# Transactions: Finance Kit — A unified spending inbox

> Personal finance app for reviewing, organizing, and analyzing card transactions. (iPhone/iPad app by Bit Flip LLC.)

- Source: https://appshunter.io/ios/app/transactions-finance-kit/id1593861270 (this page in markdown: same URL + `.md`)
- Developer: [Bit Flip LLC](https://appshunter.io/developer/665771775)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.31/5 from 16 App Store ratings · 13 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 39 MB
- Languages: English
- Released: 2022-05-07
- Data updated: 2026-08-15
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/transactions-finance-kit/id1593861270/reviews.md

## What is Transactions?

Transactions is a simple personal finance app for reviewing charges on all of your cards in a familiar format. Get unread alerts in the unified inbox every time you're charged. Tag, save, and add notes to transactions for context or later review, then Venmo people directly from the app. Easily catch billing errors with the timeline of amount changes, and see where you've spent money on the map with automatic location matching. You can even export all of your transactions to CSV with one tap. Become an expert on your spending with the ultimate personal finance tool.

Transactions is part of the Finance Kit suite of personal finance apps, which also includes Budget Burndown.

• A UNIFIED TRANSACTIONS INBOX
Get unread alerts when any of your cards are charged or an amount is updated. Review your entire spending history across multiple accounts in a single place.

• TAG, SAVE, AND ANNOTATE
Create lists with custom tags, quickly save, and add notes to transactions when you want to remember to split a bill or expense a purchase later.

• VENMO FROM THE APP
Quickly split charges and Venmo people directly from the transaction detail page.

• TRANSACTIONS MAP
Transactions are automatically matched with locations so you can see your spending history on the map.

• BILLING ERROR DETECTION WITH THE TIMELINE
Transactions with an abnormally high change between their pending and posted amount are visually highlighted.

• SPENDING ALERTS
Get push notifications when you have new unread transactions on any card.

• SEARCH PAST TRANSACTIONS
Find anything in your spending history with unified search across all of your cards.

• CSV EXPORT
Generate a CSV file with your entire spending history if you want to do manual analysis on your transactions in Excel.

• SECURE AND PRIVATE
Your information is completely safe. You'll use Plaid to link your cards. Your credentials are end-to-end encrypted and completely inaccessible to the app.

On the last day of each period, we'll renew your subscription for your Apple ID unless you cancel at least 24 hours before the period ends. You can cancel by going to your account settings on the App Store.

Terms of Service: http://www.ghking.co/modules/Terms-Of-Service
Privacy Policy: http://www.ghking.co/modules/Privacy-Policy

## Key features

- Unified transactions inbox
- Tag, save, and annotate transactions
- Direct Venmo integration
- Spending map with location matching
- Billing error detection
- CSV export

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Finance Kit Pro Monthly | $2.99 | per month |
| Finance Kit Pro Yearly | $29.99 | per year |


## Recent user reviews (10 of 13)

All indexed reviews: https://appshunter.io/ios/app/transactions-finance-kit/id1593861270/reviews.md

### 3/5 — No fidelity

*2024-04-09*

Works okay when banks are compatible. My fidelity credit card no longer links due to Plaid not supporting it, which is what this app uses. Other apps have found ways to add fidelity support back, so would like to see the same here.

### 1/5 — Not Customizable

*2024-03-26*

I really wish I could add my own customized categories.  And your categories are emojis????  This must be an app for a 12 year old.  I miss Mint.com

### 2/5 — Delay of new transactions

*2023-07-07*

App itself looks nice however there is usually a delay of an entire day for new transactions to show up, which makes it pretty much pointless. For this I would probably just use my regular banking app. I suppose if you want to have several cards all in one place it could be useful though

### 2/5 — Cards constantly unlink/don’t import

*2022-11-07*

I have 3 cards linked (Amex, BMO, CIBC) and when it works this is an amazing minimalistic app, however the last 2 weeks my BMO card unlinks everyday and my BMO and CIBC card don’t import any transactions. I paid for the subscription and the support email never replied to any of my emails and now the app only works with 1 card.

I hope the developer can reply to this and fix these issues cause when it works this is my favourite app!

### 5/5 — Loving it so far

*2022-11-02*

Just started using this, but so far it’s great. It’s everything you wish your bank app had, except it’s for all of your cards in one app

### 5/5 — Solid app for the minimalist budgeter

*2022-11-01*

I'm a minimalist when it comes to budgeting. I auto-transfer money into savings, investments etc. and the rest is mine to spend however I want.  

