# TrueWorth: Wealth Journal — Financial Clarity, Simplified.

> Financial Clarity, Simplified. (iPhone/iPad app by RS GRID PTY LTD.)

- Source: https://appshunter.io/ios/app/trueworth-wealth-journal/id6759728137 (this page in markdown: same URL + `.md`)
- Developer: [RS GRID PTY LTD](https://appshunter.io/developer/1880370960)
- Category: Finance, Business
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 23 MB
- Languages: English
- Released: 2026-04-30
- Data updated: 2026-09-09
- User reviews in markdown: https://appshunter.io/ios/app/trueworth-wealth-journal/id6759728137/reviews.md

## What is TrueWorth?

[The Problem]
THE FRAGMENTATION TRAP
Most apps only solve a fraction of your wealth story.
- Budget Trackers: Only watch your spending by compromising your security with bank-syncing. They see your coffee, but miss your capital.
- Portfolio Trackers: Analyse your trades, but ignore your liabilities and property equity.
- Property Blindspots: Existing tools are either localised legacy relics or glorified spreadsheets.
- Spreadsheet Chaos: Attempting to consolidate Assets, Liabilities, Global Cashflow leads to a "Sheet Maze" that's impossible to maintain.

THE PRIVACY PRICE.
Until now, "The Big Picture" required revealing your entire life to a 3rd party wealth manager—risking a massive data leak just to see your own trajectory. You shouldn't have to trade your privacy for your pulse.

[Our Vision & Mission]
CORPORATE PRECISION. TOTAL PRIVACY.
TrueWorth bridges the gap between high-finance analysis and the modern household. Our mission is to empower individuals with the same analytical precision global firms use to manage their capital. Your household isn't just a checking account; it’s an institution that deserves a Professional-Grade Vault, built with Sovereign Privacy by Design.

[The TrueWorth Difference]
BEYOND NET WORTH: A simple tally of assets is just a snapshot. We reveal your TrueWorth by auditing the "Velocity" of your equity and the strength of your global cashflow.

INSTITUTIONAL METRICS: Monitor your Savings Rate, Liquidity Runway, and Debt Service Ratios with CFO-level accuracy. We provide the benchmarks you need to move from "Saving" to "Strategic Capital Allocation."

SOVEREIGN PRIVACY: Your data is a private asset. TrueWorth is built on an Offline-First Architecture. No bank-linking, no third-party data scraping, and no cloud-tracking. Your financial truth stays on your device.

[Core Features: The Institutional Suite]
UNIFIED PORTFOLIO HUB: Consolidate your global wealth into a single, sovereign view. Track assets across 10+ countries and all major currencies, with real-time reconciliation into your base currency of choice. No more fragmented data—just one unified truth.

GLOBAL PROPERTY PORTFOLIO: Whether you manage a single residence or a portfolio of 10+ international properties, TrueWorth provides a high-resolution Property Pulse. Track equity, rental yields, and liability reduction to see exactly how your real estate contributes to your total trajectory.

INVESTOR-GRADE STATEMENTS: Stop filling out bank forms. Generate and visualise your Balance Sheet, Income Statement, and Cashflow Statement in-app or pdf or excel with the same precision used by global firms. 

THE MONEY TRAIL: Map your financial movement with institutional accuracy. Our signature Money Trail visualises the flow from Gross Inflow to Capital Surplus, ensuring you know exactly how much of your income is being captured as Retained Wealth.

MULTI-ENTITY PROFILES: Architected for the modern family office. Manage separate profiles for partners, children, or family trusts. Toggle between individual views or a Unified Household Context to understand your collective financial power.

STRATEGIC INSIGHTS: Access a dedicated suite of Financial Pulse indicators. From Liquidity Runways to Savings Rate benchmarks, we provide the CFO-level intelligence needed to move from reactive budgeting to proactive capital allocation.

UNCOMPROMISED DATA PRIVACY. TrueWorth is a professional-grade vault, not a data-mining operation. We provide total financial clarity without ever linking your bank or brokerage accounts. Built on a private, offline-first architecture, we have zero tracking, zero advertisements, and strictly no AI—ensuring your wealth story is never used to train models or sell products. No black-box algorithms, no cloud-leaks—just your mathematical truth, held exclusively by you.

[TERMS & PRIVACY]
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://yourtrueworth.app/privacy/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| TrueWorth Pro (Yearly) | $49.99 | per year |
| TrueWorth Pro Monthly | $4.99 | per month |



## Version history (last 3 releases)

### 1.1 — 2026-07-08

- Try before you type. A new built-in Demo household lets you explore everything - net worth, statements, Property Pulse, the Money Trail and reports - with realistic data before you enter a single figure. When you're ready, "Make it yours" turns it into your own profile.
- Property, the way investors see it. Renovations and capital improvements now count as money you've invested, so your returns, return on capital, equity growth and Wealth Velocity — reflect what you've actually put in, not just the purchase price. Record one-off and dated property costs too.
- A truer read on your cashflow. One-off events - a bonus, a big repair - are now separated from your recurring income and expenses across your statements, cashflow and Money Trail, so your real monthly run-rate stays clean and your bottom line stays honest.
- Look back in time. The new "As of" view shows your household's exact position at any past month or financial year — your wealth, then and now, at a glance.
- A clearer home. A redesigned floating header puts your whole Wealth Lens — who, where, which currency and when — in one glance, with a refreshed health gauge.
- Extended limits for all users across Income and expenses, and Alongside monthly and yearly, PRO now offers a one-time purchase pay once, yours forever - limited time offer.

### 1.0.5 — 2026-05-25

- History & Year-on-Year insights — track how your net worth, cashflow, and money flow have evolved with a new Historic Trends page, YoY comparison tiles, and tap-to-expand year breakdowns.
- Search your journals — a search bar on all eight journal list views (Income, Expense, Bank, Investment, Real Estate, Liability, Other Asset, Retirement) with live result highlighting.
- Refreshed onboarding — a new "TrueWorth philosophy" introduction sets context up-front, and each journal page now opens with a short note explaining how that section fits into your wealth picture.
- Smarter Property Insights — rental expenses redesigned with clearer breakdowns, multi-currency expense handling, and tighter cashflow math.
- Mac reliability — Mac re-authentication now mirrors iPhone's 60-minute background pattern; no more unexpected lock states.
- Realtime sync, hardened — better handling of active-profile changes, and default-user associations, validated against a new stress-test harness.
- Plus dozens of polish items across pickers, fonts, the Sankey, info sheets, journal forms
- Plus some bug fixes and performance improvements.

### 1.0 — 2026-04-30

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*
