# Tracky: Simple Budget Planner — user reviews

> 77 indexed App Store user reviews of Tracky by Adrien Carvalot, rated 4.60/5 from 124 ratings.

- Source: https://appshunter.io/ios/app/tracky-simple-budget-planner/id1663043762/reviews
- App overview in markdown: https://appshunter.io/ios/app/tracky-simple-budget-planner/id1663043762.md
- Rating breakdown: 5★ 109 · 4★ 2 · 3★ 3 · 2★ 1 · 1★ 9

## What do users think of Tracky?

Overall sentiment: positive

**Pros**

- 👍 Simple and intuitive user interface
- 🎨 Clean, modern, and visually appealing design
- 💰 Affordable pricing with lifetime premium option
- 📱 Excellent widget and home screen integration
- 🎯 Effective envelope budgeting system
- ⚡ Fast and responsive performance
- 🔧 Highly customizable with icons and colors
- 📊 Easy manual expense tracking
- 🎁 No requirement to link banking information
- 🔄 Ability to copy budgets month-to-month
- 🚀 Continuous updates with new features
- 💡 Encourages financial responsibility through manual entry

**Cons**

- 🐛 Navigation bug: app loads wrong month's envelopes
- 💾 Data loss when switching devices without backup
- 🔄 Sync issues causing entries to disappear on network changes
- 📱 Not available for Mac/desktop
- 💳 Paywall appears frequently in free version
- ⚠️ Premium subscription requires frequent reactivation
- 🌐 Poor internet connection causes multiple ad displays
- 🔐 No data cloud backup or synchronization
- ❌ Limited to 5 expenses before requiring subscription

**Commonly reported bugs**

- App opens to wrong month despite correct title display
- Requires multiple swipes to navigate to current month
- Entries disappear when switching networks
- App doesn't always open to the correct page
- Premium mode requires frequent reactivation
- Inability to create new expenses without premium after 5 entries
- Ads require multiple views before input saves on poor connections
- Transactions load incorrectly until envelope is clicked and exited

**Most requested features**

- Monthly visual reset for progress bars while maintaining history
- Mac/desktop application version
- Ability to reset envelopes monthly without creating new budgets
- Budget sharing feature for couples and shared accounts
- Planned/future expense tracking with adjusted balance view
- Transfer functionality between envelopes
- Direct income allocation without envelope requirement
- More transaction icons (currently limited to ~20-30)
- Additional color options
- Due date functionality for envelopes
- Quick-add expense widget
- View all transactions under a budget organized by date
- Ability to delete all expenses in an envelope at once
- Custom initial budget amount display instead of net balance
- Bank transaction reconciliation/check-off system
- Toggle between spent and remaining amount display
- Archive functionality for monthly expenses

## Newest reviews (12 of 77)

### 5/5 — Simple and helpful

*2025-01-26, version 1.7.4*

Now more than ever we are in need of a simple budgeting tool. This is it! Not complicated and as helpful as needed.

### 5/5 — Even more great improvements!

*2025-01-01, version 1.7.2*

Updated January 2025
The devs are working hard at updating the app and it has become a daily use app for me to record my transactions and budget accordingly. They even added the ability to specify income streams and now they have added the ability to sort expenses and incomes by date, amount, color etc. Fantastic efforts from the developer.

 The app now has thousands of unique icons so you can really customise your transactions to just about anything. Thank you again to the developer for reading and implementing feedback.

The added summary screens look great. This app continues to add new features and sophistication each month. Thank you for continuing to support the app!

### 5/5 — Übersichtlich und leicht zu bedienen

*2024-12-13*

Ich habe die App eine längere Zeit in der kostenfreien Variante genutzt und war da schon sehr zufrieden mit.
Die Werbung musste ich teilweise 3-4 mal sehen, bevor meine Eingabe gespeichert wurde (wegen einer schlechten Internetverbindung auf dem Land).
Deswegen habe ich mir dann doch die Premium-Variante gekauft und alles funktioniert jetzt wunderbar.

