# Troygold — Simple, Fast, Gold Investing. > Invest in physical gold Krugerrands and access a credit facility against its value. (iPhone/iPad app by Troy Gold.) - Source: https://appshunter.io/ios/app/troygold/id1436470301 (this page in markdown: same URL + `.md`) - Developer: [Troy Gold](https://appshunter.io/developer/1436470150) - Category: Finance, Business - Price: Free - Rating: 4.20/5 from 5 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0 · 52 MB - Languages: American English - Released: 2019-03-02 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/troygold/id1436470301/reviews.md ## What is Troygold? Invest in real gold Krugerrands and access a low-interest rate credit facility without selling an ounce. A Troygold account allows you to store your wealth in real gold bullion Krugerrands, with the freedom to access a flexible, low-interest credit facility against your gold’s value. Accumulate Gold. Spend Depreciating Currency. A concept we call, Living in Gold. INVEST OR UPLOAD Buy via the app or Upload Krugerrands held at home. FULL LEGAL TITLE Immediate, direct ownership of physical gold Krugerrands with an ownership certificate. VAULTED & INSURED Stored and insured in SA’s safest Brink’s Vault (Jhb) & fully insured by Lloyd’s. GOLD-BACKED CREDIT FACILITY Access a credit facility of 75% of the value of your gold holdings in minutes. LOW BORROWING RATES Enjoy low-interest rates & interest-only monthly repayments. SPEND GLOBALLY WITH YOUR BULLION CARD Spend your facility funds globally at over 40+ million locations. #LIVEFREE #LIVEINGOLD ## Key features - Invest in real gold Krugerrands - Access low-interest credit facility - Full legal title to physical gold - Vaulted and insured gold storage - Global spending with bullion card - Upload existing Krugerrands ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/troygold/id1436470301/reviews.md ### 5/5 — Putting gold under your mattress *2019-03-15* Moving into hard assets in uncertain times makes a huge amount of sense. Troy makes buying coin effortless. ### 5/5 — Good way to diversify into actual Gold *2019-03-02* Cool app, very similar to Robin Hood, except to buy actual Gold. Global markets have been strong in the past 6 years or so, but I’m feeling a downturn coming this year and wanted to diversify into Gold which has traditionally done well in recessions. ## Frequently asked questions about Troygold ### What is Troygold? Troygold is a finance app that allows users to invest in physical gold Krugerrands and access a credit facility based on the value of their gold holdings. It facilitates storing wealth in gold and spending depreciating currency. ### How does Troygold secure my gold investments? Your physical gold Krugerrands are stored and insured in South Africa's Brink's Vault and are fully insured by Lloyd's. You receive full legal title and an ownership certificate for immediate, direct ownership. ### Can I get a loan with Troygold? Yes, Troygold offers a gold-backed credit facility. You can access up to 75% of your gold holdings' value within minutes, with low-interest rates and interest-only monthly repayments. ### Where can I spend the funds from the credit facility? You can spend your facility funds globally at over 40 million locations using your Troygold bullion card. This allows you to spend against your gold's value without selling it. ### Is Troygold available on Android devices? Based on the provided data, Troygold is supported on iPhone and iPod. Information regarding Android compatibility is not available. ### How often is Troygold updated? The latest version of Troygold is 7.0.2, and it was last updated on February 14, 2025. This indicates a recent update, suggesting ongoing development and maintenance. ### What is the user rating for Troygold? Troygold has a rating of 4.2 stars based on 5 ratings. This suggests a generally positive user reception. ### Does Troygold have ads? No, the application data indicates that Troygold does not have advertisements. ## Version history (last 5 releases) ### 7.0.2 — 2025-02-14 We’re excited to bring Troygold to the US, making gold ownership easy, accessible, and usable like never before! With Troygold, you can seamlessly buy, store, and spend real gold—all from your favorite device. What’s New in This Release: Buy & Own Physical Gold – Instantly purchase real, allocated gold stored in fully insured vaults. Guaranteed Buyback – Sell your gold on the app to cash out instantly. Gold News & Pricing – Stay updated with real-time gold market movements. Fast & Secure Transactions – Enjoy a seamless experience with bank-grade security. Intuitive & User-Friendly Interface – Manage your gold assets with ease. Troygold brings you the best of gold investing and financial freedom—whether you’re saving, investing, or hedging against inflation. Start building your wealth with gold today! ### 7.0.1 — 2025-01-13 Hi Trojans, A big new update for 2025! We've added a new tiered pricing system to our system. Depending on the amount you purchase, we're now able to offer you preferential pricing for larger purchases. You can check this out on the "Buy" screen on the app. This update also squashes a couple of pesky bugs that some of our users experienced recently. As always, we're always working on improving your experience on the app. If you have any questions or queries, please don't hesitate to reach out on the app or at support@troygold.app. Stay golden! Troygold Team ### 7.0.0 — 2024-12-11 Hey Trojans, As the December break is fast approaching, we're making sure that you'll hit the ground running once you're back from a well-deserved rest. - In line with our recent new pricing announcement, we've added a handy indicator on the Credit Facility which shows your current loan-to-value (LTV) ratio. - As always, we're constantly improving our app experience, and we've implemented some small new changes to make your experience even smoother. As always, please don't hesitate to contact us if you have queries, questions or compliments. You can reach us on the in-app chat or at support@troygold.app. Stay golden! Troygold Team ### 6.1.10 — 2024-11-08 Hi Trojans, In our latest update, we've launched an incredible new feature which could change the way you transact forever. With our new "Transfer Gold" feature, you now have the ability to send any amount of real gold to any other Troygold user with the click of a button. Check out the "Transfer" button on the "Transact" screen of the app to check it out for yourself. Stay golden! ### 6.1.9 — 2024-11-06 Hi Trojans, In our latest update, we've launched an incredible new feature which could change the way you transact forever. With our new "Transfer Gold" feature, you now have the ability to send any amount of real gold to any other Troygold user with the click of a button. Check out the "Transfer" button on the "Transact" screen of the app to check it out for yourself. 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Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*