# Trace - Money Tracking — Spending Insights

> Daily spending tracker to achieve monthly financial goals with simple budgeting. (iPhone/iPad app by Stackchief LLC.)

- Source: https://appshunter.io/ios/app/trace-money-tracking/id845272077 (this page in markdown: same URL + `.md`)
- Developer: [Stackchief LLC](https://appshunter.io/developer/845272080)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.40/5 from 18 App Store ratings · 18 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 13 MB
- Languages: American English
- Released: 2014-04-15
- Data updated: 2026-08-22
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/trace-money-tracking/id845272077/reviews.md

## What is Trace?

Trace helps you understand your money—not manage a budget.

Instead of asking you to categorize every purchase or stay within spending limits, Trace automatically analyzes your financial activity and reveals the story behind your money.

Securely connect your accounts to see income, spending, balances, recurring payments, and financial trends in one beautifully designed experience. Every transaction includes context, every trend has a comparison, and every month tells a clearer story.

Built for professionals who value precision over spreadsheets and insights over notifications, Trace surfaces the information that actually matters.

Features

Financial Intelligence

See where your money is going without creating budgets
Compare spending month-over-month
Understand what changed and why
Identify meaningful financial trends automatically

Complete Account Overview

View all connected accounts in one place
Monitor balances across institutions
Track cash flow over time
Secure bank connectivity powered by Plaid

Transaction Transparency

Rich transaction details on every purchase
Merchant information and categorized spending
Compare transactions against previous periods
Instantly understand spending patterns

Recurring Income & Expenses

Automatically detect subscriptions and recurring payments
Track recurring income
Monitor upcoming financial commitments
Spot changes in recurring charges

Smart Notifications

Stay informed about important account activity
Receive meaningful financial insights—not noise
Get notified when spending trends shift
Surface unusual changes automatically
Designed for Clarity

Trace isn't about telling you to spend less.

It's about giving you complete visibility into your finances so every dollar has context.

Know where your money went. Understand what's changing. Make decisions with confidence.

Please see below for our user agreement:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Daily spending tracking
- Monthly financial goal setting
- Simple budget creation
- Expense and income tracking
- Automatic transaction clearing

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Daily Budget Pro | $4.99 | per month |


## Recent user reviews (10 of 18)

All indexed reviews: https://appshunter.io/ios/app/trace-money-tracking/id845272077/reviews.md

### 5/5 — GregTM

*2026-07-23*

All the features I want in a money tracking app without the extra nonsense. Simple and effective

### 5/5 — Simple and Intuitive

*2024-02-22*

Great app for managing monthly income and expenses, I love being able to view on a day/week/month level!

### 3/5 — It’s almost exactly what I need

*2024-01-13*

Want to track daily budget with my wife but I would need to create a completely separate yet same app for her in order for us to see the same result. Should be able to add a partner.

You also can’t override the amounts for some of the auto calculated stuff. So say you know what your expected income will be and want to enter it manually. That’s fine but the app will still auto calculate your expected income based on past 3 months and overwrite any amount you put in.

**Developer response:** Dear user,
We appreciate your feedback and understand your concerns surrounding multiple users and overwriting your manual entries.
You are correct that pulling your budget will replace any manually entered amounts with the calculated amounts based on the last 3 months of your transaction data. This is intentional as the assumption is most users will want the updated amount based on their actual transaction history.
With that said, you can always manually "Add income" or "Add expense" to offset these calculations.  For example, if you have an income source that isn't factoring in cash tips, you could add a manual line for "tips" with the difference. This manual entry will not be replaced or deleted the next time you pull your budget.
Similarly, if the calculated amount is over your intended amount, you can "Add expense" to offset the difference. 
Lastly, you can always delete the line item altogether when you pull your budget to customize your own calculations further.
We intentionally don't have a sign up process to convenience users.  While this saves you a lot of time, it won't allow you to share the same data across multiple devices unless your partner also signs up.
We will continue to evaluate user feedback and see if adding an account creation process is something to consider with future releases.
Thanks again for your feedback and please do let us know your thoughts at support@stackchief.com.

Thanks,
Team StackChief

### 5/5 — Saved my budget

*2023-11-25*

After looking over my monthly expenses I realized it was time to find an app to get my budget organized. The budget calculator was able to link all my accounts so that everything was in one place. Now I can see how much I can spend everyday and stay on track! Highly recommend this app to anyone needing to take control of their finances.

