# Tracky: Simple Budget Planner — Manage and Track your Spending > Simple budget planner and expense tracker for managing personal finances. (iPhone/iPad app by Adrien Carvalot.) - Source: https://appshunter.io/ios/app/tracky-simple-budget-planner/id1663043762 (this page in markdown: same URL + `.md`) - Developer: [Adrien Carvalot](https://appshunter.io/developer/1498484091) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 4.60/5 from 124 App Store ratings · 77 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 81 MB - Languages: American English, French (France), German (Germany), Italian, Korean, Malay, Brazilian Portuguese, Latin American Spanish - Released: 2023-01-19 - Data updated: 2026-08-31 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/tracky-simple-budget-planner/id1663043762/reviews.md ## What is Tracky? Tracky: Simple Budget Tracker is the simplest and fastest app to manage your budgets, track your expenses, and save money on the go. Take control of your budget by allocating your expenses into different envelopes such as groceries, salary, fuel, hobbies, shopping, vacations, and more. Whether it's recurring expenses or special events, Tracky lets you track your monthly or one-time budgets. Track your expenses and make the most of your savings with Tracky’s automatic calculation of your remaining budget. This fast and easy budget tracking tool is suitable for everyone, regardless of their expertise in budget management. Rest assured, Tracky doesn't require any connection to your bank account, ensuring your data and privacy remain secure. Why should you use Tracky: Simple Budget Tracker? - Quick and easy - Free - Allocate your budget - Track your expenses - Enjoy your savings - No sign-up or login required - No bank account needed - Private & secure: we don't collect your data, it's safe for you - Automatic iCloud sync to share data across multiple devices logged in to the same iCloud account === TRACKY: SIMPLE BUDGET TRACKER FEATURES === - Create and manage your budgets - Add and customize your operations: name, amount, date, icon, color - Automatic calculation of your remaining budget - Stay informed about your budget's progress with notifications - Keep a history of your expenses - Save time by reusing recurring budgets - Easily share your data across multiple devices logged in to the same iCloud account - Widgets: instantly monitor your budget from your lock screen and home screen How to use Tracky: Simple Budget Tracker: 1. Create a budget and give it a name (e.g., "July") 2. Define and customize your envelopes (e.g., "Groceries," "Fuel," "Hobbies") 3. Add your expenses to the envelopes 4. Enter the expense name and amount 5. Personalize the expense by selecting an icon and color 6. Continue adding your expenses as you go, and Tracky will calculate the remaining budget As you can see, Tracky: Simple Budget Tracker is incredibly simple and fast to use. It's the perfect solution for tracking your expenses and budgets without wasting time on understanding the app or linking your bank account, which could compromise your data. Managing your expenses has never been easier, faster, and more efficient. Easily set and monitor your monthly or one-time budgets. Modify them anytime to adapt to your financial situation. Track your expenses accurately and identify areas where you can save. Dive into the detailed expense history for a deeper analysis of your spending habits. Identify trends, strengths, and areas for improvement to optimize your budget. Tracky is the easiest and most convenient app to track your budgets, so what are you waiting for? Download Tracky: Simple Budget Tracker now! *** Our app is FREE to use. However, you can become premium with in-app purchases. You'll have unlimited budgets, envelopes, and expenses, and no ads will be displayed to ensure optimal user experience. All prices are in euros (EUR). Prices in other currencies and countries may vary depending on the country of residence. Thank you for using Tracky: Simple Budget Tracker. Support us by sharing the app with your loved ones and giving us a 5-star rating on the App Store. Your support will enable us to continue improving the app and provide you with an even better financial management experience. Privacy Policy: https://lowly.notion.site/Privacy-Policy-364375656a694f7f9ec206cc001c899c?pvs=4 Terms & Conditions: https://lowly.notion.site/Terms-Conditions-0debe53270c3403fad1926e3ea0abcbd?pvs=4 ## Key features - Create and manage budgets - Track expenses with custom categories - Automatic remaining budget calculation - Notifications for budget progress - Expense history and analysis - Recurring budget options - iCloud sync across devices - Home and lock screen widgets ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Premium | $4.99 | per month | | Premium | $2.99 | per month | | Premium | $1.99 | per month | | Premium | $1.99 | per 7 days | | Premium | $19.99 | per year | | Premium | $14.99 | per year | | Premium | $4.99 | per month | | Premium | $29.99 | per year | | Premium | $2.99 | per month | | Premium | $19.99 | per year | | Premium | $1.99 | per 7 days | | Premium | $29.