# Trust Bank SG — Singapore’s digital bank

> Singapore's digital bank offering cashback cards, savings accounts, investments, and loans. (iPhone/iPad app by TRUST BANK SINGAPORE LIMITED.)

- Source: https://appshunter.io/ios/app/trust-bank-sg/id1598460384 (this page in markdown: same URL + `.md`)
- Developer: [TRUST BANK SINGAPORE LIMITED](https://appshunter.io/developer/1588347553)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 258 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 238 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2022-08-29
- Data updated: 2026-08-30
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/trust-bank-sg/id1598460384/reviews.md

## What is Trust Bank SG?

We are Trust, Singapore’s digital bank backed by a unique partnership between Standard Chartered, one of the world’s most trusted banks with more than 160 years experience in Singapore, and FairPrice Group, the nation’s leading grocery retailer for almost 50 years. With a combined heritage in driving prosperity and making life better, we want to add to the everyday life by building Trust with every person in Singapore.

GET STARTED
Open an account and get your digital card issued within minutes.
Apply easily for a Trust card using Myinfo to pre-fill your application.

GET THE FIRST CREDIT CARD IN SINGAPORE TO OFFER STOCKBACK
With Freedom credit card, the choice is yours! Earn 3% Stockback, up to 1.5% Unlimited cashback or up to 15% Bonus cashback when you spend. With Stockback, you can turn your everyday spends into fractional shares of US stocks and US ETFs.

MEET YOUR PERFECT TRAVEL COMPANION
Goodbye, FX fees. Hello, stress-free travels! Whether it’s shopping in Tokyo or on your favourite overseas websites, you’ll score the best rates from us. And we’re all about transparency too. We take Visa’s exchange rates and pass them on to you with no hidden markups. Start using Trust card today as your perfect travel companion wherever, whenever!

GET A NTUC LINK CREDIT CARD WITH UP TO 21% SAVINGS
With a minimum monthly spend, NTUC Union Members can enjoy up to 21% savings with the FairPrice Group. For everyone else, get up to 15% savings on your everyday needs.

ALSO SIGN UP FOR A SAVINGS ACCOUNT WITH HIGH INTEREST
Earn high interest rate on your deposit balance. Plus, enjoy savings on spend with Trust debit card. Insured up to S$100k by SDIC.

INVESTING MADE EASY AND SIMPLE
Build your wealth in Stocks, ETFs and Mutual Funds. Start with as little as US$10 for stocks & ETFs and S$100 for Mutual Funds. No custody, platform or settlement fees, and no sales charges for Mutual Funds. TrustInvest is an investment product and not a bank deposit. All investments involve risks and are not insured by the SDIC. This advertisement has not been reviewed by the Monetary Authority of Singapore.

GET INSTANT LOAN IN 60 SECONDS
Get your loan approved instantly within seconds with Credit Card and enjoy attractive interest rates.

A BETTER DIGITAL CARD EXPERIENCE
With just one tap, you can instantly switch between debit and credit to suit your spending needs. And with a numberless physical card (without the expiry date or CVV printed on the card), this reduces the risk of compromising your card.

GET REWARDS EVERY DAY
Earn Linkpoints on eligible card spend and unlock coupons and stamp cards at your favourite merchants. Our Trust App has a smart tracker too! You’ll know exactly where you are against your reward targets in real-time so you need never miss out on bonus rewards again.

SAFETY IS OUR TOP PRIORITY
Get instant transaction notifications. We also monitor transactions and online payments 24/7 to keep your account secure. Trust also offers strong encryption and biometric login – all to protect your account and personal information.

CUSTOMER SERVICE THAT PUTS YOU FIRST
We are available 24/7. Whenever you need help, reach out to us via the in-app chat or call.

You can also call us on 313-TRUST (313-87878).

Terms and conditions apply. For more information, visit trustbank.sg

PS, Users in India, Indonesia, Philippines, Thailand or any other countries where the Trust Bank app is not available will have to download our app from the Singapore app store or any other country app store where it is available.
_______________________________________________
Registered address: Trust Bank Singapore Limited - 77 ROBINSON ROAD #25-00 ROBINSON 77 068896

## Key features

- Digital account opening in minutes
- Up to 15% cashback on preferred categories
- 0% foreign exchange fees for travel
- High-interest savings account
- Easy investing with low minimums
- Instant personal loans
- Switchable debit/credit card

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/trust-bank-sg/id1598460384/reviews.md

### 5/5 — Zero issues

*2025-07-17*

Smooth going throughout. No issues. Quick to respond to your queries.

**Developer response:** Hi Jon Wain, thank you for your kind rating! 💙 💜

### 5/5 — Review

*2024-02-11*

Excellent

### 3/5 — 为什么开不了户

*2023-12-13*

说糸统出问题了解决一下

**Developer response:** Hi Li Zhongshuo, we are sorry that you are experiencing this 😔Please do call us at 313-TRUST (313-87878) and we will assist you from there. Thank you once again for your feedback!  😊

### 1/5 — Customer support is clueless

*2023-08-02*

In my card details, the last full digits are covered with the word “copy” making it illegible. It’s not nice as it’s not available anywhere else - as you can imagine, that was a mad rush as I was paying online. 
Above is an honest mistake from the app dev and I am totally fine. But when I filed this via in-app chat, suggesting this may be an app update thing and I am just giving you a suggestion, the response was a shocking question asking me if there’s Trust app update. I don’t know man, I see your app updates every few days, and you can go check on App Store yourself where your app has updates.