Ich bin ein riesen Fan von Widgets und freue mich auch sehr über die Anzeige im Homescreen!

Ich würde mir allerdings noch eine „Teilfunktion“ wünschen, damit mein Partner die Budgets auch sehen kann. In unserem Fall pflege ich die Budgets, eine gemeinsame Bearbeitung ist also nicht notwendig.

Ansonsten kann ich die App nur empfehlen, vor allem wenn man die „Umschlag-Methode“ für einzelne Budgets gerne nutzen möchte, aber nur noch ohne Bargeld unterwegs ist 👍🏻

**Developer response:** DevilAnnie13,

Vielen Dank für Ihr Feedback und Ihre Unterstützung!
Wir freuen uns, dass Ihnen die App so gut gefällt und die Premium-Version Ihren Bedürfnissen entspricht. 
Die Funktion zum Teilen von Budgets steht tatsächlich auf unserer Liste der geplanten Features. 

Halten Sie die Augen offen, vielleicht ist sie schon in einem der nächsten Updates dabei! ⭐️

### 4/5 — Bonne application

*2024-12-05*

J’ai acheté l’application en premium, elle est très pratique pour noter ses dépenses quotidiennes. Un bémol pour l’esthétique de l’appli et pour le mode premium qu’il faut réactiver très souvent.

**Developer response:** Bonjour Cassou_V, 

Merci beaucoup pour votre soutien et votre retour ☀️ 
Nous améliorons continuellement l'application, gardez un œil sur les prochaines mises à jour ! 

A bientôt !

### 5/5 — Enfin une app qui n'est pas une usine à gaz

*2024-12-03*

C'est l'app qui me convient le mieux, elle est réellement SIMPLE, il n'y a pas 36 fonctionnalités qui ne servent à rien et j'aime bien le côté "manuel" de l'ajout des dépenses : ça invite à se responsabiliser davantage que lorsqu'il y a une récupération automatique du compte bancaire.

La seule fonctionnalité qui me manquerait peut-être c'est la gestion des dépenses "planifiées" mais pas encore soldées : pouvoir afficher à la demande le solde "actuel" du budget en ne tenant pas compte des dépenses dont la date est dans le futur, pour vérifier de temps en temps la cohérence entre mon compte en banque et mes enveloppes.

**Developer response:** Bonjour Xanthane, 

Merci beaucoup pour votre soutien et votre retour ☀️ 
Nous améliorons continuellement l'application, gardez un œil sur les prochaines mises à jour ! 

A bientôt !

### 5/5 — Finalmente

*2024-11-17*

App veramente pulita,bello il fatto di poter segnare le spese stile card

**Developer response:** Ciao Raffa2136,

Grazie mille per il tuo feedback! 
Siamo felicissimi che l’app ti piaccia e che trovi utile il sistema delle spese in stile card. 

Continueremo a lavorare per migliorare ancora di più l’esperienza! ☀️

### 4/5 — Meilleure appli de gestion de budget !

*2024-10-30*

Je cherchais une appli pour essayer la technique des enveloppes budget en version numérique car je n’utilise quasiment jamais de liquide. J’ai trouvé pile ce qu’il me fallait. Très facile d’utilisation, interface épurée, personnalisable, j’adore ! Ça m’a convaincu et j’ai pris la version premium.

Petite suggestion, l’ajout d’icônes pour définir les opérations, il y en a une vingtaine, soit assez peu pour illustrer le grand nombre de transactions possibles.

**Developer response:** Bonjour Lesmondesdemae, 

Merci beaucoup pour votre soutien et votre avis constructif ☀️
Plus d’icônes seront ajoutées prochainement, afin de couvrir un plus large éventail d’opérations.

Nous améliorons constamment l’application, gardez un œil sur les prochaines mises à jour !

À bientôt !

### 5/5 — Top

*2024-10-10*

Super app que j’utilise depuis presque 1 an mais maintenant pub systématique des l’ouverture et à chaque fois qu’on retombe dessus pour souscrire à la version payante 🙄

**Developer response:** Bonjour Shiwimi,

Merci beaucoup pour votre soutien ☀️

Pourriez-vous nous contacter via contact@lowly.fr s'il vous plaît ?
Nous aimerions en savoir plus sur la mauvaise expérience que vous rencontrez.

