# Treat: Fun Money Budgeting — Spend Without Regret

> Spend Without Regret (iPhone/iPad app by Ramunaathan Kar.)

- Source: https://appshunter.io/ios/app/treat-fun-money-budgeting/id6762541758 (this page in markdown: same URL + `.md`)
- Developer: [Ramunaathan Kar](https://appshunter.io/developer/1894604063)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 67 MB
- Languages: American English
- Released: 2026-06-05
- Data updated: 2026-06-28
- User reviews in markdown: https://appshunter.io/ios/app/treat-fun-money-budgeting/id6762541758/reviews.md

## What is Treat?

Treat is for the money you're allowed to enjoy.

We second-guess every spend. Buy something and the 
guilt follows — "am I spending too much?" Hold back 
and you forget to live. Treat helps you draw the line.

Set aside your fun money — the part of your income 
that's yours to spend without looking back. Treat 
tracks that, and only that. Not your rent. Not your 
bills. Just the good stuff.

KNOW BEFORE YOU SPEND
Ask Cleo before any purchase. She checks your 
balance, your goals, and your patterns — then gives 
you one straight answer. Go ahead. Consider it. 
Not right now.

No second guessing. No guilt after.

FUN MONEY ISN'T JUST IMPULSE BUYING
Treat helps you save for bigger plans too. Set a 
goal — a holiday, a splurge, something worth waiting 
for — and Cleo tracks your progress. When you get 
there, it feels earned. Not like burning a pocket.

STAY IN CONTROL
Set category budgets. See where your fun money 
actually goes. Spot patterns you'd never notice.
Everything in one local ledger — no bank connection, 
no account linking, ever.

MEET CLEO
Cleo is the koala who keeps you honest. She's your 
spending companion — warm, straight-talking, and 
always on your side.

TREAT PRO
→ Unlimited Spend Analysis
→ Goal Tracking  
→ Category Budgets
→ Spending Insights

Try free for 7 days. Then $4.99/month or $34.99/year.
Cancel anytime.

Treat is a personal budgeting tool, not a financial 
adviser. Cleo's verdicts are based on your own data 
and are for informational purposes only.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.treatapp.co.in/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Treat Premium Monthly | $4.99 | per month |
| Yearly Subscription | $34.99 | per year |



## Version history (last 2 releases)

### 1.01 — 2026-06-13

Bug fixes, new features like goal creation

### 1.0 — 2026-06-06

No release notes.

## Related topics

[regretting you](https://appshunter.io/ios/topics/regretting-you)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-28.*