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Premium | $4.99 | one-time | | Premium | $2.99 | one-time | | Premium | $1.99 | one-time | | Premium | $8.99 | one-time | | Premium | $17.99 | one-time | | Premium | $29.99 | one-time | | Premium | $49.99 | one-time | | Premium | $39.99 | one-time | | Premium | $49.99 | one-time | ## What do users think of Tracky? Overall sentiment: positive **Pros** - 👍 Simple and intuitive user interface - 🎨 Clean, modern, and visually appealing design - 💰 Affordable pricing with lifetime premium option - 📱 Excellent widget and home screen integration - 🎯 Effective envelope budgeting system - ⚡ Fast and responsive performance - 🔧 Highly customizable with icons and colors - 📊 Easy manual expense tracking - 🎁 No requirement to link banking information - 🔄 Ability to copy budgets month-to-month - 🚀 Continuous updates with new features - 💡 Encourages financial responsibility through manual entry **Cons** - 🐛 Navigation bug: app loads wrong month's envelopes - 💾 Data loss when switching devices without backup - 🔄 Sync issues causing entries to disappear on network changes - 📱 Not available for Mac/desktop - 💳 Paywall appears frequently in free version - ⚠️ Premium subscription requires frequent reactivation - 🌐 Poor internet connection causes multiple ad displays - 🔐 No data cloud backup or synchronization - ❌ Limited to 5 expenses before requiring subscription **Commonly reported bugs** - App opens to wrong month despite correct title display - Requires multiple swipes to navigate to current month - Entries disappear when switching networks - App doesn't always open to the correct page - Premium mode requires frequent reactivation - Inability to create new expenses without premium after 5 entries - Ads require multiple views before input saves on poor connections - Transactions load incorrectly until envelope is clicked and exited **Most requested features** - Monthly visual reset for progress bars while maintaining history - Mac/desktop application version - Ability to reset envelopes monthly without creating new budgets - Budget sharing feature for couples and shared accounts - Planned/future expense tracking with adjusted balance view - Transfer functionality between envelopes - Direct income allocation without envelope requirement - More transaction icons (currently limited to ~20-30) - Additional color options - Due date functionality for envelopes - Quick-add expense widget - View all transactions under a budget organized by date - Ability to delete all expenses in an envelope at once - Custom initial budget amount display instead of net balance - Bank transaction reconciliation/check-off system - Toggle between spent and remaining amount display - Archive functionality for monthly expenses ## Recent user reviews (10 of 77) All indexed reviews: https://appshunter.io/ios/app/tracky-simple-budget-planner/id1663043762/reviews.md ### 5/5 — Fit for purpose *2026-08-08* I have scoured the Appstore for years to find this type of app. Most budget apps are date-linked. What if I want a standalone budget for a building project with plenty of subheadings? This is the app. ### 3/5 — I love this app but…*EDIT* *2026-04-27* I got a replacement phone and I lost all of my budget tracking data. I have to restart my months budget and it’s so frustrating. EDIT: Apparently you just need to make sure you have enough storage on your icloud before transferring phones to ensure the data will transfer. Would have been nice to know beforehand. My other issue is I haven’t been able to figure out how 2 parties can use the app at the same time. Like if i wanted to use it with my partner to split track finances together, it’s not really possible for 2 people to log in. **Developer response:** Hey Courtneycrs19, Thank you for your feedback ☀️ Your data is linked to your iCloud