**Developer response:** Hi RickieCC, we are extremely sorry to hear you had a bad experience 😔. Please feel free to let us know what you need help with, and we'll try our very best to help you! 😊💙

### 1/5 — Compulsory Ads via Notifications

*2023-03-05*

You must permit notifications to use any function of the app. The notifications are abused with daily advertisements (you cannot opt out as per support).

**Developer response:** Hi FairPrice Slave, you can contact us via chat or call from the app, or if that doesn’t work then call us at 313-TRUST (313-87878) and raise this request. We will be happy to assist! 😊💙

### 5/5 — App not working

*2022-11-23*

Keep getting this error message that something is wrong and is being fixed. Tried to delete app and reinstall and it says it still doesn’t recognize singpass…and to try again later…it has been more than 24 hours

**Developer response:** Hi Josucksu, we are extremely sorry to hear you are facing problems 😔 For us to investigate your problem, please call us at 313-TRUST (313-87878). We will be happy to assist! 😊💙

### 1/5 — Bad bad bad!

*2022-11-10*

Now they block my account! Hello w@nker! Isn’t this my account my own way? Why do you have so many rules?!! My password has some repeat numbers… you forced me to use your way… now I can’t remember my password?!!

**Developer response:** Hi woofwoof75, thanks for the positive feedback and the suggestions- we will pass it on to our team! We are also working on foreign transfers and hope to launch it in future. 😊💙

### 1/5 — Reliability

*2022-11-03, version 1.2.0*

This is a digital bank without a physical banking facility. I tried to use my Trust debit card in my Apple wallet today for the first time after opening a saving account few days ago but was rejected. I tried to call the customer service using the Trust App contact option for urgent service but after 25 mins of patiently staying on the line, there was still no one picking up my urgent call. The voice on the answering machine kept saying Trust Bank is doing their best and asking for our understanding. There seems to be nobody at Trust Bank available for customer service to answer urgent calls. Few days ago I sent a message via the Trust App contact option but I still have not received the answers to my questions. This is worrisome. A digital bank provides services totally online. If I can’t reach anyone urgently from the bank, then is this digit bank even trust worthy in the first place?

**Developer response:** Hi MoneyDoomed, we are extremely sorry to hear you are facing problems 😔. We are facing extremely high call volumes, and the fastest way to reach us is to start an in-app chat and leave a message with the full details of your request, and our Customer Care Team will help you with it as soon as possible! 😊💙

### 3/5 — Credit Card not issued yet

*2022-09-08*

I applied using my SingPass a week ago. 

After about one week, I’m still waiting for your credit card. I thought you said within mins of applying we can get a digital card?

**Developer response:** Hi Jon Wain, you can use your Trust Card immediately by adding to Apple Pay: open Apple Pay, and copy your Trust Card details (from the app) in to register. Then you can now use your phone to pay! Hope this helps! 😊💙

### 5/5 — digital bank with great user experience

*2022-09-01*

seemless onboarding and frictionless experience

**Developer response:** Hey SJAT, we are so glad to hear that you like our interface! 😍 We'll keep working hard to make the app even better to use! 💙 💜

## Frequently asked questions about Trust Bank SG

### What is Trust Bank SG?

Trust Bank SG is Singapore's digital bank, a partnership between Standard Chartered and FairPrice Group. It offers a range of financial services including digital accounts, cashback credit cards, savings accounts, investment options, and personal loans.

### What are the key features of the Trust Bank SG app?

Key features include quick account opening, a cashback credit card with up to 15% rewards, a savings account with high interest, easy investing starting from S$100, and instant personal loans. The app also allows users to switch between debit and credit functions on their card.

### Is Trust Bank SG free to use?

The app itself is free to download and use. While there are no direct fees for opening accounts or for basic services, specific financial products like credit cards and loans will have their own terms and conditions regarding interest rates, cashback caps, and potential fees.

### What are the benefits of using the Trust credit card for travel?

The Trust credit card is designed as a travel companion by offering no foreign exchange fees. It passes on Visa's exchange rates directly without any hidden markups, ensuring stress-free overseas spending and shopping on international websites.

### How can I earn rewards with Trust Bank SG?

You can earn Linkpoints on eligible card spend, which can be used to unlock coupons and stamp cards at various merchants. The app also features a smart tracker to monitor your progress towards reward targets in real-time, helping you maximize bonus rewards.

## Version history (last 5 releases)

### 1.61.1 — 2026-08-28

The Cashback card just got an upgrade! Meet the all-new Freedom card, with all-new rewards. Plus, it's the first credit card in Singapore to let you earn Stockback when you spend. Still love Bonus cashback? We've got you! Update Trust App now to discover the rewards awaiting you!

### 1.61.0 — 2026-08-26

The Cashback card just got an upgrade! Meet the all-new Freedom card, with all-new rewards. Plus, it's the first credit card in Singapore to let you earn Stockback when you spend. Still love Bonus cashback? We've got you! Update Trust App now to discover the rewards awaiting you!

### 1.60.2 — 2026-08-13

The Cashback card just got an upgrade! Meet the all-new Freedom card, with all-new rewards. Plus, it's the first credit card in Singapore to let you earn Stockback when you spend. Still love Bonus cashback? We've got you! Update Trust App now to discover the rewards awaiting you!

### 1.60.1 — 2026-08-07

Good things come to those who compound. Meet the newest addition to TrustInvest: UK UCITS ETFs! It's now easier to invest more tax-efficiently, keep more of what you earn, and let compounding work its magic over time. After all, every dollar deserves to work a little harder.

### 1.60.0 — 2026-07-30

Good things come to those who compound. Meet the newest addition to TrustInvest: UK UCITS ETFs! It's now easier to invest more tax-efficiently, keep more of what you earn, and let compounding work its magic over time. After all, every dollar deserves to work a little harder.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*