# Tower Federal Credit Union

> Mobile banking app for managing accounts, transfers, payments, and deposits. (iPhone/iPad app by Tower Federal Credit Union.)

- Source: https://appshunter.io/ios/app/tower-federal-credit-union/id466028849 (this page in markdown: same URL + `.md`)
- Developer: [Tower Federal Credit Union](https://appshunter.io/developer/466028857)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.70/5 from 6,093 App Store ratings · 195 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 153 MB
- Languages: American English
- Released: 2011-09-22
- Data updated: 2026-08-24
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/tower-federal-credit-union/id466028849/reviews.md

## What is Tower Federal Credit Union?

Tower’s free App makes it easy for our members to bank on the go. Check balances, transfer money, pay bills, open new accounts, apply for loans, make loan payments, locate fee-free ATMs and Tower branches close by, view eStatements, and more. 

Deposit checks without leaving home with mobile check deposit, available in the App. Set up real-time account alerts and controls so you can stay on top of your finances and be notified of any unusual activity on your accounts. 

The App is secure, convenient, and easy to use. It’s like having a Tower branch at your fingertips at all times.

Tower members must sign up for free online banking at towerfcu.org or login to the App.

## Key features

- Check account balances
- Transfer money
- Pay bills
- Mobile check deposit
- Apply for loans
- Locate ATMs and branches
- Real-time account alerts

## What do users think of Tower Federal Credit Union?

Overall sentiment: negative

**Pros**

- 🚀 Lightning-fast app
- 👍 User-friendly interface
- 💳 Convenient account management
- 📸 Easy mobile check deposits
- 🏦 Great customer service

**Cons**

- 🐛 Buggy and glitchy
- 🔄 Frequent login issues
- 🔍 Difficult to navigate
- 💳 Limited credit card functionality
- 🕰️ Slow performance

**Commonly reported bugs**

- Blank white screen on launch
- Inconsistent mobile deposit success
- Forced password resets
- Unreliable account balance updates
- Crashing and freezing issues

**Most requested features**

- Dark mode option
- Ability to reorder accounts
- Improved bill pay functionality
- Seamless external account integration
- Enhanced budgeting and money management tools

## Recent user reviews (10 of 195)

All indexed reviews: https://appshunter.io/ios/app/tower-federal-credit-union/id466028849/reviews.md

### 5/5 — Costumer

*2026-08-19, version 4022.0.2*

Bank is so welcoming and supportive, makes you feel at home every time you walk into the bank

### 5/5 — Garry F

*2026-08-15, version 4022.0.2*

Best bank in Md
Tower Federal puts the customer first.

### 1/5 — Horrible

*2026-08-07, version 4020.1.1*

Horrible app, horrible service

### 5/5 — Very simple yet safe

*2026-08-06, version 4020.1.1*

Tower Federal is the most safe  app and easy to use with out all the complicating  directions .

### 5/5 — Easy peezy

*2026-06-27, version 4020.1.1*

Great APP , easy to use and pay bills

### 5/5 — Tower is the best!

*2026-06-17, version 4020.1.1*

Tower has excellent customer service and programs to keep accounts safe and growing.

### 2/5 — Always a maintenance

*2026-05-25, version 4020.1.1*

I always have problems logging into the website. And more times than not it’s due to maintenance. I get really frustrated that I can’t access my 24/7 account 24/7! There are a lot of other little errors that keep happening in the app and I usually end up calling the bank before my time is done on the app you’d think with all the maintenance they’re doing. They’d be able to fix this stuff by now, but this has gone on for years.

### 2/5 — Limited use

*2026-05-09, version 4020.1.1*

The “upgrade” means I can no longer pay bills online, though I may access and transfer between accounts.  And the online ‘assistant’ does not help at all.  What a mess!

### 5/5 — Phone  call with Tower consult

*2026-04-11, version 4020.1.1*

This was a good call , the associate was knowledgeable and to the point she helped me professionally, thanks Tower , for hiring great talent .

### 5/5 — Great app!

*2026-04-07, version 4020.1.1*

Love this app! The best part is the snapshot feature. I can see my balances without having to sign in!

## Frequently asked questions about Tower Federal Credit Union

### What can I do with the Tower Federal Credit Union app?

The app allows members to perform various banking tasks on the go. You can check account balances, transfer money between accounts, pay bills, deposit checks remotely, apply for loans, make loan payments, and locate nearby ATMs and branches. It also provides access to eStatements and real-time account alerts.

### Is the Tower Federal Credit Union app free to use?

Yes, the app itself is free for Tower Federal Credit Union members. While the app is free, standard data rates may apply from your mobile carrier. There are no in-app purchases to use the core banking features.

### How do I access the app's features?

To use the app, Tower members must first sign up for free online banking at towerfcu.org. Once registered for online banking, you can log in to the app using your online banking credentials. This ensures secure access to your financial information.

### What security features does the app offer?

The app is designed to be secure and convenient. It offers real-time account alerts and controls, which help you stay on top of your finances and notify you of any unusual activity on your accounts. This provides an extra layer of security for your banking.

### Can I deposit checks using the app?

Yes, the app features a mobile check deposit function, allowing you to deposit checks without needing to visit a branch or ATM. Simply follow the in-app instructions to capture images of your check and submit it for deposit.

## Version history (last 5 releases)

### 4022.0.2 — 2026-08-12

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4020.1.1 — 2026-03-12

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4019.1.0 — 2026-01-18

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4018.0.3 — 2025-09-11

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4017.0.0 — 2025-05-21

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*
