# TRUE Community Digital Banking — user reviews

> 70 indexed App Store user reviews of TRUE Community Digital Banking by TRUE Community Credit Union, rated 4.76/5 from 1,940 ratings.

- Source: https://appshunter.io/ios/app/true-community-digital-banking/id594386429/reviews
- App overview in markdown: https://appshunter.io/ios/app/true-community-digital-banking/id594386429.md
- Rating breakdown: 5★ 1,527 · 4★ 136 · 3★ 30 · 2★ 8 · 1★ 43

## What do users think of TRUE Community Digital Banking?

Overall sentiment: negative

**Pros**

- 💻 User-friendly interface
- 🔍 Helpful features (credit score, spending tracking)
- 🤝 Great customer service
- 🆕 Smooth app updates

**Cons**

- 🐛 Frequent app crashes and bugs
- 🔑 Login issues (password reset, account access)
- ⏱️ Slow performance and lagging
- 🔄 Inconsistent user experience (app vs. website)

**Commonly reported bugs**

- App unable to recognize user login credentials
- Blank pop-up boxes and unresponsive features
- Incorrect account information and transaction details

**Most requested features**

- Ability to reorder account display
- Improved Zelle integration
- Pending ACH transaction visibility
- Consistent biometric login support

## Newest reviews (10 of 70)

### 2/5 — Zelle don’t work

*2026-03-30, version 4019.1.0*

So I keep getting an error message every time I try to login with Zelle I have not been able to transfer funds using Zelle in over six months. Every time I login I do receive a text message to make sure I am who I say I am but then boom error no specific code just error.

### 1/5 — Removed Face ID

*2022-11-22, version 4005.2.1*

This update is aweful. Why was Face ID removed?  When I click the “forgot username/password” link it asks for my info then says there is already an account with those details please login 🤦‍♂️ 
App is broken now.

### 1/5 — Horrible

*2022-11-16, version 4005.2.1*

Logs me out and says my password is wrong

### 1/5 — Update broke the app

*2022-10-29*

After the digital refresh it keeps asking me to sign in which is fine but I when I put my info In it takes me to the next step here it ask for sms voice call or email the sms pops up my old number that I don’t even use and I went to the bank and changed my phone number aka updated it and it still uses my old phone number and it doesn’t even give me an option to use my email it does but the pop up box is blank and I already put in my info on the page before the one I’m on

### 1/5 — HORRIBLE TERRIBLE AWFUL !!!!

*2022-10-29, version 4005.2.1*

Honestly one of the worst credit unions I’ve ever worked with in my life.  The website is absolutely atrocious and never works. Always down for maintenance and you have to change your login every time you try to pay a bill. ABSOLUTELY TERRIBLE!!!!!!!!!!!!!!!!!!!

### 1/5 — Slow and buggy to slower and buggier.

*2022-10-27, version 4005.2.1*

A verification text is required every login in now, that in addition to the non stop errors and the required changing of log in information make this app almost unusable to me. They needed to focus on responsiveness and ease of use, instead the exact opposite has been done. All I want is to see my account balance quickly and easily, instead they prioritize everything else. Honestly one star is to high.

### 2/5 — Account order

*2022-10-24, version 4002.3.3*

The new app rearranged the order of how my account display. I want to reorder theses by priority. I don’t care to see my Christmas Club account at the top of my list for daily use.  Instead I need to scroll to see my primary accounts. This is not convenient/efficient for me.

### 5/5 — Great update

*2022-10-22, version 4002.3.3*

After having to re-register the app has been great! Love the new look and how it is user friendly. Also love being able to save an account I transfer to frequently. Good job TRUE 👍🏼

### 5/5 — Love it!!

*2022-10-22, version 4002.3.3*

I love this new app!! It makes it so much easier to transfer funds to other TRUE accounts and can link external accounts too!! I love that it allowed me to set up a savings goal and I can also see my credit score right on my app! So many great things about this new app! #TRUECCU #TRUEtoOurMembers ❤️❤️

### 5/5 — Excited!

*2022-10-22, version 4002.3.3*

Love the new app and it’s functionality! So many new features that make banking online easy and cool!