A bientôt !

### 5/5 — Recommended

*2024-08-25*

I love it and easy to use.

**Developer response:** Hey Jane@spain, 

Thank you very much for your review ☀️ 
We're constantly improving the app, so keep an eye out for future updates. 

See you !

### 5/5 — Utile , pratique et simple pour gérer son budget .

*2024-08-17*

Application qui permet de (re) prendre le contrôle au quotidien sur la gestion de son argent :oblige à faire des prévisions pour ensuite les comparer à la réalité de nos dépenses et de nos rentrées et suite à cela conforter ou modifier nos choix !Bref, une aide précieuse tout en étant simple d’utilisation.

**Developer response:** Bonjour Delmale,

Merci beaucoup pour votre soutien ☀️ 
Nous améliorons continuellement l'application, gardez un œil sur les prochaines mises à jour ! 

A bientôt !

### 5/5 — Appli top

*2024-07-30*

Tracky est une super appli pour gérer le budget. Elle reprend le système (en vogue) des enveloppes de budgets et permet efficacement de suivre ses dépenses et l’argent restant sur un compte ! 

Idée d’évolution : ce serait top de pouvoir archiver mois par mois pour les dépenses faites !

**Developer response:** Bonjour Lalomcm, 

Merci beaucoup pour votre soutien ☀️ 

Lorsque vous créez un nouveau budget, il est possible de réutiliser les enveloppes d’un précédent budget. Cela permet de ne pas les recréer manuellement mais aussi de garder le précédent budget « archivé », permettant de le consulter ultérieurement si nécessaire.

Nous améliorons continuellement l'application, gardez un œil sur les prochaines mises à jour ! 

A bientôt !

### 5/5 — Love the app

*2024-07-10*

I wish the app was available for mac

**Developer response:** Hey free4gab, 

Thank you very much for your review ☀️ 

You can download the app from the Mac AppStore with any Mac equipped with an M1, M2 or M3 chip.
Unfortunately, older Macs are not compatible.

We're constantly improving the app, so keep an eye out for future updates. 

See you !

## Most critical reviews (10 lowest-rated)

### 1/5 — Prix exorbitant

*2024-12-14, version 1.7.1*

Le prix est exorbitant pour une application aussi simple , ça aucun sens.

### 1/5 — My entries keep disappearing???

*2024-11-19*

I love this app a lot, but every time I’m on a new network a massive chunk of my entries disappear, and I don’t know where they go. It’s just not something I can really look past - and yes, iPhone sync is on.

**Developer response:** Hey smiley.says,

We're sorry to hear you've had issues synchronizing your operations.
Could you please contact us at contact@lowly.fr so we can fix this together ?

See you soon !

### 1/5 — buggy

*2024-10-09, version 1.6.8*

everytime i open the app it loads the envelopes though the title reads correctly its only after i click a envelope see the wrong transactions then exit that i see the correct envelopes for that month load, very disappointing considering i paid for this app

### 1/5 — It says it’s free but it’s not

*2024-04-16*

I’ve been starting to like this app a lot because it is simple and free…. I even wrote a 5 star review yesterday because of how happy I was with this app.

Out of now where as I am trying to enter a new spending item, it won’t let me create this new spend and the “purchase a plan” keeps popping up. So much for it being free 🫠

**Developer response:** Hey eggielifts, 

Thank you for your review.

Tracky is free to download, but it includes in-app purchases, as written in the description and in the In-app Purchases section on the AppStore's product page.

We're truly sorry to hear that you felt misled by the app's pricing. We aim to be transparent with our users about the costs associated with premium features, while still offering a robust free version. If there's any part of the app's description that seemed unclear, we’d love to clarify or improve our communication.

If you need further assistance or have suggestions on how we can make the experience better, please feel free to reach out to contact@lowly.fr. We value your feedback and are here to help!

