# Trac - Money & Expense Tracker — Simple and Easy-to-Use Tracker > Private, native expense tracker for understanding and controlling personal finances. (iPhone/iPad app by VICTORJOSE CARRENO SEGURA.) - Source: https://appshunter.io/ios/app/trac-money-and-expense-tracker/id6742168561 (this page in markdown: same URL + `.md`) - Developer: [VICTORJOSE CARRENO SEGURA](https://appshunter.io/developer/1796643430) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 17.6 · 7 MB - Languages: American English, Latin American Spanish - Released: 2025-03-03 - Data updated: 2026-10-04 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/trac-money-and-expense-tracker/id6742168561/reviews.md ## What is Trac? Trac – A Simple and Easy-to-Use Money & Expense Tracker Completely Native. Private. An easy and intuitive expense tracker that helps you understand where your money goes and puts you in control. Managing your money shouldn't be a mystery. Trac - Money & Expense Tracker is designed to help you track every expense, gain valuable insights, and stay in control of your finances, all while keeping your data private and secure. Why Trac - Money & Expense Tracker? Most budgeting apps track your financial activity and sell your data. Trac - Money & Expense Tracker does the opposite—your data stays on your device or optionally backs up to your personal iCloud account for extra security. No ads, no tracking, just complete financial clarity. Plus, Trac is a completely native app, ensuring a fast, seamless, and reliable experience on your device. Track All Your Expenses: Quickly add transactions to see how much you're spending and where your money is going. Stay on top of your finances effortlessly. Privacy First: Your financial data is never shared or sold. Everything stays securely stored on your device, unless you choose to back it up to your private iCloud account. Custom Merchants: Want to know exactly where your money goes? Manage businesses you buy from and track expenses by merchant for deeper spending insights. Multiple Accounts: Organize expenses by payment method and track money flow from different sources. Get reminders for credit card closing and due dates so you never miss a payment. Custom Categories: Your spending isn’t one-size-fits-all. Create custom categories like “Freelance Income” or “Vacation Fund” to match your unique financial habits. Scheduled Payments: Never forget a bill again. Plan ahead with recurring or installment-based payments—whether it's a subscription, loan, or monthly bill. Insights & Reports: See where your money goes with visual reports and analytics. Identify trends, analyze spending patterns, and make informed financial decisions. iCloud Backup: Keep your financial history safe. Your data stays securely stored on your device, but you can also back it up to your iCloud account for extra peace of mind. Take control of your finances today with Trac Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Track all expenses - Privacy-first data storage - Custom merchant tracking - Multiple account management - Customizable spending categories - Scheduled payment reminders - Visual spending insights and reports - Optional iCloud backup ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Super Monthly Plan (1 Month) | $1.99 | per month | | Super Yearly Plan (1 Year) | $19.99 | per year | ## Is Trac safe? Not enough ratings yet to assess Trac. ## Is Trac legit? Trac - Money & Expense Tracker has limited verification signals. The AppsHunter Legitimacy Score for Trac is 55 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/trac-money-and-expense-tracker/id6742168561/reviews.md ### 5/5 — iCloud Backup for enhanced data security *2025-03-13, version 1.3.1* I like that my data is stored in the phone and I could also have an iCloud backup ### 5/5 — Puedo anticipar gastos futuros! *2025-03-13, version 1.3.1* Me mamo la opcion de programar pagos futuros, de esa forma puedo estar al dia con mis gastos futuros. Esta sencillo de usar. ### 5/5 — Effortless Expense Tracking *2025-03-13, version 1.3.1* TRAC is hands down the best app for tracking expenses! It ss incredibly intuitive, allowing me to log expenses quickly, categorize them, and see exactly who owes what in real time. The automatic calculations and clear summaries make it so easy to stay on top of finances. No more spreadsheets or confusion—just a seamless way to track and settle monthly costs. ### 5/5 — Great App 🤩 *2025-03-12, version 1.3.1* Easy to use and really intuitive. Such a great tool! ## Frequently asked questions about Trac ### Does Trac have ads? No, Trac is completely ad-free. The app prioritizes a clean and uninterrupted user experience for managing your finances. ### How much does Trac cost? Trac is free to download and use for basic expense tracking. Optional subscription plans are available for advanced features, with a Super Monthly Plan at $1.99 and a Super Yearly Plan at $19.99. ### What subscription plans does Trac offer? Trac offers a Super Monthly Plan for $1.99 per month and a Super Yearly Plan for $19.99 per year, providing access to enhanced features. ### Is Trac available on Android? Based on the provided data, Trac is currently only supported on iPhone. It is a native iOS application. ### How often is Trac updated? The latest version of Trac is 1.4.0, last updated on September 22, 2025. This indicates a commitment to regular updates and improvements. ### What age rating does Trac have? Trac has an age rating of 4+, making it suitable for a wide range of users interested in personal finance management. ### Does Trac offer a free trial for subscriptions? The provided data does not specify if Trac offers a free trial for its subscription plans. Users may need to contact the developer for this information. ### How does Trac ensure data privacy? Trac prioritizes privacy by keeping all financial data stored on your device. Users can optionally back up their data to their personal iCloud account for added security, without data being shared or sold. ## Version history (last 5 releases) ### 1.4.0 — 2025-09-22 Trac is now Free! ### 1.3.1 — 2025-03-12 We just launched Trac! Try it free for 2 months and take control of your spending effortlessly. Start tracking smarter today! What’s new in this version: We’ve fixed some bugs to make your experience even better! Get started now! ### 1.3.0 — 2025-03-10 We just launched Trac! We’d love for you to try it—enjoy 2 months free and take control of your spending effortlessly. Start tracking smarter today! In this version: - Refined Add Expense and Update Expense Experience ### 1.2.1 — 2025-03-05 We just launched Trac! We’d love for you to try it—enjoy 2 months free and take control of your spending effortlessly. Start tracking smarter today! ### 1.2.0 — 2025-03-04 We just launched Trac! We’d love for you to try it—enjoy 2 months free and take control of your spending effortlessly. Start tracking smarter today! ## Apps similar to Trac | App | Rating | Price | Category | | --- | --- | --- | --- | | [Pocket Manager: Budget Tracker](https://appshunter.io/ios/app/pocket-manager-budget-tracker/id6743084126) | 5.0 (3) | Free | Finance | | [Finma - AI Finance Tracker](https://appshunter.io/ios/app/finma-ai-finance-tracker/id6446134557) | 4.6 (44) | Free | Finance | | [Control: Budget Tracker](https://appshunter.io/ios/app/control-budget-tracker/id6759602182) | 4.3 (11) | Free | Finance | | [Money Planner: RainyDay](https://appshunter.io/ios/app/money-planner-rainyday/id6478460400) | 4.8 (30) | Free | Finance | | [SpendWave Expense tracker App](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735) | 4.8 (9) | Free | Finance | | [Sumlio: Expense & Budget](https://appshunter.io/ios/app/sumlio-expense-and-budget/id6738668365) | 5.0 (13) | Free | Finance | ## Related topics [finma](https://appshunter.io/ios/topics/finma) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-04.*