### 5/5 — Perfect budgeting app

*2023-11-23*

I’ve been using this for a month. Just got the pro version and I’m hooked. If your trying to get serious about your finances, there’s nothing more straight forward….

### 5/5 — Super simple and works well!

*2023-11-19*

I linked my accounts and within minutes was able to see my daily budget.
Amazing. Simple. How personal finance should be…

### 5/5 — 5-Star Budget App

*2023-11-11*

This is exactly what I was looking for in a budget app. The platform is perfectly laid out and easy to find what you’re looking for. Easy to set up, and again, just what I needed for helping manage finances a little bit better. Love it!

### 5/5 — User friendly

*2023-11-09*

Very easy to navigate and add information.  Breaks down available funds by day, week and month to make spending decisions easier

### 5/5 — Love this app

*2023-11-09*

This app was instrumental in helping me get my budget back on track

### 5/5 — Easy to use

*2023-11-01*

This app is very intuitive and not cumbersome like other budgeting aids I’ve used in the past. I feel secure inputting my financial information into the app.  I have only been using this for a few weeks, but can already see how I’m starting to make better decision with my money now that I can organize my budget.

## Frequently asked questions about Trace

### What is the main purpose of Daily - Budget Calculator?

Daily - Budget Calculator helps you track your daily spending to ensure you stay within your budget and reach your monthly financial goals. It focuses on today's spending habits as the key to effective personal finance.

### How does Daily - Budget Calculator help with monthly goals?

By allowing you to set a budget and track daily expenses and incomes, the app shows you exactly how much you can spend each day to achieve your overall monthly financial targets.

### Is Daily - Budget Calculator compatible with older devices?

No, Daily - Budget Calculator is not compatible with devices 4S or older. It is designed for newer iPhone models.

### What are the subscription options for Daily - Budget Calculator?

The app offers 'Daily Budget Pro' for $4.99 per month, which includes a 7-day free trial. This subscription unlocks additional features or benefits beyond the free version.

### How often is Daily - Budget Calculator updated?

The latest version, 4.1.6, was last updated on March 12, 2026. This indicates a recent update, suggesting ongoing development and support for the application.

### What is the user rating for Daily - Budget Calculator?

Daily - Budget Calculator has a strong rating of 4.4 stars, based on 17 user ratings. This suggests a generally positive reception from its user base.

### Does Daily - Budget Calculator have ads?

No, Daily - Budget Calculator does not contain advertisements. The app is free to download and use, with optional in-app purchases for enhanced features.

### What is the age rating for Daily - Budget Calculator?

Daily - Budget Calculator has an age rating of 4+. This means it is suitable for users of all ages, with no mature content restrictions.

## Version history (last 5 releases)

### 4.2.4 — 2026-08-19

New subscription tiers available!

### 4.2.3 — 2026-08-14

Improved UI

### 4.2.2 — 2026-07-22

New UI and better experience.

### 4.2.1 — 2026-07-21

New branding!

### 4.2.0 — 2026-07-08

New UI enhancements including historical account summary view!

## Apps similar to Trace

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,387) | Free | Finance |
| [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (18,913) | Free | Finance |
| [Weekly: Budget Planner & Bills](https://appshunter.io/ios/app/weekly-budget-planner-and-bills/id1460038809) | 4.8 (3,704) | Free | Finance |
| [Budget app - spending tracker](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720) | 4.7 (15,307) | Free | Finance |
| [PocketGuard・Budget Planner App](https://appshunter.io/ios/app/pocketguardbudget-planner-app/id949414211) | 4.6 (7,655) | Free | Finance |
| [Fudget: Monthly Budget Planner](https://appshunter.io/ios/app/fudget-monthly-budget-planner/id1664719450) | 4.7 (1,741) | Free | Finance |

## More apps by Stackchief LLC

- [Zippy - Real Estate Agent](https://appshunter.io/ios/app/zippy-real-estate-agent/id1516195159)
- [ZipWise \| Know your zip code](https://appshunter.io/ios/app/zipwise-know-your-zip-code/id1518870474)

All apps by Stackchief LLC: https://appshunter.io/developer/845272080

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*