Thank you for giving Tracky a try, see you !

### 1/5 — Not worth it

*2023-02-24*

I get it. You build something and want to monetize but there's no value proposition here.

First of all, you can't add more than 5 expenses before being forced to subscribe. 4 usd a month is way too much for what this offers.

This app can be easily replaced by a spreadsheet. There's nothing that this gives me that I can't get for free somewhere else. Even pen and paper is on par with the functionality provided by this app.

Also you have to enter the expenses manually. So the friction is just too high. There are apps that can just pull the info directly from your bank. And even the bank apps already have a budgeting tool built in.

### 2/5 — No sense at all

*2025-03-02, version 1.7.8*

Makes no sense

### 3/5 — I love this app but…*EDIT*

*2026-04-27*

I got a replacement phone and I lost all of my budget tracking data. I have to restart my months budget and it’s so frustrating. EDIT: Apparently you just need to make sure you have enough storage on your icloud before transferring phones to ensure the data will transfer. Would have been nice to know beforehand. My other issue is I haven’t been able to figure out how 2 parties can use the app at the same time. Like if i wanted to use it with my partner to split track finances together, it’s not really possible for 2 people to log in.

**Developer response:** Hey Courtneycrs19,

Thank you for your feedback ☀️ 

Your data is linked to your iCloud account, so it should normally be restored automatically when using the same Apple ID. 
If that didn’t happen, please feel free to contact us at contact@lowly.fr so we can help you sort this out.

### 3/5 — I love this app but…

*2025-10-11, version 1.7.13*

I got a replacement phone and I lost all of my budget tracking data. I have to restart my months budget and it’s so frustrating.

### 3/5 — L’application est pas mal, je l’adore. Par contre il y a un gros souci.

*2025-10-09*

L’application je l’aime bien, par contre le fait de pas la voir en mode iPad ça me gêne beaucoup et c’est ce qui fait que je l’achèterai pas en mode premium. Dommage lorsqu’il passera en mode iPad je pense que je l’achèterai sans hésiter. Merci

**Developer response:** Bonjour Kbens34,

Merci pour votre retour ☀️ 

Nous comprenons tout à fait votre remarque. Nous réfléchissons régulièrement aux supports et usages à améliorer. 

Nous améliorons continuellement l'application, gardez un œil sur les prochaines mises à jour !

### 3/5 — One recurring problem

*2025-06-06*

I really love the clean, modern design and how easy it is to add a payment. A recurring problem, however, is that the app doesn’t always open to the right page. 

For example, I open the app and at the top, it’ll say the correct month but the “envelopes” will be from the beginning of the year. So, if I open the app in May, it’ll say May at the top but the envelopes will be  January’s. So, I swipe once, which takes me to January. Then I have to swipe 4 times to get to May. 

This will get really annoying in November 2025. And even more annoying if it’s November 2026 and it takes me to January 2025 when I started this app. Hopefully, the developers can fix this issue before then.

**Developer response:** Hey Gm1234gm,

Thank you very much for your detailed feedback ☀️ 

This is a known issue on our side and it’s actually the next one we’re addressing. A fix is already in progress and should be available very soon. 

Thanks for your patience, and keep an eye out for the next update!

## Most praised reviews (10 highest-rated)

### 5/5 — Fit for purpose

*2026-08-08*

I have scoured the Appstore for years to find this type of app. Most budget apps are date-linked. What if I want a standalone budget for a building project with plenty of subheadings? This is the app.

### 5/5 — 5 stars!!!

*2026-01-08*

I never leave reviews but I love this app and being able to add to my Home Screen without linking banking info. Best app!!!

**Developer response:** Hey SalA515,

Thank you very much for your review ☀️ 

We’re really happy to hear that you love the app. 

We’re constantly improving Tracky, so keep an eye out for future updates!

### 5/5 — Excellent !

*2025-12-27*

Application facile à utiliser, dotée d'un design minimaliste et épuré. Pour moi, c'est la meilleure application de gestion de budget.

