# True Finance – Budget Manager — Track expenses & save money

> Track expenses & save money (iPhone/iPad app by MOHAMMED HAMED AHMED BAGHAFFAR.)

- Source: https://appshunter.io/ios/app/true-finance-budget-manager/id6749470400 (this page in markdown: same URL + `.md`)
- Developer: [MOHAMMED HAMED AHMED BAGHAFFAR](https://appshunter.io/developer/1830617883)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 18.0 · 9 MB
- Languages: American English
- Released: 2025-08-18
- Data updated: 2026-09-10
- User reviews in markdown: https://appshunter.io/ios/app/true-finance-budget-manager/id6749470400/reviews.md

## What is True Finance?

Most finance apps are cluttered with unnecessary graphs and features you'll never use. TrueFinance is different.
Built for clarity and grounded in reality, TrueFinance is a premium workspace designed for those who want to bridge the gap between everyday money tracking and long-term wealth management.

Why TrueFinance?

TrueFinance focuses on Reality-Grounded Planning. We believe your budget should reflect the money you actually possess, not just a theoretical forecast. Our unique "Awareness Line" ensures your planning stays tied to your real bank balances at all times.

Key Features: 

- A Unified Source of Truth: Monitor your checking, savings, and physical assets in one structured interface. Group accounts by "Budgetable Cash" vs. "Tracked Assets" to know exactly what you can spend today and what you own for tomorrow.

- Isolate the Unusual: Life happens. Use "Major Events" to separate one-off, large-scale expenses from your recurring monthly budget. This keeps your regular spending metrics accurate and your "scorecards" reliable.

- Track Lasting Wealth: Beyond bank balances, TrueFinance lets you manage physical assets. From vehicles to investments, watch your true Net Worth grow over a beautiful 6-month historical timeline.

- Disciplined Goal Building: Create savings goals that are funded by real income pooling. When a goal is reached, convert it into a tracked asset with a single tap, capturing the journey from saving to owning.

- Premium, Focused Experience: Immerse yourself in a sophisticated dark-mode UI featuring glassmorphic design and vibrant teal accents. No ads, no clutter—just the professional tools you need to master your money.

- Privacy & Portability: Your data is yours. Benefit from secure local storage with easy JSON backups and PDF exports for sharing or reviewing your performance.

Stop just tracking your spending. Start defining your wealth with TrueFinance.


## Version history (last 5 releases)

### 4.4 — 2026-09-06

Version 4.4 is about the everyday: recording things faster,
finding them quicker, and knowing where your money stands
before you commit it.

• Duplicate a transaction
Repeat something you've already recorded without typing it
again. Open the menu on any expense, income, or transfer and
choose Duplicate.

• Tap the chart to focus a day
Tap any day on the monthly chart to see just that day —
income and transfers included, not only expenses.

• A heads-up before spending reserved money
If an expense would dip into money you've set aside for a
goal, you'll see how much is genuinely free to spend first.
You can still go ahead — it's your call, not a surprise later.

• Reorder your budget categories
Drag them into the order you actually think about them.

• Quicker and smoother
Long lists scroll better and saving takes less time, after a
sizeable clean-up under the hood.

Thanks for using True Finance.

### 4.3 — 2026-08-10

This version includes bug fixes and general UI improvements.

### 4.2 — 2026-07-15

This version includes bug fixes and general UI improvements.

### 4.1 — 2026-05-27

Version 4.1 brings stability fixes in the following areas:

• You can now edit posted settlements and recoveries directly from Major Events.
• Major Event totals are more accurate, and related history now shows the most recent activity first.
• We also refined Major Event payment and recovery flows with clearer balance previews and smoother confirmations.

### 4.0 — 2026-05-12

Thank you for choosing TrueFinance to manage your personal finances! Version 4.0 is our most ambitious update yet, bringing several major features so you can transition from daily tracking to long-term wealth building with total clarity.

- Major Events: Keep your monthly budget clean by isolating large, one-off expenses (like a car purchase or tax payment) from your day-to-day spending.
- Tracked Assets: Manage the value of your physical assets—vehicles, jewelry, and more—directly alongside your bank accounts to see your full financial picture.
- Comprehensive Net Worth: Experience our new "Calm" Net Worth curve, featuring a 6-month historical timeline and a provisional view of your current month’s progress.
- Goal-to-Asset Conversion: Seamlessly turn your completed savings goals into permanent tracked assets once you make the purchase.
- Month-End Summaries: Get a high-level performance review at the close of every month to see exactly how you’ve grown.
- The 4.0 Rebrand: Enjoy a completely overhauled, premium glassmorphic UI designed for a focused and professional dark-mode and light-mode experience.

We’re excited to help you define your wealth. Happy planning!

## Apps similar to True Finance

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| --- | --- | --- | --- |
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| [Wali: Budget & Track Money](https://appshunter.io/ios/app/wali-budget-and-track-money/id6758682598) | 5.0 (5) | Free | Finance |
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| [Expendica: Expense Tracker](https://appshunter.io/ios/app/expendica-expense-tracker/id6745030673) | 5.0 (1) | Free | Finance |
| [Freak Finances: Budgeting](https://appshunter.io/ios/app/freak-finances-budgeting/id6502695495) | — | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*