# True iLoan - Calculator 1 > Loan comparison calculator for true interest rates and debt management. (iPhone/iPad app by HENRIX AS.) - Source: https://appshunter.io/ios/app/true-iloan-calculator-1/id317430009 (this page in markdown: same URL + `.md`) - Developer: [HENRIX AS](https://appshunter.io/developer/312292199) - Category: Finance, Business - Price: Free with in-app purchases - Rating: 4.20/5 from 5 App Store ratings · 15 written reviews indexed - Age rating: 4+ - Requires: iOS 8.0 · 42 MB - Languages: American English, Arabic, Catalan, Czech, Danish, Dutch, Finnish, French (France), German (Germany), Greek and 22 more - Released: 2009-06-14 - Data updated: 2026-07-11 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/true-iloan-calculator-1/id317430009/reviews.md ## What is True iLoan? How can you find your best loan? The only way is to compare the true rate. The true rate take into account all the costs; the initial cost, the term cost and the interest. The rate - the nominal interest rate - given by the financial institutions tells only part of the story. Compares also with best loans and average rate in your neighborhood, all loan rates visible in a map. Debt control: Doesn't your income cover the monthly debt payments? Find your total debt and sum cost for it per month. Avoid getting any unpleasant surprises before you increase your debt. It calculates the true rate both for serial and amortized loans, all the costs are included in the calculations. Loan for housing, car, flat all kind of loans are supported. The financial institution can be contacted to get a new improved offer. Loans can be saved, all calculations are saved for later reference. Changes on all loan details are available: rate, amount, image, start cost, term cost and length. Easy to use: - built in help information makes the banking language easier to understand - All formatting according to your language selection - Best loans in your your neighborhood displayed in a map - Average loan rate in your neighborhood is calculated - choose your preferred color of the user interface ( bright or dark theme) Debt: - Find your total debt of all your loans - Find the cost per month of your total debt Detail description: - Average rate in your area - Best loan rate in your area - Can add a image of what your are investing in (car, boat, cottage e.g) - Calculates true rate - the only way to compare loans - Gives overview of all your loan details - Can add payment free period - Can add extra payment and you can calculate your reduction in total cost - Can create payment schedule for the loan - Can use different payment terms - monthly, quarterly and yearly - Can add cost per payment term - Gives you overview of all cost split into downpayment, rates and other cost - Simulates different loans and payment on the fly by changing cost, rate, duration - Updates the loan details from the calculator without leaving the calculator - Support serial loan and amortizing loans - Save all your loans - Take care of all your calculations ## Key features - Calculate true loan interest rate - Compare loan offers - Debt control and total cost calculation - Visualize loans on a map - Save and manage loan details - Simulate loan payment changes ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Extra | $1.99 | one-time | | Premium | $2.99 | one-time | ## Recent user reviews (10 of 15) All indexed reviews: https://appshunter.io/ios/app/true-iloan-calculator-1/id317430009/reviews.md ### 1/5 — Unsupported junk *2021-07-26* No longer works at all. Crashed reliably. ### 4/5 — Muy útil *2017-09-28, version 3.05* Fácil de isar ### 1/5 — No funciona la versión paga *2017-06-10, version 3.05* He comprado la versión standard y la completa y no funciona, a pesar que se hizo el cobro el programa no aplica para la función paga ### 1/5 — TBK DE COLISSSS *2017-02-21, version 3.05* vrai crissss de scrap!!! ### 1/5 — Does not work *2017-01-09, version 3.04* I tried the application... Everytime you click on the 'ok' button, the app closes! It does not save anything you put in it!!! ### 4/5 — Excelente Herramienta *2016-06-11, version 3.02* Muy útil, práctica fácil de aplicar y muy rápida ### 1/5 — Ärgerlich *2015-07-29, version 2.10* Taugt nicht. Um z.B. Eine Übersicht über schon laufende Darlehen aufzustellen m.E. unbrauchbar. Monatliche Raten kann ich nicht eingeben, nur Anfangsdaten wie Ges.darlehen und Zinsen, Laufzeit etc ### 5/5 — Nice app - recommended *2015-05-18* Nice to find the correct cost of the loan. Can also store all your loans. Great! ### 2/5 — New version not an improvement, sorry *2015-03-15* Sorry but this new version, though more "modern" looking, is not an improvement. User interaction isn't as good, fake "buttons", annoying ads, and the flow through the UI all add up to me wishing I hadn't updated to the new version. Please try again. Worse yet - just updated to the latest update to see if things had been improved and now it crashes on launch every time. (iOS 7.1.2, iPhone 5). Deleted app and reinstalled, same thing. ### 1/5 — They ruined this ap *2015-03-07* It used to be super simple. Now its a pain to use. Font is hard to see. Gray with a black background. Takes 3 times as many steps just to see a simple calculation. ## Frequently asked questions about True iLoan ### What is the true interest rate calculation in True iLoan? True iLoan calculates the true interest rate by factoring in all costs associated with a loan, not just the nominal interest rate. This includes initial costs, term costs, and interest, providing a more accurate comparison of loan offers. ### Can True iLoan help me manage my existing debt? Yes, True iLoan offers debt control features. It helps you find your total debt and calculate the monthly cost for it, allowing you to avoid unpleasant surprises before taking on more debt. ### Does True iLoan support different types of loans? True iLoan supports various loan types, including housing, car, and flat loans. It can calculate the true rate for both serial and amortized loans, ensuring comprehensive comparison. ### How does True iLoan display loan information geographically? The app displays the best loan offers and average loan rates in your neighborhood on a map. This visual representation helps you easily identify local financial opportunities. ### Can I save my loan calculations in True iLoan? Yes, all your loan calculations and details can be saved for later reference within True iLoan. You can also make changes to loan details like rate, amount, and start cost. ### Is True iLoan available on Android devices? Based on the provided data, True iLoan is available for iPhone and iPod. Platform compatibility for Android is not specified in the current information. ### How frequently is True iLoan updated? The latest version of True iLoan is 3.05, and it was last updated on February 6, 2017. This indicates a less frequent update cycle in recent years. ### What is the user rating for True iLoan? True iLoan has a rating of 4.2 stars from 5 ratings. This suggests generally positive user sentiment based on the available feedback. ## Version history (last 5 releases) ### 3.05 — 2017-02-06 This app has been updated by Apple to display the Apple Watch app icon. Removed a minor bug ### 3.04 — 2016-12-13 removed a minor bug ### 3.03 — 2016-12-04 Removed bugs. ### 3.02 — 2016-05-16 Removed small errors ### 3.01 — 2016-03-05 Removing a bug that makes the app crash if not proper data is entered. ## Apps similar to True iLoan | App | Rating | Price | Category | | --- | --- | --- | --- | | [Parali](https://appshunter.io/ios/app/parali/id6443763240) | — | Free | Finance | | [Greatweek.com](https://appshunter.io/ios/app/greatweekcom/id1662945960) | 5.0 (1) | Free | Finance | ## More apps by HENRIX AS - [True iLoan-Top Loan 1](https://appshunter.io/ios/app/true-iloan-top-loan-1/id346498447) All apps by HENRIX AS: https://appshunter.io/developer/312292199 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-11.*