account, so it should normally be restored automatically when using the same Apple ID. If that didn’t happen, please feel free to contact us at contact@lowly.fr so we can help you sort this out. ### 5/5 — 5 stars!!! *2026-01-08* I never leave reviews but I love this app and being able to add to my Home Screen without linking banking info. Best app!!! **Developer response:** Hey SalA515, Thank you very much for your review ☀️ We’re really happy to hear that you love the app. We’re constantly improving Tracky, so keep an eye out for future updates! ### 5/5 — Excellent ! *2025-12-27* Application facile à utiliser, dotée d'un design minimaliste et épuré. Pour moi, c'est la meilleure application de gestion de budget. Édit : Serait-il envisageable de pouvoir ajouter plusieurs devises en même temps ? Par exemple pouvoir retirer 1000¥ sur un budget de 100€ via une conversion automatique. Je pense que cette fonctionnalité aiderait beaucoup les voyageurs ‘ **Developer response:** Bonjour phantom, Merci beaucoup pour votre soutien ☀️ Nous améliorons continuellement l'application, gardez un œil sur les prochaines mises à jour ! A bientôt ! ### 5/5 — I love this app and the simplicity/ customization *2025-12-24* You can use the different features to fit your needs on how you budget, I love this app! Only thing I hope they add in the future is the ability to reset the visual bar at the end of each month, you can create a new budget and reset, but I personally have sinking funds for example that I just add some more money each month and continue using the same budget. If I could visually reset the bar to show a full bar each month, but the history stays the same etc, that would be amazzzzinggg. If you're looking for electronic cash envelopes or just to track your accounts, you should try it out! **Developer response:** Hey Walnutbedamned, Thank you so much for this detailed review ☀️ We’re really glad you enjoy the simplicity and customization of Tracky, that’s exactly what we’re aiming for. Your feedback about sinking funds and the visual bar reset makes a lot of sense. We’ll definitely take note of this suggestion and see how we can integrate something along those lines in a future update. Thanks again for taking the time to share your experience and ideas. We’re constantly improving the app, so keep an eye out for upcoming updates ! ### 3/5 — I love this app but… *2025-10-11, version 1.7.13* I got a replacement phone and I lost all of my budget tracking data. I have to restart my months budget and it’s so frustrating. ### 3/5 — L’application est pas mal, je l’adore. Par contre il y a un gros souci. *2025-10-09* L’application je l’aime bien, par contre le fait de pas la voir en mode iPad ça me gêne beaucoup et c’est ce qui fait que je l’achèterai pas en mode premium. Dommage lorsqu’il passera en mode iPad je pense que je l’achèterai sans hésiter. Merci **Developer response:** Bonjour Kbens34, Merci pour votre retour ☀️ Nous comprenons tout à fait votre remarque. Nous réfléchissons régulièrement aux supports et usages à améliorer. Nous améliorons continuellement l'application, gardez un œil sur les prochaines mises à jour ! ### 5/5 — Love the app *2025-09-02, version 1.7.13* I wish the app was available for mac ### 5/5 — Simple et efficace *2025-07-04* Je m’en sers tous les mois pour la gestion d’un budget commun et personnel. **Developer response:** Bonjour Jius01, Merci beaucoup pour votre retour ☀️ Nous sommes ravis que Tracky vous accompagne au quotidien pour la gestion de vos budgets. Nous améliorons continuellement l’application, gardez un œil sur les prochaines mises à jour ! ### 3/5 — One recurring problem *2025-06-06* I really love the clean, modern design and how easy it is to add a payment. A recurring problem, however, is that the app doesn’t always open to the right page. For example, I open the app and at the top, it’ll say the correct month but the “envelopes” will be from the beginning of the year. So, if I open the app in May, it’ll say May at the top but the envelopes will be January’s. So, I swipe once, which takes me to January. Then I have to swipe 4 times to get to May. This will get really annoying in November 2025. And even more annoying if it’s November 2026 and it takes me to January 2025 when I started this app. Hopefully, the developers can fix this issue before then. **Developer response:** Hey Gm1234gm, Thank you very much for your detailed feedback ☀️ This is a known issue on our side and it’s actually the next one