# Tsukimiru: Installment Tracker — Simpler than a budgeting app

> Simpler than a budgeting app (iPhone/iPad app by Kosuke Mawatari.)

- Source: https://appshunter.io/ios/app/tsukimiru-installment-tracker/id6821876835 (this page in markdown: same URL + `.md`)
- Developer: [Kosuke Mawatari](https://appshunter.io/developer/1489564137)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 6 MB
- Languages: American English, Japanese
- Released: 2026-10-13
- Data updated: 2026-10-31

## What is Tsukimiru?

Tsukimiru keeps your monthly payments in one place: installment plans for furniture and electronics, mortgages and car loans, subscriptions, and bills like utilities. See how long each one continues, what you are billed this month and next, and how much you have already paid.

Tsukimiru (月見る) means "see the month" in Japanese.

HOME: THIS MONTH AND NEXT
See the total billed this month and next month, with this month's payments listed below. Payments that are about to end are marked. Set your own monthly limit to see how much room is left.

FIVE KINDS OF PAYMENTS
- Installments: enter the monthly amount, the number of payments, and the first month. Tsukimiru works out the total and the last month. A different first payment is supported.
- Loans: enter the amount, annual rate, term, and repayment method (level payment or level principal). Tsukimiru works out the monthly payment, the total, and the last payment. You can override the monthly amount with the figure on your repayment schedule and add rate changes.
- Subscriptions & recurring: monthly, yearly, every few years, or in selected months (internet, lessons, insurance, taxes, rent).
- Variable (estimate): bills that change, such as utilities, groceries, and card payments, entered as an estimate. Add extra for high months, such as summer and winter.
- Savings: savings plans kept separate from payments. See your total if you keep saving and when you would reach a goal.

GROUPS
Keep payments in separate groups, such as household and business (up to 10). Each group has its own currency and monthly limit. Switch with tabs on Home, or view everything combined. USD and EUR payments and income can be converted with rates you enter, as estimates.

TAKE-HOME INCOME
Enter your take-home pay to see what share of it goes to payments and what is left.

OUTLOOK
Bar charts for the next 2 to 50 years, by month or by year, colored by category, with your monthly limit and take-home pay as lines.

SCENARIOS
- Rate scenarios: see how monthly loan payments change at +0.5%, +1%, and +2%, and compare them in the Outlook.
- Moving plan: compare monthly payments and what is left if you buy a home instead of renting, with bonus payments, fees, upfront costs, and three patterns.

SHARING
Share this month's list as text, or save the Outlook chart, the breakdown, or the category pie chart as an image. You can share percentages only, without amounts.

CATEGORIES
A pie chart shows amounts and shares by category for this month or in total.

ALSO
- Payment details with the amount paid, the amount remaining, and the full repayment schedule
- Try adding an installment plan to see the new monthly totals without saving it
- No login. Free with ads; Tsukimiru PLUS (1-month free trial) removes ads and the "Made with Tsukimiru" mark on images. Every feature works without PLUS
- Dark Mode, iPhone and iPad

PLEASE NOTE
- All figures are estimates. Check your card or lender statements and repayment schedules for the actual amounts.
- Tsukimiru is a calculator, not financial or tax advice. It does not introduce, compare, or apply for banks, loans, or cards.
- Rate scenarios, the moving plan, and currency conversion are estimates. Check with your lender and other providers for actual figures.
- Your payment data stays on this device and is never sent anywhere. Ads use some device information; see the Privacy Policy.

Support: https://mawatarik.com/en/support/tsukimiru
Privacy Policy: https://mawatarik.com/en/privacy/tsukimiru
Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Tsukimiru PLUS (Monthly) | $0.99 | per month |
| Tsukimiru PLUS (Yearly) | $5.99 | per year |


## Is Tsukimiru safe?

Not enough ratings yet to assess Tsukimiru.

## Is Tsukimiru legit?

Tsukimiru: Installment Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Tsukimiru is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 3 releases)

### 1.2 — 2026-10-27

- Five payment types: installments, loans, subscriptions & recurring, variable (estimate), and savings. Enter bills like utilities and groceries as estimates, and see savings separately from payments.
- New billing cycles: every few years (car inspections, renewal fees, home insurance) and selected months. Add extra for high months, such as summer and winter.
- Updated categories, including utilities & internet, financial, taxes & social insurance, food, daily goods, and medical. Phones now go under electronics.
- See what is left after take-home pay and how much room is left under your limit, on Home and in the Outlook.
- Rate scenarios: see how monthly loan payments change at +0.5%, +1%, and +2%, and compare them in the Outlook.
- Moving plan: compare monthly payments if you buy a home instead of renting, with bonus payments, fees, upfront costs, and three patterns.
- Currency conversion: convert USD and EUR payments and income with rates you enter.
- Share this month's list as text, or save the Outlook chart, the breakdown, or the category pie chart as an image.
- Savings outlook: see your total if you keep saving, in a chart and a table (6 months, 1, 3, and 5 years), with an optional goal.
- Ads now appear. Tsukimiru PLUS (with a 1-month free trial) removes ads and the "Made with Tsukimiru" mark on images. Every feature works without PLUS.
- Close the keyboard with Done after entering a monthly limit.

### 1.1 — 2026-10-19

- English display. Choose a currency for each group (JPY, USD, EUR, GBP, AUD, CAD). Amounts are not converted.
- Groups: keep payments separate, such as household and business (up to 10). Set a monthly limit for each group, switch with tabs on Home, or view them combined.
- Take-home income: see what share of your take-home pay goes to payments and what is left.
- Category pie chart: see amounts and shares by category.
- Totals for each payment type on the All tab.
- The memo field now sits right under the name, and the keyboard closes with Done.

### 1.0 — 2026-10-13

No release notes.

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## More apps by Kosuke Mawatari

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All apps by Kosuke Mawatari: https://appshunter.io/developer/1489564137

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*