# Town and Country CU

> Mobile banking app for managing credit union accounts, deposits, transfers, and payments. (iPhone/iPad app by Town & Country Credit Union.)

- Source: https://appshunter.io/ios/app/town-and-country-cu/id1547508424 (this page in markdown: same URL + `.md`)
- Developer: [Town & Country Credit Union](https://appshunter.io/developer/1068308979)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.81/5 from 1,204 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 101 MB
- Languages: English
- Released: 2021-02-28
- Data updated: 2026-08-28
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/town-and-country-cu/id1547508424/reviews.md

## What is Town and Country CU?

Your Town & Country Credit Union accounts – where and when you need them. With this app, you’ll get convenient access to your accounts with a simple, modern user experience. Check out the features we have to offer: 
	
Fingerprint Login & Face ID
• Secure login using your fingerprint or Face ID on compatible devices. Or, use your online account access login and password. 

Check your Accounts
• View all your accounts in one place. 
• Check your account balances and see detailed transactions.

Mobile Check Deposit
• Deposit checks into your account from anywhere with a quick photo.

Transfer Money 
• Move money between your Town & Country Credit Union accounts.
• Transfer funds once or set up recurring transfers. 
• Transfer funds to other members at the Credit Union. 

Pay a Person
• Send money securely to a friend for free using just their email.

Bill Pay
• Create payees and schedule payments on mobile or desktop. 
• View, edit and cancel scheduled payments.
• See current and past payments.

eStatements
• View your past and current electronic statements.

Security Alerts
• Set up balance alerts and more for increased peace of mind. 

Branch and ATM Locations
• Find a nearby Town & Country Credit Union location or ATM.

To learn how we protect your privacy, please visit https://www.townandcountry.org/privacy-policy-disclosures.

## Key features

- Biometric login (Fingerprint & Face ID)
- Account balance and transaction viewing
- Mobile check deposit
- Internal and external money transfers
- Person-to-person payments
- Bill payment scheduling and management
- Electronic statement access
- Security alerts and location finder

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/town-and-country-cu/id1547508424/reviews.md

### 1/5 — Balance constantly wrong

*2026-07-13, version 2026.4.2.1*

Do not trust the balance shown in the app. I constantly check my balance and itll go up and down constantly which has resulted in my getting charged. 

Unreliable.

### 1/5 — Mr

*2026-05-15, version 2026.01.01*

I like using the app, easy to navigate

### 1/5 — Inaccurate

*2026-02-28, version 2025.10.1.2*

Some pending charges show, some don’t. Even if they do show up only half are actually accounted for in the “available balance”. I have to write down everything I spend to avoid problems because it is so inaccurate and inconsistent. Never had this problem with my old bank. Very unhappy!

### 3/5 — Why ask twice?

*2024-09-18, version 2024.4.0.10*

App asks you to look at the picture twice, it’s annoying at best.

### 4/5 — WORKS BUT BUGS SOMETIMES

*2024-07-26*

The app works perfectly fine most of the time but yr balance sometimes give u the wrong reading - it sometimes forgets yr last withdrawal and goes back to yr previous balance then goes back to normal a few hrs later. And I remember waking up one day with a negative balance which was weird but it went back to normal few hrs later. I wish they could fix this problem and also improve the smoothness and UI of the app it kinda looks outdated and feels like an old app for the year 2024. The latter will be a nice addition but the first needs to be fixed.

### 1/5 — Racist

*2023-03-01, version 2022.9.1.11*

Racist racist racist

### 5/5 — Super easy to use and love Zelle!

*2023-01-21, version 2022.9.1.11*

Simple to use and has all the functionality I was looking for. Love being able to send money with Zelle!

### 5/5 — Great job

*2022-09-28, version 2021.11.0.7*

People are very helpful. Very friendly.

### 1/5 — Member Service and Card Service

*2022-03-13, version 2021.11.0.7*

I’ve call 5 times and been on hold for 20mins and nobody picks up, even left messages, still no calls. Hoping this gets to someone that can call me about my needs. 701-793-8081

### 5/5 — Bank app

*2021-04-27, version 6.5.5.1*

Old app was better, the text notifications are delayed and can not be set to receive account balance each night any more. Sign in doesn’t always work. Really unimpressed. Thought the new app would be amazing but it’s lacking a lot.

## Frequently asked questions about Town and Country CU

### What can I do with the Town and Country CU app?

The app allows you to securely access your credit union accounts, check balances, view transactions, deposit checks remotely, transfer money between accounts, pay bills, send money to others, and find branch and ATM locations. It offers a modern and convenient way to manage your finances on the go.

### Is the app secure to use?

Yes, the app prioritizes security with features like fingerprint login and Face ID on compatible devices, or you can use your online account access login and password. It also offers security alerts to help you monitor your accounts for increased peace of mind.

### How do I deposit a check using the app?

You can deposit checks into your account from anywhere by simply taking a quick photo of the front and back of the check using the app's mobile check deposit feature. The funds will then be credited to your account.

### Can I transfer money to other people with this app?

Yes, the app allows you to 'Pay a Person' by sending money securely to a friend for free using just their email address. You can also transfer funds between your own Town & Country Credit Union accounts and set up recurring transfers.

### Is there a cost to use the Town and Country CU app?

Based on the provided information, the app itself is free to download and use. While the description mentions 'free' for person-to-person payments, it also indicates the presence of ads, suggesting a 'free with in-app purchases' or 'ad-supported' model for the core functionality.

## Version history (last 5 releases)

### 2026.4.2.1 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2026.01.01 — 2026-04-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.10.1.2 — 2025-12-09

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.2.1 — 2025-09-15

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.5.0.1 — 2025-07-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

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## More apps by Town & Country Credit Union

- [Town and Country CU Business](https://appshunter.io/ios/app/town-and-country-cu-business/id1553804793)

All apps by Town & Country Credit Union: https://appshunter.io/developer/1068308979

## Related topics

[tccu](https://appshunter.io/ios/topics/tccu) · [tccu mobile banking app](https://appshunter.io/ios/topics/tccu-mobile-banking-app) · [town and country bank and trust](https://appshunter.io/ios/topics/town-and-country-bank-and-trust) · [town and country bank](https://appshunter.io/ios/topics/town-and-country-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
