# Trove - Private Budget Planner — No bank login, on-device

> Offline personal finance manager that analyzes imported bank statements for privacy. (iPhone/iPad app by Sable Creek Software LLC.)

- Source: https://appshunter.io/ios/app/trove-private-budget-planner/id6772901648 (this page in markdown: same URL + `.md`)
- Developer: [Sable Creek Software LLC](https://appshunter.io/developer/6772901650)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 29 MB
- Languages: American English
- Released: 2026-09-12
- Data updated: 2026-10-03
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/trove-private-budget-planner/id6772901648/reviews.md

## What is Trove?

calm money.

Trove is a private budget that never touches your bank. You bring your own statements, Trove does the math, and nothing ever leaves your phone.

No bank logins. No account. No cloud. No ads. No analytics. Trove makes no network requests at all. It works entirely offline. It is not a promise about how we handle your data. There is no data to handle.

WHAT IT DOES

Import a CSV or PDF statement from your bank and Trove reads it on your phone. Then it tells you where the month is heading.

Projected end of month. What your cash looks like on the last day, based on what has already happened and what usually happens.

Pace. Whether you are spending faster or slower than your normal, without a lecture about it.

Runway. How many months you have if income stopped.

Subscriptions. Recurring charges found in your own history, including the ones you forgot.

Simulator. Change a number, see what it does to the month.

Goals. Save toward something with a pace marker that tells you if you are on track.

FULL TROVE

One payment. Not a subscription. Yours for good.

Months Ahead, a rolling multi-month forecast.
Net Worth, tracked over time.
Custom Categories and Rules.
Saved Scenarios.
Reports and export.

Try it free for 14 days. The trial runs on your phone and needs no account.

WHAT IT IS NOT

Trove does not connect to your bank. It does not ask for credentials. It does not send your transactions anywhere, because it cannot. There are no streaks, no push notifications about lunch, and no opinions about how you spend.

The friction of bringing your own data is the point. It is the reason the privacy claim is real instead of a policy page.

Your data is yours. Export a complete copy whenever you want, or delete everything in one tap.

Made by Sable Creek Software.

## Key features

- Offline operation
- Import CSV/PDF statements
- Projected end-of-month balance
- Spending pace analysis
- Runway calculation
- Subscription tracking
- Savings goals

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Full Trove | $16.99 | one-time |


## Is Trove safe?

Not enough ratings yet to assess Trove.

## Is Trove legit?

Trove - Private Budget Planner has limited verification signals. The AppsHunter Legitimacy Score for Trove is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/trove-private-budget-planner/id6772901648/reviews.md

### 5/5 — Impressed so far

*2026-09-26*

Been using this for a couple weeks and it’s actually been helpful forecasting out my next month, and checking my daily spend. Importing statements can be tedious if you have a lot of accounts but takes me a few minutes

### 5/5 — Works off PDF statements

*2026-09-14*

Dropped in a PDF statement from Chase and it worked like a charm, it even works in airplane mode since it stays on the phone. Early, but this is the first money app I’ve kept using

## Frequently asked questions about Trove

### Does Trove have ads?

No, Trove is completely ad-free. The app is designed with a strong emphasis on privacy and does not contain any advertisements.

### How does Trove protect my financial data?

Trove prioritizes your privacy by operating entirely offline and not connecting to your bank. All data is processed and stored on your device, with no network requests made.

### What is the pricing for Trove?

Trove offers a 14-day free trial. After the trial, it is available as a one-time purchase, not a subscription, giving you full access permanently.

### Can I import my bank data into Trove?

Yes, you can import your bank statements by uploading CSV or PDF files directly from your bank. Trove then analyzes this data on your phone.

### What devices does Trove support?

Trove is available for iPhone, iPad, and iPod devices. It is designed to work seamlessly across the Apple ecosystem.

### How often is Trove updated?

The latest version, 1.0.1, was released on September 14, 2026, indicating recent development activity. Updates are provided by Sable Creek Software LLC.

### What are the main features of Trove?

Trove offers features like projected end-of-month balances, spending pace analysis, runway calculation, subscription tracking, and savings goals, all without bank login.

### Can I export my data from Trove?

Yes, you can export a complete copy of your financial data from Trove at any time. You also have the option to delete all your data with a single tap.

## Version history (last 4 releases)

### 1.0.3 — 2026-09-29

Card payments to Discover, American Express, and Capital One now count as transfers, not spending, including ones you've already imported.

Re-importing a statement now says it's already there, and deleted transactions stay deleted.

CSV files that mark amounts with DR, CR, or DEBIT now import with the right sign.

A stronger app lock. And if something can't be saved, Trove now tells you.

Opening Trove is faster and smoother.

### 1.0.2 — 2026-09-26

Importing a statement with the lock set to Immediate now finishes instead of sending you back to the lock screen.

Credit card payments now count as transfers, not spending, so your totals are accurate.

Restore Purchase now finds Full Trove on a new or signed-out iPhone.

Steadier when an update is interrupted or the app is closed mid-launch.

### 1.0.1 — 2026-09-14

Founder pricing on Full Trove now runs through October 14.

Edit a category's glyph straight from a transaction.

Drag the Months Ahead chart to inspect any month.

Progress bars and badges use a quieter palette so the numbers read first.

### 1.0 — 2026-09-12

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-03.*