# True Wealth — Wealth management. Simplified.

> ETF-based wealth management for investing, saving, and retirement planning. (iPhone/iPad app by True Wealth AG.)

- Source: https://appshunter.io/ios/app/true-wealth/id1533071762 (this page in markdown: same URL + `.md`)
- Developer: [True Wealth AG](https://appshunter.io/developer/1533071764)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 4 App Store ratings
- Age rating: 4+
- Requires: iOS 13 · 4 MB
- Languages: American English, French (France), German (Germany)
- Released: 2020-10-27
- Data updated: 2026-07-21
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/true-wealth/id1533071762/reviews.md

## What is True Wealth?

Our ETF-based wealth management makes investing and saving for retirement easier than ever. Today, we manage assets worth over CHF 3 billion for more than 45'000 clients.

Online wealth management:

You set the targets and retain control over your investment strategy. We take care of the implementation.

Our management fee of 0.25 to 0.5 percent covers numerous services: portfolio construction, rebalancing, custody fees, trading fees, deposits and withdrawals, the Swiss e-tax statement, and risk profiling.

At 0.13 percent for a typical, globally diversified, equity-oriented portfolio, the external product costs (TER) are extremely cost-efficient. FX hedging and sustainable investments are available as options. The minimum deposit is CHF 8'500.

ETF child portfolio:

It works like our wealth management solution. The account is in the child's name and is fair to the child. There is also a voucher for friends and relatives who would like to give a child portfolio as a gift. From CHF 1'000.

Pillar 3a:

The third pillar is seamlessly integrated into our wealth management solution, but can also be used as a standalone product. We manage your assets in pillar 3a free of charge, with a management fee of 0.0 percent. In addition, you receive 0.35 percent interest on cash. From CHF 1'000.

About True Wealth:

True Wealth was founded in 2013 by Oliver Herren, the co-founder of Digitec Galaxus AG, and Felix Niederer, physicist and portfolio manager. It is a Swiss public limited company based in Zurich. True Wealth is licensed as a wealth manager of collective assets and is supervised by the Swiss Financial Market Supervisory Authority (FINMA).

## Key features

- ETF-based wealth management
- Retirement savings
- Child investment portfolios
- Pillar 3a integration
- Portfolio rebalancing
- Cost-efficient management fees


## Frequently asked questions about True Wealth

### What is the minimum deposit for True Wealth?

The minimum deposit for the standard wealth management solution is CHF 8,500. For the ETF child portfolio and Pillar 3a accounts, the minimum deposit is CHF 1,000.

### What are the management fees for True Wealth?

The management fee ranges from 0.25% to 0.5% and covers services like portfolio construction, rebalancing, and custody fees. For Pillar 3a, the management fee is 0.0%.

### Is True Wealth secure?

True Wealth is a Swiss public limited company licensed as a wealth manager of collective assets and supervised by the Swiss Financial Market Supervisory Authority (FINMA), indicating a high level of regulatory oversight and security.

### How often is True Wealth updated?

The latest version is 1.5.5, and it was last updated on April 8, 2026. This suggests a regular update schedule to maintain and improve the application.

### What devices does True Wealth support?

True Wealth is available on iPhone, iPad, and iPod, making it accessible to a wide range of Apple users.

### Does True Wealth have ads?

Yes, True Wealth contains advertisements. This is factored into its free-to-use model.

### What is the age rating for True Wealth?

True Wealth has an age rating of 4+, meaning it is suitable for users of all ages.

### What are the external product costs (TER) for True Wealth?

For a typical, globally diversified, equity-oriented portfolio, the external product costs (TER) are 0.13 percent, which is considered extremely cost-efficient.

## Version history (last 5 releases)

### 1.5.9 — 2026-07-16

Minor bugfixes.

### 1.5.6 — 2026-06-17

Minor bugfixes.

### 1.5.5 — 2026-04-08

Minor bugfixes.

### 1.5.4 — 2026-03-14

Minor bugfixes.

### 1.5.3 — 2026-01-27

Minor bugfixes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-21.*