth trends, investment returns, and debt structure so you can understand your financial position faster.

Good for
People who do not want daily bookkeeping, but still want a serious personal asset dashboard.

Pro options
Monthly: $0.99/month
Annual: $9.99/year
Lifetime: $19.99

Contact: frzzbug@gmail.com
Privacy Policy: https://markcup.xgmm.me/totus-privacy.html
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

## Key features

- All asset types supported
- Smart data analysis
- Investment management pro
- Multi-currency support
- Elegant user experience
- Data security
- AI intelligent insights

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 黑金月计划 | $1.99 | per month |
| 黑金年计划 | $9.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 黑金终身会员 | $19.99 | one-time |


## Recent user reviews (10 of 14)

All indexed reviews: https://appshunter.io/ios/app/totus-net-worth-tracker/id6749885921/reviews.md

### 5/5 — 非常好用的软件

*2026-04-16*

资产啥的都很清晰，有个小建议：投资类别下的各个基金股票，能否在各名称旁增加显示总收益或总收益率，我觉得这样能更清晰地发现，哪支股票或基金表现好

### 5/5 — 棒

*2026-02-28*

希望增加上传icould功能 登陆账号功能 这软件有前途 很好

### 4/5 — 加上土耳其里拉

*2026-01-03*

麻烦加上土耳其里拉，谢谢🙏

### 5/5 — 好用的产品

*2025-12-07*

这软件能把各帐户的资产汇总出来，是一个很不错的选择。

### 3/5 — 股票和基金管理不好用

*2025-11-14*

添加股票的时候不能添加场内ETF基金，添加场外基金的时候，只能够按购买的份额来添加，不能直接输入现在基金的持有金额，非常麻烦

### 5/5 — 希望加个密码锁功能

*2025-11-09*

软件简洁实用，不用纠结平时的繁琐每笔收支记账，个人习惯半月统计一次数据修改挺好的。如果股票和基金支持截图导入就更方便了。打开app最好自带密码锁，不然数据还是有点不放心

### 1/5 — 发现无法使用iCloud同步，等可以了再改成好评

*2025-11-07*

无法同步

### 5/5 — 功能挺好

*2025-10-31*

建议就是导入方式更加智能化，比如图片导入。另外建议增加个成本价，这样子单项资产的收益更加直观

### 5/5 — 非常棒！

*2025-10-21*

软件设计的很好，功能很棒，就是图标有点看不出这个软件的作用

### 5/5 — app基本功能简直无敌了，完全符合我的预期

*2025-10-21*

首页ui有点简朴，期待未来进一步优化

## Frequently asked questions about totus

### What types of assets can I manage with totus?

totus supports a wide range of assets including cash, bank accounts, investments (stocks, funds, crypto), fixed assets (property, cars), receivables, and liabilities (loans, credit cards).

### Does totus offer real-time investment tracking?

Yes, the Investment Management Pro version provides real-time stock tracking for major global markets, fund net value monitoring, and cryptocurrency price comparisons.

### How does totus handle multiple currencies?

The app supports 12 major currencies, offers intelligent exchange rate conversion, and provides real-time updates to ensure accurate calculations for your multi-currency assets.

### What kind of data analysis does totus provide?

totus offers real-time net worth calculation, asset allocation analysis with charts, trend analysis over different time periods, and AI-driven asset allocation suggestions.

### Is my financial data secure with totus?

Yes, totus prioritizes data security with local storage on your device, password and biometric protection, and no account registration required for core functionality.

### What are the subscription options for totus?

totus offers a Pro subscription with monthly ($1.99/month) and annual ($9.99/year) plans, providing access to advanced investment management features.

### Does totus have ads?

Based on the provided data, totus does not contain advertisements.

### On which devices can I use totus?

totus is available for iPhone, iPad, and iPod devices, with an age rating of 4+.

## Version history (last 5 releases)

### 1.1.1 — 2026-07-19

A new net worth trend chart makes it easier to see how your wealth changes over time.

• View the past 1, 3, 6, or 12 months from the home screen and tap the chart for values on a specific date.
• Clearer asset allocation and distribution charts, with improved axes, tooltips, and interactions.
• Protect your local financial data with biometric or PIN app lock.
• Added MOP and MYR for more complete multi-currency tracking.
• Fixed asset value updates, home comparisons, and Insights date ranges for more accurate results.

This update
• New premium app icons: preview every option in Settings > Personalization > App Icon. Members can switch among Asset Allocation, Growth Trend, and Wallet Manager, and you can return to Classic Blue anytime.
• Language, appearance, price-change color, and comparison-period sheets now fit their content for a clearer, more compact experience.
• Improved when the in-app rating prompt appears.

### 1.1.0 — 2026-07-16

A new net worth trend chart makes it easier to see how your wealth changes over time.

• View the past 1, 3, 6, or 12 months from the home screen and tap the chart for values on a specific date.
• Clearer asset allocation and distribution charts, with improved axes, tooltips, and interactions.
• Protect your local financial data with biometric or PIN app lock.
• Added MOP and MYR for more complete multi-currency tracking.
• Fixed asset value updates, home comparisons, and Insights date ranges for more accurate results.

### 1.0.9 — 2026-05-15

Added App Lock with biometrics or a 4-digit PIN to protect your asset data. Import/export, multi-currency support, and home data refresh are also smoother.

### 1.0.8 — 2026-03-16

修复 一些已知问题

### 1.0.7 — 2026-02-13

新增 密码保护：生物+密码双层保护

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All apps by 国民 谢: https://appshunter.io/developer/1551522829

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*