# TraceSpend: Budget & Expense — Budget with Zero Stress

> Zero-based budgeting app for tracking expenses and planning spending. (iPhone/iPad app by Digital Wave SRL.)

- Source: https://appshunter.io/ios/app/tracespend-budget-and-expense/id6476685128 (this page in markdown: same URL + `.md`)
- Developer: [Digital Wave SRL](https://appshunter.io/developer/1675934647)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings · 5 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 49 MB
- Languages: American English
- Released: 2024-01-31
- Data updated: 2026-08-20
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/tracespend-budget-and-expense/id6476685128/reviews.md

## What is TraceSpend?

Take control of your money with a budgeting system that actually works.
TraceSpend helps you track every expense, plan your spending, and stay on top of both personal and shared finances - without spreadsheets or stress.

Whether you’re organizing your own budget or splitting costs with your partner, friends, or travel group, TraceSpend keeps everything clear, simple, and in one place.

Build a Spending Plan That Matches Real Life
Zero-based budgeting doesn’t mean “spend zero” - it means give every dollar a job.

TraceSpend makes this super easy:
- Create a monthly or weekly spending plan
- Allocate money to categories like groceries, fuel, eating out, subscriptions, or travel
- See how much you have left to spend in each category - instantly
- Get gentle alerts before you overspend

Example:
Got €500 for “Food” this month? TraceSpend shows you exactly how much is left after each purchase so you don’t wonder where the money disappeared.

Simple & Fast Expense Tracking
- Add expenses in seconds - no complicated forms
- Categorize them, write notes, attach receipts (premium)
- Track where purchases happen

Multiple Wallets for Every Part of Your Life
- Shared wallet with your partner
- Trip wallet for a summer road trip
- Event wallet (birthday, wedding, weekend getaway)

Everything stays clean and separate.

Shared Wallets That Just Work
No more awkward conversations about “who owes what.”
- Track shared expenses in real time
- Auto-split bills (equally, custom amounts, or percentages)
- See each person’s balance
- Use Settle-Up to record payments and keep everything fair

Example:
Paid €120 for groceries? Add it to the shared wallet and the app instantly updates everyone’s share.

Insights That Actually Help
- Daily/monthly averages
- Top spending categories
- Category group insights
- Trends over time
- Spot habits and make small changes that save real money

Smart Budgeting & Advanced Tools
- Weekly, monthly, or custom budgets
- Category limits
- Real-time budget progress
- Filters, search, and unlimited history (premium)
- Full offline mode so you can track expenses anywhere - even on a mountain, train, or airplane

Export & Backup
- Download your data as CSV for your own records or spreadsheets

Fast, Secure & Private
- Your data is encrypted and stays yours. Always

Why People Love TraceSpend
- Easy to use from day one
- Works great solo or with groups
- Powerful for budgeting without feeling overwhelming
- Clean design and helpful insights
- Helps you stick to a spending plan without giving up the things you enjoy

Join thousands of people who’ve already simplified their money life.
Download TraceSpend and start budgeting with confidence. 

Terms of Use:
https://tracespend.com/terms.html

Privacy Policy:
https://tracespend.com/privacy.html

## Key features

- Zero-based budgeting system
- Expense tracking with receipt attachment
- Shared wallets for groups and couples
- Spending plan creation by category
- Real-time budget progress alerts
- Financial insights and trends
- Offline expense tracking

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $5.99 | per month |
| Yearly | $49.99 | per year |


## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/tracespend-budget-and-expense/id6476685128/reviews.md

### 5/5 — So easy and accessible

*2026-04-27*

Honestly I’m glad I got this app, most budgeting apps you have to buy the subscriptions with limited options for your budgets. I saw a comment on TikTok about this app and decided to try it. It’s totally free unless you want more categories etc but it works perfectly for me as someone who is new to budgeting and overspends! It tells me how much is available for each category and how much money I can assign or have left over. So easy and love that it’s totally free!