## Most critical reviews (10 lowest-rated)

### 1/5 — Zelle is poor

*2026-06-27, version 4021.0.2*

Zelle is poor

### 1/5 — CP Fed Preferred

*2026-01-28, version 4019.1.0*

Don’t like this financial institution since it changed over to the generic version of a credit union! They increase the difficulty of getting a loan of any kind! I had CP Fed Credit Union for many years before being notified of the changeover and was being optimistic that the practices would remain the same but I was sadly disappointed! Will look for a credit union that is actually working for the people!

### 1/5 — App shuts down every other business day

*2024-11-20, version 4013.2.0*

Not able to make any purchase or view anything associated with my truecc bank because the app is down? 🤨 worst banking in America 0/10 do not recommended get it together btc

### 1/5 — Absolutely horrible

*2024-09-10, version 4013.2.0*

App crashes all the time, it gives me issues all the time when trying to use Zelle, it is very slow and I don’t like the fact that when you open the app, you immediately see your account balance.

### 1/5 — Completely unusable

*2024-08-09, version 4013.2.0*

The app UI is extremely buggy and doesn’t allow you to login. Whenever you try to paste in your username or password, the login page jumps around and doesn’t receive the paste.
Same thing happens when you try to autofill using a password manager.

### 1/5 — Horrible

*2024-06-11, version 4012.3.0*

App freeze and locks all the time. I can’t transact in the app because it locks up every time goes to a new page. Horrible!

### 1/5 — A month and they still didn’t see it coming

*2024-06-04, version 4012.3.0*

Two credit unions merged, with all of one transferring to the other. Received several emails to “get ready”. Then when it’s time to use the one credit union’s app (True Community), I’m unable to register my account, change user name, and change password. Glad I was given a month to suddenly not be able to access my money. Still haven’t spoken to anyone on the phone due to high call volume.

### 1/5 — Does not work

*2023-09-27, version 4009.1.1*

App is broke.

### 1/5 — Not So Good

*2022-12-27, version 4005.2.1*

I’m reviewing g this on the biometric feature only. Never works. It works for a couple of times then quits and never to work again…

### 1/5 — Trash

*2022-12-02, version 4005.2.1*

Changed everything now I can’t even access the app

## Most praised reviews (10 highest-rated)

### 5/5 — Good app

*2026-07-10, version 4021.0.2*

Very good and useful bank app. Barely glitches

### 5/5 — Great bank

*2026-06-30, version 4021.0.2*

I love the option of online banking!

### 5/5 — Grass lake team

*2026-06-21, version 4021.0.2*

Always a pleasure to see !

### 5/5 — I Love True they make it easy !!

*2026-06-18, version 4021.0.2*

I’ve been a member for 41 years and my credit union has always been important to me so the ease of use and top notch service whenever there is a issue has always been AmaZing !! I will always be True to True !! Thank you !!
Dennis Willard

### 5/5 — Love it

*2025-03-20, version 4015.1.2*

The app is updated frequently with relevant services that continue to make it better and better.  It has great features like bill payment, Zelle, the ability to control all of my cards, see my credit score, get text alerts and so much more.  Keep up the good work!

### 5/5 — Love this

*2025-02-08, version 4015.1.2*

I love this app. It is so simple for me to use. I have always been treated well here so, here I will stay!

### 5/5 — Online banking

*2024-10-11, version 4013.2.0*

It’s fast and convient. It a good tool to move money around or check balance, or keep track of your loans etc..

### 5/5 — So happy!

*2022-10-24, version 4002.3.3*

I love this upgrade! There are so many new features. It’s different but in the best way possible. I love that I can see my predicted credit score and shows what is on my credit report, it’s better then credit karma.  Thank you for caring for your members and giving us an app that has so many cool things.

### 5/5 — Huge upgrade!

*2022-10-24, version 4002.3.3*

So much more user friendly and so many more options! L O V E!

### 5/5 — Fresh & Easy

*2022-10-24, version 4002.3.3*

This new look is clean and modern, and the interface is so simple and user-friendly. What a welcomed step forward for the membership experience!

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
