# Truvaro: Budget & Bill Tracker — Shared Finances & Net Worth

> Simplified budgeting app with three buckets and shared finances for couples. (iPhone/iPad app by TruRevival LLC.)

- Source: https://appshunter.io/ios/app/truvaro-budget-and-bill-tracker/id6779010740 (this page in markdown: same URL + `.md`)
- Developer: [TruRevival LLC](https://appshunter.io/developer/6779010742)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 55 MB
- Languages: American English
- Released: 2026-07-19
- Data updated: 2026-08-29
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/truvaro-budget-and-bill-tracker/id6779010740/reviews.md

## What is Truvaro?

Truvaro is a budgeting app built around one simple idea: your money belongs in three buckets.

Bills. Slush Fund. Yearly.

That's it. No 47 budget categories. No spreadsheets. No guilt. Just a clear picture of where your money goes and how much you actually have to spend.

HOW IT WORKS
Truvaro automatically connects to your bank accounts and sorts your spending into three buckets:

- Bills — your fixed monthly expenses
- Slush Fund — your everyday spending money
- Yearly — big expenses that come once or twice a year

When you know what bucket your money is in, every financial decision gets easier.

BUILT FOR COUPLES
Share your budget with your partner in real time. No more "did you pay that?" or "where did all the money go?" Truvaro keeps both of you in sync.

FEATURES
- Bank sync via Plaid
- Partner sharing
- Smart notifications
- Clean, simple dashboard
- Three-bucket philosophy that actually works

Terms of Use: https://www.trurevival.com/truvaro-terms-of-service
Privacy Policy: https://www.trurevival.com/truvaro-privacy

## Key features

- Three-bucket budgeting system
- Automatic bank account syncing
- Real-time shared budgeting for couples
- Smart financial notifications
- Clean and simple dashboard

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Truvaro Pro | $9.99 | per month |
| Truvaro Pro Annual | $49.99 | per year |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/truvaro-budget-and-bill-tracker/id6779010740/reviews.md

### 5/5 — Game changer

*2026-07-23*

I’ve always struggled keeping track of my expenditures in anything besides excel.  But having this in the palm of my hand makes it so easy! Super user friendly!

### 5/5 — Great budgeting app

*2026-07-22*

A lot of other apps only focus on transactions and spending and this helps you build a budget and gives you freedom with the slush fund account. I also like the yearly account because it keeps yearly subscriptions from surprising me. Now I don’t go over budget because of this feature.

## Frequently asked questions about Truvaro

### What is the main philosophy behind Truvaro's budgeting?

Truvaro's budgeting is built around a simple three-bucket philosophy: Bills for fixed monthly expenses, Slush Fund for everyday spending, and Yearly for large, infrequent expenses. This approach aims to provide a clear picture of your finances without complex categories.

### How does Truvaro handle bank account connections?

Truvaro utilizes Plaid for secure bank syncing, automatically connecting to your bank accounts. This allows the app to sort your spending into the designated three buckets efficiently.

### Is Truvaro suitable for couples managing finances together?

Yes, Truvaro is specifically built for couples. It allows you to share your budget in real-time, ensuring both partners are in sync regarding payments and spending, eliminating common financial communication issues.

### What are the subscription options for Truvaro Pro?

Truvaro offers a Pro subscription at $9.99 per month with a 7-day free trial, and an annual plan for $49.99. These plans likely unlock additional features beyond the free version's capabilities.

### How often is Truvaro updated?

The latest version of Truvaro, 1.0.2, was released on July 24, 2026, indicating recent development activity. Updates are crucial for maintaining security and adding new functionalities.

### What devices does Truvaro support?

Truvaro is available for iPhone and iPod devices. This means users with these Apple products can utilize its budgeting features.

### What is the age rating for Truvaro?

Truvaro has an age rating of 4+, making it suitable for a wide range of users. This rating suggests the content and features are appropriate for young children and adults alike.

### Does Truvaro have ads?

No, Truvaro does not contain advertisements. As it is free with in-app purchases and offers a subscription model, users can expect an ad-free experience.

## Version history (last 4 releases)

### 1.0.3 — 2026-08-25

This update makes getting started — and managing money together — even simpler.

• A faster, simpler setup so you're budgeting in minutes, not screens
• See your net worth at a glance, based on your linked accounts
• Bills now shows Plan vs. Actual, so you can spot what's on track and what's not
• Improved account sync reliability
• Various bug fixes and performance improvements

### 1.0.2 — 2026-07-24

This update makes getting started — and staying in sync — smoother than ever.

• Try Truvaro free for 7 days — start your trial right from the app, no commitment up front
• A simpler, smoother setup: create your account first, then set up your buckets at your own pace
• Invite your partner by email — they get a link that takes them straight into your shared household
• Pull to refresh now pulls the very latest from your bank, so your transactions are always current
• Get notified when you hit 80% and 100% of your monthly budget
• Truvaro remembers how you categorize merchants — even ones with different amounts, like a coffee shop vs. a catering order
• Faster bank connections and plenty of behind-the-scenes fixes

### 1.0.1 — 2026-07-22

Truvaro just got smarter about your bills, budgets, and recurring expenses!

BILLS THAT TRACK THEMSELVES
• Bills now only show "Paid" when a real bank transaction is linked — no more false positives
• When a payment is close but not an exact match, you'll see a "Possible payment" hint right on the bill so you can confirm or dismiss it with one tap
• Payment hints appear on both the Budget tab and the Bills screen
• If a bill's amount or due date changes, a single checkbox lets you update the bill to match the payment you just assigned

SMARTER TRANSACTION ASSIGNMENT
• Creating a new bill or yearly item from a transaction now pre-fills the amount and date for you — no retyping
• Transactions auto-filed by a merchant rule now show a hint linking straight to the rule that filed them
• New Merchant Rules screen: see, edit, or delete every auto-categorization rule, including amount-specific rules (great for split payments to the same merchant)
• Dismissed suggestions now sync across your devices and with your partner

YEARLY ITEMS, UPGRADED
• The yearly item editor now matches the bill editor: custom icons, colors, paid-from account, variable amounts, and auto-pay
• Your item's icon and color now appear on reminders and push notifications
• Tapping a yearly reminder notification takes you straight to that item

BUDGET CLARITY
• Slush Fund cards now show a clear red warning when you're over budget, with the real percentage (like 107%) instead of capping at 100%
• Slush Fund and Yearly Savings rows now show paid status just like bills, including partial payments

RELIABILITY IMPROVEMENTS
• One bank connection having trouble no longer affects your other accounts or net worth
• Banks needing reconnection now show a clear prompt instead of an error
• Lots of behind-the-scenes cleanup and stability fixes

Thanks for using Truvaro! Questions or ideas? We'd love to hear from you.

### 1.0 — 2026-07-20

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
