# TrueCost: Money Decisions — Rent, buy, invest & more

> Rent, buy, invest & more (iPhone/iPad app by Fatih Kaan Salgir.)

- Source: https://appshunter.io/ios/app/truecost-money-decisions/id6780198646 (this page in markdown: same URL + `.md`)
- Developer: [Fatih Kaan Salgir](https://appshunter.io/developer/1771217558)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 26.1 · 6 MB
- Languages: American English
- Released: 2026-06-30
- Data updated: 2026-10-12

## What is TrueCost?

Rent or buy? Annual or monthly subscription? Finance it or pay cash?

TrueCost turns any big money "what if" into a clear answer. Build two options side by side, set how long you want to look ahead, and see which one actually leaves you better off — all in today's money.

Compare any two money decisions

Each option is made of simple building blocks: income, expenses, investments, assets, and loans. That's enough to model almost any choice — rent vs buy a home, owning a car vs ride-hailing, leasing vs buying, paying cash vs financing, investing a lump sum vs buying property, or two investment strategies. TrueCost projects both and shows a dual net-worth chart, a verdict with the size of the gap, and exactly when one option overtakes the other.

Honest, inflation-adjusted numbers

Everything is shown in today's money, so a number 20 years out means what it sounds like. The rates you enter are treated as nominal and converted to real using each item's inflation — no inflated headline figures.

Start in seconds

Pick from ready-made presets — Salary, Rent, Index fund, Mortgage, Car, and more — then tweak the numbers to match your situation.

Built for real life

• Income, expenses, investments, assets, and loans
• Recurring or one-time items, with start and end dates
• Loan amortization and asset depreciation
• Multi-currency: set exchange and inflation rates per currency, or fetch live
  rates
• Horizons from 6 months to 50 years

Private and free

No account. No sign-up. Your scenarios stay on your device.

TrueCost is a comparison and planning tool that uses clear, simplifying assumptions. It is not financial advice.

## Is TrueCost safe?

Not enough ratings yet to assess TrueCost.

## Is TrueCost legit?

TrueCost: Money Decisions has limited verification signals. The AppsHunter Legitimacy Score for TrueCost is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-07-01

No release notes.

## More apps by Fatih Kaan Salgir

- [Pushmark – Push Notifications](https://appshunter.io/ios/app/pushmark-push-notifications/id6727016886)

All apps by Fatih Kaan Salgir: https://appshunter.io/developer/1771217558

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-12.*