# TRUE Community Digital Banking — TRUE Community Credit Union

> Mobile banking app for managing accounts, transfers, bill pay, and card control. (iPhone/iPad app by TRUE Community Credit Union.)

- Source: https://appshunter.io/ios/app/true-community-digital-banking/id594386429 (this page in markdown: same URL + `.md`)
- Developer: [TRUE Community Credit Union](https://appshunter.io/developer/1606962486)
- Category: Finance, Business
- Price: Free
- Rating: 4.76/5 from 1,940 App Store ratings · 70 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 118 MB
- Languages: English
- Released: 2013-01-28
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/true-community-digital-banking/id594386429/reviews.md

## What is TRUE Community Digital Banking?

Access your TRUE Community accounts right here from your mobile device. Check account balances, review transactions, transfer funds, pay bills, deposit checks, turn debit and credit card access on and off, and more.

With the TRUE Community Digital Banking App, it’s easy to do your banking, 24/7, no matter where you are.
To start, download the free App, register, and start enjoying the convenience of having a branch in the palm of your hand.

FEATURES:

CARD MANAGEMENT
- Protect your cards against unauthorized use
- Turn OFF debit or credit cards if misplaced or lost
- Turn ON if found and account has not been jeopardized
- No new authorizations can be approved if cards have been turned OFF

MONITOR YOUR ACCOUNTS
- See account balances and transaction history
- View processed check images
- Financial Wellness - tracking, budgeting, spending

TRANSFERS
- Transfer money to and from other accounts you have under your member number
- Schedule a one-time transfer to another account
- Schedule a transfer for a future date
- Member-to-Member
- Person-to-Person payments with Zelle

LIVE CHAT WITH TRUE EMPLOYEES

MOBILE BILL PAY
- Set up payees and submit payments right from your mobile device

PIN LOGIN
- Set up a 4 digit PIN for easier access to your app

Disclosures
Some features are available for eligible members and accounts only. There is no charge from TRUE Community Credit Union to use this app but message and data rates may apply. Some charges include those from your communications service provider.

## Key features

- Account balance and transaction monitoring
- Fund transfers and scheduling
- Mobile bill payment
- Card management (on/off)
- Check deposit
- Live chat support
- Person-to-Person payments with Zelle

## What do users think of TRUE Community Digital Banking?

Overall sentiment: negative

**Pros**

- 💻 User-friendly interface
- 🔍 Helpful features (credit score, spending tracking)
- 🤝 Great customer service
- 🆕 Smooth app updates

**Cons**

- 🐛 Frequent app crashes and bugs
- 🔑 Login issues (password reset, account access)
- ⏱️ Slow performance and lagging
- 🔄 Inconsistent user experience (app vs. website)

**Commonly reported bugs**

- App unable to recognize user login credentials
- Blank pop-up boxes and unresponsive features
- Incorrect account information and transaction details

**Most requested features**

- Ability to reorder account display
- Improved Zelle integration
- Pending ACH transaction visibility
- Consistent biometric login support

## Recent user reviews (10 of 70)

All indexed reviews: https://appshunter.io/ios/app/true-community-digital-banking/id594386429/reviews.md

### 5/5 — Good app

*2026-07-10, version 4021.0.2*

Very good and useful bank app. Barely glitches

### 5/5 — Great bank

*2026-06-30, version 4021.0.2*

I love the option of online banking!

### 1/5 — Zelle is poor

*2026-06-27, version 4021.0.2*

Zelle is poor

### 5/5 — Grass lake team

*2026-06-21, version 4021.0.2*

Always a pleasure to see !

### 5/5 — I Love True they make it easy !!

*2026-06-18, version 4021.0.2*

I’ve been a member for 41 years and my credit union has always been important to me so the ease of use and top notch service whenever there is a issue has always been AmaZing !! I will always be True to True !! Thank you !!
Dennis Willard

### 2/5 — Zelle don’t work

*2026-03-30, version 4019.1.0*

So I keep getting an error message every time I try to login with Zelle I have not been able to transfer funds using Zelle in over six months. Every time I login I do receive a text message to make sure I am who I say I am but then boom error no specific code just error.

### 1/5 — CP Fed Preferred

*2026-01-28, version 4019.1.0*

Don’t like this financial institution since it changed over to the generic version of a credit union! They increase the difficulty of getting a loan of any kind! I had CP Fed Credit Union for many years before being notified of the changeover and was being optimistic that the practices would remain the same but I was sadly disappointed! Will look for a credit union that is actually working for the people!

### 5/5 — Love it

*2025-03-20, version 4015.1.2*

The app is updated frequently with relevant services that continue to make it better and better.  It has great features like bill payment, Zelle, the ability to control all of my cards, see my credit score, get text alerts and so much more.  Keep up the good work!

### 5/5 — Love this

*2025-02-08, version 4015.1.2*

I love this app. It is so simple for me to use. I have always been treated well here so, here I will stay!

### 1/5 — App shuts down every other business day

*2024-11-20, version 4013.2.0*

Not able to make any purchase or view anything associated with my truecc bank because the app is down? 🤨 worst banking in America 0/10 do not recommended get it together btc

## Frequently asked questions about TRUE Community Digital Banking

### What can I do with the TRUE Community Digital Banking app?

The app allows you to check account balances, review transaction history, transfer funds between your accounts, pay bills, deposit checks, and manage your debit and credit cards by turning them on or off. You can also utilize Person-to-Person payments with Zelle and engage in live chat with credit union employees.

### Is the TRUE Community Digital Banking app free to use?

Yes, there is no charge from TRUE Community Credit Union to use this app. However, message and data rates from your communications service provider may apply.

### How do I ensure my card is secure with this app?

The app offers card management features that allow you to protect your cards against unauthorized use. You can turn off your debit or credit cards if they are misplaced or lost, and turn them back on if found. If cards are turned off, no new authorizations can be approved.

### What are the benefits of using this app for banking?

This app provides the convenience of managing your banking needs 24/7 from your mobile device, essentially giving you a branch in the palm of your hand. It simplifies tasks like checking balances, transferring money, paying bills, and depositing checks, all while offering enhanced security features for your cards.

### Can I make payments to other people using this app?

Yes, the app supports Person-to-Person payments through Zelle, allowing you to send money to other individuals. You can also set up payees and submit payments for your bills directly from your mobile device.

## Version history (last 5 releases)

### 4021.0.2 — 2026-05-04

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4019.1.0 — 2026-01-21

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4019.0.3 — 2025-12-17

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4018.1.1 — 2025-10-07

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4018.0.0 — 2025-07-29

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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## More apps by TRUE Community Credit Union

- [TRUE Super Saver](https://appshunter.io/ios/app/true-super-saver/id1190941394)

All apps by TRUE Community Credit Union: https://appshunter.io/developer/1606962486

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