Édit : Serait-il envisageable de pouvoir ajouter plusieurs devises en même temps ? Par exemple pouvoir retirer 1000¥ sur un budget de 100€ via une conversion automatique. Je pense que cette fonctionnalité aiderait beaucoup les voyageurs ‘

**Developer response:** Bonjour phantom,

Merci beaucoup pour votre soutien ☀️
Nous améliorons continuellement l'application, gardez un œil sur les prochaines mises à jour !

A bientôt !

### 5/5 — I love this app and the simplicity/ customization

*2025-12-24*

You can use the different features to fit your needs on how you budget, I love this app!

Only thing I hope they add in the future is the ability to reset the visual bar at the end of each month, you can create a new budget and reset, but I personally have sinking funds for example that I just add some more money each month and continue using the same budget. If I could visually reset the bar to show a full bar each month, but the history stays the same etc, that would be amazzzzinggg.

If you're looking for electronic cash envelopes or just to track your accounts, you should try it out!

**Developer response:** Hey Walnutbedamned,

Thank you so much for this detailed review ☀️ 
We’re really glad you enjoy the simplicity and customization of Tracky, that’s exactly what we’re aiming for.

Your feedback about sinking funds and the visual bar reset makes a lot of sense. We’ll definitely take note of this suggestion and see how we can integrate something along those lines in a future update.

Thanks again for taking the time to share your experience and ideas.

We’re constantly improving the app, so keep an eye out for upcoming updates !

### 5/5 — Love the app

*2025-09-02, version 1.7.13*

I wish the app was available for mac

### 5/5 — Simple et efficace

*2025-07-04*

Je m’en sers tous les mois pour la gestion d’un budget commun et personnel.

**Developer response:** Bonjour Jius01,

Merci beaucoup pour votre retour ☀️ 

Nous sommes ravis que Tracky vous accompagne au quotidien pour la gestion de vos budgets. 

Nous améliorons continuellement l’application, gardez un œil sur les prochaines mises à jour !

### 5/5 — Love this app

*2025-05-09*

I love being able to customize my budgets in a simple and seamless way

**Developer response:** Hey crystalchantel,

Thank you very much for your review ☀️ 

We’re really glad you enjoy the simplicity and customization of Tracky. 

We’re constantly improving the app, so keep an eye out for future updates!

### 5/5 — I love this app and the simplicity/customization

*2025-03-31*

You can use the different features to fit your needs on how you budget, I love this app! 

Only thing I hope they add in the future is the ability to reset the visual bar at the end of each month, you can create a new budget and reset, but I personally have sinking funds for example that I just add some more money each month and continue using the same budget. If I could visually reset the bar to show a full bar each month, but the history stays the same etc, that would be amazzzzinggg. 

If you’re looking for electronic cash envelopes or just to track your accounts, you should try it out!

### 5/5 — Helpful & well designed

*2025-03-15*

Widgets look great as well as the app design is simply and plain yet effective and easy to use, it’s helping me monitor and cut back on unnecessary spending tho I’m 15 I haven’t spent even $100 yet this year because of Tracky.

**Developer response:** Beckett__, 

Thank you very much for your review ☀️ 
We're constantly improving the app, so keep an eye out for future updates!

### 5/5 — Super appli ! Mais …

*2025-03-05*

Exactement l’appli que je cherchais pour faire des enveloppes virtuelles ! 
Je l’ai connue il y a quelques temps maintenant, je l’avais payée une petite somme bien raisonnable.
Et mauvaise surprise elle est devenue payante et vu le nombre d’abonnement que l’on a tous déjà et qu’il est difficile de gérer son budget j’ai supprimer l’appli que j’aimais bcp ..
J’ai tenté sans abonnement ( comme avant quoi … ) mais a chaque entrée il faut se faire une pub d’1 mn !!!
Vraiment un grand dommage ! En plus je l’avais conseillée à tout mon entourage

**Developer response:** Bonjour Anonyme838,

Merci beaucoup pour votre soutien ☀️
Nous améliorons continuellement l'application, gardez un œil sur les prochaines mises à jour !

A bientôt !

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*
