# TrueMoney - Pay & Earn Coins — Effortless Money Management

> Thailand's leading financial app for mobile payments, bill pay, and savings. (iPhone/iPad app by True Money Company Limited.)

- Source: https://appshunter.io/ios/app/truemoney-pay-and-earn-coins/id663885752 (this page in markdown: same URL + `.md`)
- Developer: [True Money Company Limited](https://appshunter.io/developer/1044522791)
- Category: Finance, Shopping
- Price: Free
- Rating: 3.40/5 from 297 App Store ratings · 118 written reviews indexed
- Age rating: 9+
- Requires: iOS 15.0 · 375 MB
- Languages: American English, Burmese, Khmer, Thai
- Released: 2013-07-15
- Data updated: 2026-08-24
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/truemoney-pay-and-earn-coins/id663885752/reviews.md

## What is TrueMoney?

TrueMoney is Thailand’s leading financial application for all mobile network users (AIS, Dtac, TrueMove H). Our all-in-one app lets you securely make cashless and cardless payments for all your everyday needs, including mobile top-ups, bill payments, online and offline purchases, and much more! Enrich your daily life, and enjoy exclusive promotions and discounts across a wide variety of merchants and services. Simplify your finances for more possibilities with a high yield saving account with cashback after spending, insurances, and investment in various assets. We also empower businesses of all sizes and help SME entrepreneurs to grow their business.


Instant phone top-up
> Top-up your TrueMove H prepaid phone numbers easily anytime, anywhere.
> Get exclusive promotions and data packages only in the app.
> Enjoy privileges with TrueID TV, TrueYou, TruePoints and many more partners.


Protect all your transactions with TrueMoney Secure
Pay with confidence knowing that your information is fully encrypted, secured, and protected. Pay with your wallet balance, or link a credit / debit card and shop at offline stores, or pay bills. Pay online with confidence as you can control payment within the amount that you top-up. No need to share your credit card or bank account numbers to others. TrueMoney also verifies to make sure that you are the one who makes transactions with face verified technology. Multiple layers of advanced security, including 24/7 real-time monitoring and world-class data encryption technology, keeps your money and data safe, and your transactions 100% secure.


Shop at 7-Eleven and other stores without cash and pay in abroad
> Pay hassle-free at 7-Eleven, Makro, True Coffee, and thousands of other merchants without cash. Earn TruePoints and other rewards. Enjoy special promotions from our merchant partners, with new promotions added every day.
> Pay in abroad at over 40 destinations. No need to exchange cash. Just open TrueMoney to pay.


Send & receive money with ease
Securely and instantly transfer money without fees between TrueMoney and enjoy convenient features such as gift envelopes, link to pay, and reminder to return money.


Easy top-up
> Link a bank account for quick and secure top-ups (all major banks supported).
> Top up via internet banking, 7-Eleven stores, Boonterm top-up machines, ATM, TrueMoney kiosks, and more.


Note: Apple is not a sponsor, and is not, in any part, related to the promotional activity within this application.

## Key features

- Cashless and cardless payments
- Mobile top-ups and bill payments
- Online and offline purchases
- Exclusive promotions and discounts
- High yield savings account
- Send and receive money
- International payments

## What do users think of TrueMoney?

Overall sentiment: negative

**Pros**

- 🚀 Fast and easy to use
- 💡 Convenient scan to pay at 7-Eleven
- 👍 Lots of discounts and promotions

**Cons**

- 🐛 Buggy and crashes frequently
- 🤖 Lack of English language support
- 🤷‍♀️ Useless for foreigners/non-Thai users
- 🔒 Concerns about data privacy and security

**Commonly reported bugs**

- Unable to scan passport/ID
- Registration process not working
- Connectivity issues and failed transactions
- App crashes and freezes frequently

**Most requested features**

- Support for international payment methods
- Prompt Pay integration for peer-to-peer payments
- Improved passport/ID scanning process
- Multi-language support, especially English

## Recent user reviews (10 of 118)

All indexed reviews: https://appshunter.io/ios/app/truemoney-pay-and-earn-coins/id663885752/reviews.md

### 1/5 — Useless for foreigners

*2026-08-18, version 6.0.0 (1905)*

They make you go through the entire application process which includes submitting your passport information just for you to not be able to use the app even after approval. An absolute waste of time and energy.

