# Trax Credit Union

> Mobile banking app for account management, fund transfers, and check deposits. (iPhone/iPad app by Railroad And industrial Federal Credit Union Inc..)

- Source: https://appshunter.io/ios/app/trax-credit-union/id655770951 (this page in markdown: same URL + `.md`)
- Developer: [Railroad And industrial Federal Credit Union Inc.](https://appshunter.io/developer/1360375095)
- Category: Finance
- Price: Free
- Rating: 2.91/5 from 46 App Store ratings · 24 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 34 MB
- Languages: English
- Released: 2013-06-05
- Data updated: 2026-06-09
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/trax-credit-union/id655770951/reviews.md

## What is Trax Credit Union?

Trax Credit Union mobile banking:

With our new app you can check your account balances, history and even view check images!  You can also transfer funds, find a branch/atm location, and deposit checks -- all from home!

## Key features

- Check account balances
- View transaction history
- View check images
- Transfer funds
- Find branch/ATM locations
- Deposit checks

## Recent user reviews (10 of 24)

All indexed reviews: https://appshunter.io/ios/app/trax-credit-union/id655770951/reviews.md

### 3/5 — Slow loading speed

*2026-01-28, version 5.4.9*

This trax app always loads suuuuuper slow compared to my other 2 banking apps… other than that im more than happy

### 2/5 — Need a better app

*2025-11-14, version 5.4.1*

They always have to do maintenance during regular business hours when you actually need your card or login to the app.

### 1/5 — none needed

*2025-02-28, version 5.3.42*

trash

### 1/5 — trash

*2024-11-01*

not really efficient

### 1/5 — Worst customer service

*2024-06-06, version 5.3.22*

Worst customer service

### 1/5 — Dear trax

*2023-05-07*

This bihh trash my card keep lockin

### 1/5 — Can't make mobile deposit

*2022-07-25, version 5.1.3*

The app would not allow me to make a simple deposit of a check, which is the main reason I downloaded app. I don't expect them to be up to par with major banking apps like Chase but a simple mobile deposit should be possible.

### 4/5 — No Mobile Deposits

*2021-10-30, version 4.9.53*

It’s good other than I don’t have the mobile deposit option which I’m not sure why. Other than that it’s works good I just hate that they now have changed their name to “TRAXCU” I just hope they customer service stays how it’s been since I’ve been with them for 9yrs.

### 1/5 — Horrible !

*2021-08-03, version 4.9.44*

This app is by far horrible. Everyday I have to create a new password to view my account and thats annoying. I never get notified about any kind of account activity when my card is being used or swiped weather by me or not, this app is horrible and could use a lot of fixing and updating

### 1/5 — Not the best

*2021-05-18, version 4.9.34*

The app is very glitchy and has a lot of bugs, the app should be able to let you know you’re account number without having to go on the website. I reset my password online and now the app nor website lets me log in the app and website needs new changes.

## Frequently asked questions about Trax Credit Union

### What can I do with the Trax Credit Union app?

The app allows you to check your account balances and history, view check images, transfer funds between accounts, find branch and ATM locations, and deposit checks remotely from your mobile device.

### Is the Trax Credit Union app free to use?

Yes, the application is free to download and use. There are no charges associated with accessing your accounts or performing transactions through the app.

### How do I deposit a check using the app?

The app features a mobile check deposit function. You can typically take photos of the front and back of your endorsed check through the app to initiate the deposit process.

### Can I find ATM locations with this app?

Yes, the app includes a feature to help you locate nearby branches and ATMs. This is useful for finding a physical location when you need one.

## Version history (last 5 releases)

### 5.4.9 — 2026-01-02

* Bug fixes
* Performance improvements

### 5.4.8 — 2025-12-23

* Bug Fixes
* Performance Improvements

### 5.4.1 — 2025-04-04

*Bug Fixes*Performance Improvements

### 5.3.42 — 2025-02-13

*Bug fixes
*Performance improvements

### 5.3.22 — 2024-05-29

* Bug Fixes
* Performance Improvements

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## Related topics

[trax credit union](https://appshunter.io/ios/topics/trax-credit-union) · [trax](https://appshunter.io/ios/topics/trax) · [ctrax](https://appshunter.io/ios/topics/ctrax)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-09.*