# Town & Country FCU Mobile — user reviews > 74 indexed App Store user reviews of Town & Country FCU Mobile by Town & Country Federal Credit Union, rated 4.80/5 from 3,889 ratings. - Source: https://appshunter.io/ios/app/town-and-country-fcu-mobile/id559863126/reviews - App overview in markdown: https://appshunter.io/ios/app/town-and-country-fcu-mobile/id559863126.md - Rating breakdown: 5★ 3,398 · 4★ 330 · 3★ 84 · 2★ 22 · 1★ 55 ## What do users think of Town & Country FCU Mobile? Overall sentiment: positive **Pros** - 👍 Great credit union with helpful staff - 🚀 Convenient mobile banking features - 💡 Useful check deposit functionality - 🔒 Secure and reliable app **Cons** - 🐛 Buggy mobile check deposit - 🐛 Inconsistent app performance - 🔒 Lack of two-factor authentication - 🔋 Slow transaction updates **Commonly reported bugs** - Camera not working in app - Frequent app crashes and errors - Incorrect account name display - Mobile deposit issues **Most requested features** - Ability to transfer money to other members - Option to view running account balance - Support for iPad check deposit - Travel notification feature ## Newest reviews (12 of 74) ### 3/5 — Your App *2023-02-27, version 2022.9.2.1* Thanks for your banking service. ### 2/5 — Mobile deposit *2023-01-17, version 2022.9.2.1* It’s too bad that mobile deposits are not instant, like they are at EGCU and other credit unions. ### 2/5 — Very difficult depositing *2022-06-29, version 2021.11.0.135* I’m have use ### 4/5 — Your App *2022-02-26, version 2021.11.0.135* Thanks for your app. It helps 60-year-old folks like me learn online banking. ### 4/5 — They are the best *2021-10-24, version 2021.06.0.132* When ever I needed to get a car loan or personal loan the were the and was approved right away and communication was great love them ### 5/5 — Happy *2021-07-14, version 2021.03.0.125* Ok ### 5/5 — Great *2021-05-23, version 6.5.2.116* Great people! ### 3/5 — TCFCU is great, app sometimes works *2021-04-17, version 6.5.2.116* The CU is great but the apple app works inconsistently. Sometimes the check deposit pics are never accepted by the app. Luckily I have a droid phone also and never have problems with check deposits ### 5/5 — Easy seamless banking with great people! *2021-02-04, version 6.5.2.116* Well said for sure ### 5/5 — Yeah it works... *2020-02-11, version 6.2.104* For me this app is ok. It’s not very modern and could use some graphical improvements. But it functions reliably. The check deposit feature works well.. ### 3/5 — One issue *2019-12-06, version 6.1.96* I love this app, but depositing checks on here is an extremely difficult task. My checks are always neat, and lined up right where it says it needs to be, and I’m always retaking the photo.. pretty annoying. Other than that, app works great. ### 5/5 — WT33TW *2019-10-13, version 6.1.96* #Love5% ... 3.5% apologies love this cu stuff best wishes Tyler David Hutson ## Most critical reviews (10 lowest-rated) ### 1/5 — new ui is awful *2026-08-08, version 2026.07* the new user interface is hard to navigate, and looks like a mess. before, the app layout was simple and easy to read. why fix something that wasn’t broken? ### 1/5 — Slow, unresponsive, poor UI *2026-07-17, version 2026.04.02* Like I’m using a windows 7 browsers on my iPhone in 2026. Poor design all around. ### 1/5 — Mobile Check does not work *2025-06-03, version 2025.05* The app will not open a camera or a viewfinder at all and just creates a blank screen. This is true for my partner as well. ### 1/5 — Great FCU but TERRIBLE app *2023-11-11, version 2023.10.01* We’ve been members with TCFCU for many years and have always had a great experience with them. They were honestly very refreshing coming from BoA prior. But their app has always been pretty lacking. I’ve had a bug with my online banking account name for a year now and they can’t seem to figure out the problem. The display name is literally not displaying correctly in the app. They have been “working on it” but really there hasn’t been any change in a long time. For such a small local business I really expected a bit