### 1/5 — Never use this App, as a visitor

*2026-06-14, version 5.78.1 (1892)*

You can’t transfer money or withdraw money once you deposit or someone send you money. Basic only allow you 3000 which is just one trip to expensive places. And money more than that is froze in the wallet just to use in seven Eleven. That’s seems scam. So if you are visitor don’t use this app.

### 5/5 — As long as you have a Thai bank account…

*2026-06-08, version 5.78.1 (1892)*

This is a great app. You can’t directly connect an international bank account or credit card. It’s not surprising given how Thailand locks down its banking sector to maximize profit from foreigners. My guess is that the lack of support for international forms of payment is very likely imposed externally by regulation. I don’t see a business like True turning down ‘free’ money from abroad unless they have to.

### 2/5 — Constantly crashes

*2026-06-05, version 5.78.0 (1892)*

App is constantly crashing, unfortunately it’s the only thing available for foreigners who can’t get Thai bank account and are wanting to pay with QR code :/

### 1/5 — Useless Staff

*2026-05-27, version 5.77.1 (1886)*

The app will not open unless a facial scan is completed every time when trying to use the app. Trying to resolve with staff via chat is useless.

### 1/5 — Not a good app

*2026-05-22, version 5.77.1 (1886)*

I signed up and then can’t even use the app won’t accept my Visa card

### 1/5 — TOURIST BEWARE

*2026-04-04, version 5.75.3 (1877)*

Don’t use if you’re a tourist. If you do only put in very small amounts. If you lose your phone you’ll have to get a new tourist SIM and won’t be able to get the OTP code to access funds tied to your old phone. No English customer support to help.

### 1/5 — Application Delay

*2026-03-23, version 5.75.2 (1876)*

After I updated lasted version in IOS ,application is very delay.

### 1/5 — Most lagging App ever used in my entire life

*2026-03-22, version 5.75.2 (1876)*

Before it’s just fine until I was forced to update the App. Now it takes about 12 seconds to load to the bio-login prompt, and takes about 20 seconds to show the full homepage after logged in. Then it takes 5-10 seconds to respond every single tap on anything on the screen. Product manager should be fired.

### 1/5 — Absolutely useless and impossible to use.

*2026-02-02, version 5.74.0 (1866)*

I hate whoever made this app. It’s useless, impossible to start using and complete joke. I HATE TRUEMONEY

## Frequently asked questions about TrueMoney

### What does TrueMoney do?

TrueMoney is a leading financial application in Thailand that allows users to make cashless and cardless payments for various needs. This includes mobile top-ups, bill payments, online and offline purchases, sending and receiving money, and accessing financial services like savings accounts and insurance.

### What are the key features of TrueMoney?

Key features include instant phone top-ups, secure cashless payments at numerous merchants, international payments, fee-free money transfers, easy top-up options via bank accounts or physical locations, and access to exclusive promotions and discounts.

### Is TrueMoney free to use?

The application itself is free to download and use. While the core payment and management features are free, there may be associated costs for specific financial products or services offered within the app, such as insurance or investment options, and potential in-app purchases for certain features or promotions.

### What are the security features of TrueMoney?

TrueMoney prioritizes security with fully encrypted transactions, face verified technology for transaction verification, multiple layers of advanced security, and 24/7 real-time monitoring. This ensures that your financial information and transactions are protected.

### Who is TrueMoney for?

This app is designed for all mobile network users in Thailand, including AIS, Dtac, and TrueMove H. It is particularly useful for individuals who want to simplify their daily financial management, make secure payments, and take advantage of exclusive deals and financial services.

## Version history (last 5 releases)

### 6.0.1 (1906) — 2026-08-20

New! Tap to Pay is here. Simply tap to pay at 7-Eleven and other leading merchants.
Faster scan experience. Instantly scan QR or barcodes.
Meet Money Buddy, your personal guide for service recommendations and important alerts.

### 6.0.0 (1905) — 2026-08-04

New! Tap to Pay is here. Simply tap to pay at 7-Eleven and other leading merchants.
Faster scan experience. Instantly scan QR or barcodes.
Meet Money Buddy, your personal guide for service recommendations and important alerts.

### 5.78.1 (1892) — 2026-06-08

TrueMoney app just got better! Update now to enjoy the latest improvements.

### 5.78.0 (1892) — 2026-05-29

TrueMoney app just got better! Update now to enjoy the latest improvements.

### 5.77.1 (1886) — 2026-05-14

TrueMoney app just got better! Update now to enjoy the latest improvements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*