we’re addressing. A fix is already in progress and should be available very soon. Thanks for your patience, and keep an eye out for the next update! ## Frequently asked questions about Tracky ### What does Tracky: Simple Budget Planner do? Tracky is a budget planner and expense tracker designed to help you manage your finances. It allows you to create budgets, allocate expenses into custom envelopes like groceries or hobbies, and automatically calculates your remaining budget. The app focuses on simplicity and security, not requiring bank account connections. ### What are the key features of Tracky? Key features include the ability to create and manage budgets, add and customize expenses with details like name, amount, date, icon, and color. It offers automatic calculation of remaining budgets, notifications for budget progress, a history of expenses, and the option to reuse recurring budgets. Data can be synced across devices via iCloud, and widgets provide quick budget monitoring. ### Is Tracky free to use? What are the costs? The app is free to use, offering core budgeting and expense tracking functionalities. For users who want unlimited budgets, envelopes, and expenses, and to remove ads, there is a premium option available through in-app purchases. ### What devices is Tracky compatible with? The description mentions automatic iCloud sync to share data across multiple devices logged in to the same iCloud account. This implies compatibility with Apple devices (iPhone, iPad, Mac) that support iCloud. ### How can Tracky help me save money? Tracky helps you save money by providing a clear overview of your spending habits. By tracking your expenses and monitoring your budget progress, you can identify areas where you might be overspending and make informed decisions to cut back. The app's detailed expense history allows for analysis of spending trends, highlighting opportunities for improvement. ## Version history (last 5 releases) ### 1.7.19 — 2026-03-04 We're constantly improving the app. Here are today's changes: - FIX: Fixed an issue where the wrong budget could open at launch - FIX: Fixed an issue where account identity was not always shared across devices, which could prevent premium status from syncing correctly Other minor bug fixes ### 1.7.18 — 2026-02-24 We're constantly improving the app. Here are today's changes: - FIX: Fixed an issue where the wrong budget could open at launch - Other minor bug fixes ### 1.7.17 — 2026-02-21 We're constantly improving the app. Here are today's changes: - FIX: Fixed an issue where the wrong budget could open at launch - Other minor bug fixes ### 1.7.16 — 2026-02-07 We're constantly improving the app. Here are today's changes: - NEW: Added a step by step guide to create the first budget - NEW: Added a Getting Started checklist - NEW: Amount fields now display device's currency - FIX: Prevent crash when completing Getting Started checklist - Updated some UI elements for consistency - Other minor bug fixes ### 1.7.15 — 2026-02-05 We're constantly improving the app. Here are today's changes: - NEW: Added a step by step guide to create the first budget - NEW: Added a Getting Started checklist - NEW: Amount fields now display device's currency - Updated some UI elements for consistency - Other minor bug fixes ## Apps similar to Tracky | App | Rating | Price | Category | | --- | --- | --- | --- | | [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,413) | Free | Finance | | [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (18,913) | Free | Finance | | [Weekly: Budget Planner & Bills](https://appshunter.io/ios/app/weekly-budget-planner-and-bills/id1460038809) | 4.8 (3,704) | Free | Finance | | [Budget app - spending tracker](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720) | 4.7 (15,549) | Free | Finance | | [PocketGuard・Budget Planner App](https://appshunter.io/ios/app/pocketguardbudget-planner-app/id949414211) | 4.6 (7,664) | Free | Finance | | [Monefy: Bills & Money Tracker](https://appshunter.io/ios/app/monefy-bills-and-money-tracker/id1212024409) | 4.7 (6,638) | Free | Finance | ## Related topics [my simple budget planner](https://appshunter.io/ios/topics/my-simple-budget-planner) · [simple money planner](https://appshunter.io/ios/topics/simple-money-planner) · [free budget app tool](https://appshunter.io/ios/topics/free-budget-app-tool) · [simple budget envelopes](https://appshunter.io/ios/topics/simple-budget-envelopes) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*