# True Calculator — CRE Investment Calculator

> Commercial real estate investment analysis and offering memorandum builder. (iPhone/iPad app by Close4Life.)

- Source: https://appshunter.io/ios/app/true-calculator/id6767256383 (this page in markdown: same URL + `.md`)
- Developer: [Close4Life](https://appshunter.io/developer/1777292794)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 17+
- Requires: iOS 15.0 · 9 MB
- Languages: American English
- Released: 2026-05-12
- Data updated: 2026-08-13
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/true-calculator/id6767256383/reviews.md

## What is True Calculator?

True Calculator is a professional financial calculator and investment analysis platform built for commercial real estate investors, brokers, and syndicators.

Analyze deals in seconds. Run cash flow projections, compare two properties side by side, and generate professional offering memorandums — all from one app.

FREE:
• Professional financial calculator with TVM solver
• Time value of money (N, I/YR, PV, PMT, FV)
• Light and dark mode

BASIC ($12.99/mo):
• Two-deal cash flow worksheets (CF1 + CF2)
• NOI projections with rent growth and appreciation
• Debt service analysis with balloon payment and LTV
• IRR, NPV, equity multiple, cap rate, GRM, DSCR
• Side-by-side deal comparison with winner badges
• Amortization schedules
• PDF export
• Bond pricing, breakeven, depreciation, and more

PROFESSIONAL ($29.99/mo):
• Everything in Basic
• Detailed APOD income and expense analysis (16 line items)
• Second loan / mezzanine financing
• After-tax returns with federal and state tax rates
• Depreciation recapture at 25% vs capital gains rate
• Cost segregation analysis
• Loss carry-forward with release at sale
• Capital accumulation with safe rate reinvestment
• 3-scenario analysis (conservative / base / aggressive)
• Custom annual income for stabilization properties
• Year-by-year detail tables
• Full 4-scenario deal comparison (cash, debt, after-tax, debt+tax)
• Offering Memorandum builder with 7 sections
• AI-powered content generation
• Professional multi-page OM PDF export
• Cloud sync — access your data from any device

Basic and Professional are available as in-app subscriptions. Your data syncs across app and web — sign in with the same account anywhere.

Built for real estate professionals who need serious analysis tools at a fraction of the cost of enterprise platforms.

———
Legal:
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://thetruecalc.com/privacy

## Key features

- Professional financial calculator
- Cash flow projections
- Side-by-side property comparison
- Offering Memorandum builder
- AI-powered content generation
- Cloud sync across devices

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Basic Monthly | $12.99 | per month |
| Professional Monthly | $29.99 | per month |



## Frequently asked questions about True Calculator

### What are the subscription costs for True Calculator?

True Calculator offers a Basic subscription for $12.99/month and a Professional subscription for $29.99/month. These subscriptions unlock advanced features beyond the free tier.

### Does True Calculator offer a free trial for its paid features?

The provided data does not specify if a free trial is offered for the Basic or Professional subscription tiers. Users can access the free version to explore its capabilities.

### How secure is True Calculator for financial data?

The app description emphasizes professional tools and cloud sync for accessing data across devices. While specific security measures are not detailed, it is built for professional use.

### What types of financial calculations can be performed with True Calculator?

True Calculator offers TVM solver, cash flow projections, IRR, NPV, equity multiple, cap rate, GRM, DSCR, amortization schedules, bond pricing, breakeven, and depreciation calculations.

### Can I compare multiple properties simultaneously in True Calculator?

Yes, the Basic subscription allows for two-deal cash flow worksheets and side-by-side deal comparison. The Professional subscription enhances this with full 4-scenario deal comparison.

### Does True Calculator support after-tax return analysis?

The Professional subscription tier of True Calculator includes after-tax returns, considering federal and state tax rates, depreciation recapture, and loss carry-forward.

### How often is True Calculator updated?

The latest version of True Calculator is 1.1, last updated on 2026-07-13. This indicates active development and regular updates.

### Is True Calculator available on Android devices?

The supported devices listed are iPhone, iPad, and iPod. Information regarding Android compatibility is not provided in the current data.

## Version history (last 3 releases)

### 1.2 — 2026-08-06

Fixes a problem that could stop the upgrade screen from loading, so you can now start your free trial or subscribe from inside the app.

### 1.1 — 2026-07-13

Welcome to True Calculator! We've refreshed our name and look — the same powerful real estate underwriting and investment analysis tools you rely on. Basic and Professional are available as in-app subscriptions, synced across app and web.

### 1.0 — 2026-05-12

No release notes.

## More apps by Close4Life

- [Close4Life](https://appshunter.io/ios/app/close4life/id6737632112)

All apps by Close4Life: https://appshunter.io/developer/1777292794

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*