I've tried all sorts of budget apps like YNAB and Mint etc. I've found them all to be too complex. They require a ton of manual effort and buy-in to the system. All I really want is to keep an eye on my spending.

Transactions (and the other app by this developer, Budget Burndown) hit the mark for me. They perfectly solve my use case for budgeting. The app is super clean and thoughtfully designed. Clearly the developer spent some time on this. It's very polished, looks beautiful, and does exactly what I want a budgeting app to do.

### 5/5 — Simplicity.

*2022-10-27*

This app doesn’t do much beside show you your transaction but that’s what makes it so great. Keeping up with charges on your cards is easier if it’s all in one place.

**Developer response:** Exactly! Glad you're finding the app useful.

### 5/5 — Streamlined my finances overnight.

*2022-10-22*

Before downloading this app I would struggle to stay up to date with all my credit card charges - from forgotten venmo requests to subscriptions I thought I canceled. 

This app has taken away the heavy lifting by letting me know immediately when my card gets charged. Linking my card was easy and I love the integration with venmo.

**Developer response:** Agreed, we like the Venmo integration too :) Thanks for the review!

### 5/5 — So good

*2022-10-22*

I use this every day, so helpful

**Developer response:** 🙌

### 5/5 — Thank You!!

*2022-10-20*

Finally an easy way to review all my transactions and seamlessly Venmo others!

**Developer response:** Yes! Glad this is helping you!

## Frequently asked questions about Transactions

### What is Transactions: Finance Kit?

Transactions: Finance Kit is a personal finance app designed to help you review and manage all your card charges in a unified inbox. It offers features like transaction tagging, billing error detection, and spending visualization on a map.

### How does Transactions: Finance Kit ensure my financial data is secure?

The app uses Plaid to link your cards, ensuring your credentials are end-to-end encrypted and inaccessible to the app itself. Your information is kept completely safe and private.

### Can I export my transaction data from Transactions: Finance Kit?

Yes, you can export your entire spending history to a CSV file with a single tap. This allows for manual analysis of your transactions in spreadsheet software like Excel.

### What are the subscription options for Finance Kit Pro?

Finance Kit Pro offers two subscription plans: Monthly at $2.99 and Yearly at $29.99. The yearly plan includes a 7-day free trial.

### How do I cancel my Finance Kit Pro subscription?

You can cancel your subscription by going to your account settings on the App Store. Subscriptions renew automatically unless canceled at least 24 hours before the period ends.

### Does Transactions: Finance Kit have ads?

No, this app does not contain advertisements. It is ad-free, allowing for an uninterrupted user experience.

### What devices is Transactions: Finance Kit available on?

Transactions: Finance Kit is available on iPhone and iPod. It is designed for iOS devices.

### How often is Transactions: Finance Kit updated?

The app was last updated on August 10, 2023, with version 1.12.0. This indicates regular updates to improve functionality and reliability.

## Version history (last 5 releases)

### 1.12.0 — 2023-08-10

Big performance improvements to lists in the app.

### 1.11.0 — 2022-11-09

Improvements to banner notifications.

### 1.10.0 — 2022-10-31

Improvements to push notifications.

### 1.9.0 — 2022-10-29

Improvements to onboarding.

### 1.8.0 — 2022-10-21

Design updates to the amount timeline.

## Apps similar to Transactions

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Transaction Services POS](https://appshunter.io/ios/app/transaction-services-pos/id1466231205) | 5.0 (1) | Free | Finance |
| [Transact Bank Personal](https://appshunter.io/ios/app/transact-bank-personal/id1502109477) | 5.0 (3) | Free | Finance |
| [Go Budget](https://appshunter.io/ios/app/go-budget/id1531580468) | 4.8 (38) | Free | Finance |
| [Surplus: Expense Tracker](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881) | 4.8 (27) | Free | Finance |
| [Money Manager: Budget Expense](https://appshunter.io/ios/app/money-manager-budget-expense/id1604307505) | 4.9 (12) | Free | Finance |
| [Cashews](https://appshunter.io/ios/app/cashews/id1582436070) | 4.4 (69) | Free | Finance |

## More apps by Bit Flip LLC

- [Budget Burndown: Finance Kit](https://appshunter.io/ios/app/budget-burndown-finance-kit/id1461718630)
- [Type AI: Chat & Write With AI](https://appshunter.io/ios/app/type-ai-chat-and-write-with-ai/id1659285044)

All apps by Bit Flip LLC: https://appshunter.io/developer/665771775

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*