# toWealth Credit Card — Apply Now-Instant Cash Advance

> Apply Now-Instant Cash Advance (iPhone/iPad app by THRIVOS INC.)

- Source: https://appshunter.io/ios/app/towealth-credit-card/id6553977699 (this page in markdown: same URL + `.md`)
- Developer: [THRIVOS INC](https://appshunter.io/developer/1480603028)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 61 MB
- Languages: American English
- Released: 2026-07-29
- Data updated: 2026-08-21
- User reviews in markdown: https://appshunter.io/ios/app/towealth-credit-card/id6553977699/reviews.md

## What is toWealth Credit Card?

TOWEALTH MASTERCARD®:

HOW IT WORKS
- 100% in-App application
- Good credit, bad credit, no credit - everyone is welcome to apply
- Apply in Minutes for a Real-time Decision
- If Approved:
 - Instant Cash Advance directly to your Bank Account in about 10 minutes*
 - Credit Card arrives in about a week
 - New Savings Account linked to your Card earning up to 3.5% APY*
- Grow as you go with Qualifying On-time Payments:
 - Grow your credit limit by $100 per month*
 - Grow your Savings by $100 per month that ultimately secures your Card
 - Part of your payment is added to your Savings Account, and over time, your toWealth Mastercard becomes fully secured
- Swipe your Card and earn 1% Cash Back on eligible purchases

MORE AFFORDABLE THAN PAYDAY LOANS
- If your Card Balance is $500, your Monthly Interest is about $15 (APR 35.99%).
- For a $200 Cash Advance, your fee is the greater of $10 or 5% of advance.

OTHER FEATURES
- Mastercard® accepted worldwide
- Request Instant Cash Advances 24/7, —anytime, anywhere
- High-yield Savings Account (up to 3.5% APY) *
- 1% cash back on all eligible purchases

 AWESOME MOBILE APP
- 24/7 Access
- Get Cash Advances, Make Payments
- Track available credit, savings and card activity
- Transfer Funds to your Savings Account
- Secure Account Management

 

*IMPORTANT DISCLOSURES

- PARTNERSHIP AND LICENSING: toWealth is a fintech company, not a bank. toWealth Mastercard is issued by The Bank of Missouri, serviced by toWealth. The Savings account is provided by The Bank of Missouri, Member FDIC.

- INSTANT TRANSFERS: Instant Transfers are optional, subject to qualifying bank accounts, and fees may apply. Instant Transfers to your bank account arrive in less than 10 minutes (most cases). An optional $3.75 fee applies for instant delivery; ACH transfers are $0.

- SAVINGS AND APY: APY means Annual Percentage Yield, and the rate is variable and may change at any time. Once your savings equals your credit limit, every dollar of your on-time payment deposited into your savings account increases your credit limit dollar for dollar. Your monthly payment includes $100 (minimum) that is added to your Savings Account.

- ACCOUNT FEES & COSTS:
 - APR: 35.99%
 - Annual Fee: $50
 - Cash Advance Fee: $10 or 5% (whichever is greater), max $75
 - Return Payment Fee: $25 | Late Fee: Up to $30

- toWealth Mastercard is subject to Credit Approval.

 

About toWealth
toWealth is a fintech company focused on building smarter, technology-driven financial products that help people build financial stability.
Website: https://towealth.com 
Privacy Notice: https://towealth.com/privacy-notice 
Privacy Policy: https://towealth.com/privacy-policy 
Terms of Use:
Questions? Email at support@toWealth.com


## Version history (last 2 releases)

### 1.0.3 — 2026-08-05

Your TOWEALTH MASTERCARD® just got more powerful. Build BETTER FINANCIAL HABITS while you earn 1% Cash Back. Need funds now? Request an INSTANT CASH ADVANCE 24/7. The smarter, all-in-one alternative to HIGH-COST PAYDAY LOANS.

### 1.0.2 — 2026-07-28

No release notes.

## More apps by THRIVOS INC

- [CASH 1 LOANS](https://appshunter.io/ios/app/cash-1-loans/id1507193361)

All apps by THRIVOS INC: https://appshunter.io/developer/1480603028

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*