### 5/5 — Very useful and user-friendly budget app

*2024-02-16, version 1.1.1*

Tracespend has a user-friendly interface, its intuitive interface guides you seamlessly through the setup process. Setting budgets, tracking expenses, and analyzing spending patterns have never been easier. It helps you to take full control of your finances. Compared to other expense management applications I've used in the past, Tracespend is very intuitive. I like it very much and I recommend it.

### 5/5 — A must-have app

*2024-02-16, version 1.1.1*

If you've ever had difficulty managing your personal budget or experienced the challenge of splitting expenses with friends during a trip, this application is the solution you've been looking for. Personally, I love using it 🤍

### 5/5 — Very nice looking app!

*2024-02-14, version 1.1.0*

Easy to use and helpful for managing group and personal budgets

### 5/5 — Very nice looking app!

*2024-02-13, version 1.1.0*

Easy to use and really helpful for managing group and personal budgets

## Frequently asked questions about TraceSpend

### What is TraceSpend's core budgeting method?

TraceSpend utilizes a zero-based budgeting system, meaning every dollar is assigned a job. This helps users create a spending plan that aligns with their real-life financial situation.

### Can TraceSpend be used for shared finances?

Yes, TraceSpend offers shared wallets for partners, friends, or travel groups. It allows for real-time tracking of shared expenses and automatic bill splitting.

### Does TraceSpend offer a free trial for its premium features?

The provided data indicates TraceSpend is free with in-app purchases for premium features like receipt attachment and unlimited history. Specific trial details for these purchases are not detailed.

### How does TraceSpend handle expense tracking?

Expense tracking is designed to be simple and fast, allowing users to add expenses in seconds. Premium users can also attach receipts and track purchase locations.

### What kind of financial insights does TraceSpend provide?

TraceSpend offers insights such as daily/monthly averages, top spending categories, category group analysis, and trends over time to help users spot habits and save money.

### Is TraceSpend available on all devices?

TraceSpend is supported on iPhone, iPad, and iPod devices, as indicated by the application data.

### How often is TraceSpend updated?

The latest version is 4.0.2, last updated on February 26, 2026. This suggests a relatively recent update cycle, though specific update frequency is not detailed.

### What are the subscription costs for TraceSpend?

TraceSpend offers a monthly subscription for $5.99 and a yearly subscription for $49.99, providing access to premium features.

## Version history (last 5 releases)

### 4.0.7 — 2026-08-12

This update brings significant improvements to the user experience.

### 4.0.6 — 2026-06-05

This update brings significant improvements to the user experience.

### 4.0.5 — 2026-04-14

We now support multiple languages — starting with English and Romanian.

### 4.0.4 — 2026-04-07

This update includes several bug fixes and performance improvements to keep TraceSpend running smoothly.

### 4.0.3 — 2026-04-01

This update includes several bug fixes and performance improvements to keep TraceSpend running smoothly.

## Apps similar to TraceSpend

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Budgeting App - Spend Tracker](https://appshunter.io/ios/app/budgeting-app-spend-tracker/id1636460435) | 4.7 (73) | Free | Finance |
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| [Qube Money: Envelope Budgeting](https://appshunter.io/ios/app/qube-money-envelope-budgeting/id1542093769) | 4.6 (1,605) | Free | Finance |
| [SpendNotes - Budget Tracker](https://appshunter.io/ios/app/spendnotes-budget-tracker/id1505752740) | 4.8 (392) | Free | Finance |

## More apps by Digital Wave SRL

- [Chestionare Auto - 26puncte.ro](https://appshunter.io/ios/app/chestionare-auto-26punctero/id6446095963)
- [Reminder Auto](https://appshunter.io/ios/app/reminder-auto/id6758916783)
- [Scor Whist](https://appshunter.io/ios/app/scor-whist/id6764300098)

All apps by Digital Wave SRL: https://appshunter.io/developer/1675934647

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*