more considering how patient I’ve been. There’s also not really any true two factor authentication which is pretty scary in this day in age. We are unfortunately starting to search for different FCUs in our area that will offer more and won’t have the bug we have suffered with for far too long. ### 1/5 — Banks OK app is TERRIBLE *2023-08-02, version 2023.05* App often won’t let you login. Face ID basically never works. Even when you put your password j. The app still crashes or freezes or displays an error that it can’t find your account. Very frustrating and tiresome. ### 1/5 — New version is junk *2020-12-27, version 6.5.2.116* Latest update renders the app completely useless. Do not download it! ### 1/5 — CRASH *2020-10-22, version 6.5.2.111* Had worked great for years. All of a sudden “Application Error we are unable to display your information at this time” I uninstalled last night and reinstalled this AM same error... NOT GOOD! ### 1/5 — They make everything difficult beyond words *2019-10-27, version 6.1.96* First refusal was over the daily limit. So changed amount. Then they said can’t do to changed amount. Why couldn’t they say that the first time. And all this to deposit in there institution. And side note. Want co signers even holding the full cash amount. Been with them for a long time. Won’t give u a chance on a loan. Nothing. I’ve always had steady direct deposit for good money. If your middle class they won’t help u at all. Wouldn’t even give me a line of credit on a owned waterfront home. Very disappointing and discouraging bank. Not happy at all. Unbelievable really. Not pleased at all. Hurt my feelings really. Not happy at all. Worked hard to be where I’m at. They don’t care ### 1/5 — This app is trash *2019-08-11, version 6.0.1* The app is almost worse than going into the bank and dealing with the people who work there ### 1/5 — Overdraw bait *2017-11-08, version 5.6.0* If you want to know how much money you have in your account, this is not for you. It often takes days up to a week for purchases or bills paid to show up even in the pending menu. ## Most praised reviews (10 highest-rated) ### 5/5 — Member *2026-08-10, version 2026.07* My husband and I have been a member for over 30/years and the service and support and staff are amazing. We would never bank anywhere else ### 5/5 — Great app *2026-07-03, version 2026.04.02* 5 stars ### 5/5 — Guidance fam! *2026-03-29, version 2026.01.01* I’ve been with TCFCU since moving to Maine and they’ve been nothing short of great! Helping and teaching me a lot of my firsts! ### 5/5 — Amazing *2026-03-05, version 2026.01.01* I absolutely loved this credit union! The most friendly and understanding credit union I’ve ever encountered! Been here almost 20 years! I’ll never leave. ### 5/5 — TCFCU !!! *2025-11-24, version 2025.07.01* They are great, I’ve been a member for atleast 15 years, and they’ve been great with helping me improve my credit, they’ve given me loans based on bi-weekly payments and I after two vehicle loans I was able to get a nice Nissan Frontier with money down and I’m on my last year or so with my payments ### 5/5 — Out of State *2025-03-13, version 2024.10.01* I use the app daily. I live out of state and will return to Maine permanently next year. Does everything I need. ### 5/5 — Awsome *2024-10-07, version 20204.07* This is the best Credit Union I’ve had 0 Trouble The Staff very friendly and helpful don’t change a thing. ### 5/5 — App has not worked for 2 days! *2023-09-21, version 2023.05* This app is always down. I can’t get into it for last two days thwhich is not a bullying me to transfer money from my savings to my checking. And you guys will charge me the overdraft fees. ### 5/5 — Appreciation *2023-08-20, version 2023.05* Great app alway easy to use. the team at town and country federal credit union has done well to manage the application. It a great app..! ### 5/5 — Love it *2021-10-02, version 2021.06.0.132* Love this app it is so easy to use and always is as close to being accurate as possible thanks Town and Country --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*